4 AU Bank Credit Card Promo Codes, Coupon Codes & Discounts for January 2026
AU Bank Credit Card Offers & Deals for January 2026
Best Deal
- Features- 1% cashback on UPI spends.
- Valid at groceries, restaurants, pharmacies, and supermarkets.
- Max cashback of Rs. 100 per statement cycle.
- Lifetime free card for both new and existing users.
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Credit Card
- Apply now for India's first customizable AU Lit Credit Card.
- Don't miss out on this limited-time offer.
- Available to both new and existing users.
- Act fast to seize this opportunity.
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5% Discount
- Get a 5% Instant Discount at Croma stores when using an AU Debit Card.
- Minimum transaction amount: Rs. 15,000.
- Maximum Discount:
- Up to Rs. 2,000 for AU ivy and AU Royale Debit Cards.
- Up to Rs. 1,000 for other Debit Cards.
- Offer is valid once per card per month.
- Valid every week on Tuesday, Saturday, and Sunday.
- Offer is applicable only in offline stores.
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AU Bank Virtual Rupay Credit Card Launched. Features:- 1% Cashback* on your UPI Spends. *Groceries, Restaurants, Pharmacies & Supermarkets. Maximum... Read More

AU Bank Credit Cards: Low Markup Fees, Accelerated Reward Points, Lifestyle Benefits, and more
AU Bank has Altura, Altura Plus, Vetta, and Zenith Credit Cards. It also has a lifetime free credit card in AU Bank LIT credit card. These come with privileges, rewards, and complimentary benefits like Low Markup Fees, Accelerated Reward Points, Lifestyle Benefits, and more. AU Bank Credit Card reward points can be used for E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight & Hotel bookings and much more. AU Bank Credit Card’s swipe up program allows you to upgrade to lifetime free credit card, extra cashback, and higher rewards. All AU Bank Credit Cards are powered by VISA.
AU Bank Credit Card Offers: Free Lounge Access, 2X Cashback, Reward Points, and more
AU Bank Zenith credit card offers
AU Bank Zenith credit card comes with complimentary lounge access, global concierge, 1.99% markup fee, hotel memberships, free insurance, and extended warranty on mobiles and electronics. Other amazing benefits include:-
AU Bank Vetta credit card offers
AU Bank Vetta credit card gives Vouchers worth ₹2000 on minimum ₹30,000 retail spends done within 60 days of card setup. Reward points are on Grocery & Departmental store, Utility bill payments, Rent, Insurance and Education & Govt. categories. Then, you get up to 1,500 Bonus Reward Points in every calendar quarter with 1 lakh retail spends. Next up is 1 complimentary lounge access per calendar quarter within India. Also, 2 complimentary lounge access per quarter, using VISA Card at railway stations. 1% Fuel Surcharge Waiver for fuel transactions done between 400 and 5,000, across all fuel stations in the country is an add-on here. Finally is Air Accident Cover worth 50 Lakhs, Card Liability Cover, Credit Shield of Up to 5 Lakhs, Purchase Protection of Up to INR 25,000, and Other Travel related covers.
AU Bank Altura Plus credit card offers
Here you get Vouchers worth 500 on minimum ₹10,000 retail spends. Then, 1.5% Cashback on all POS retail spends done at merchant outlets (Maximum cashback per statement cycle is ₹100). You get 1 Reward Point per ₹100 on retail spends (except fuel) on POS, after you reach the maximum cashback limit. Moreover it offers 2X Reward Points for all online transactions. Contactless Card Usage upto ₹5000 and transactions worth INR 2,000 or more into easy EMI options are its add-on benefits.
AU Bank Altura credit card offers
AU Bank Altura Credit Card is best suited for cashback, railway lounge benefits and complimentary card liability cover.
AU Bank LIT (Lifetime Free) credit card offers
AU Bank LIT (live it today) credit cards are customizable and Lifetime Free credit cards which have features of Zenith, Altura, Vetta, and Altura Plus as per your requirement. You can choose your features, switch on/off features, track usage, cashback, and rewards. This card allows you to pay for only what you use.
Note: All the rewards mentioned above for AU Bank credit cards are as of 12/06/23. They may change anytime so check for the latest offerings beforehand.
AU Bank Credit Card Coupon Codes: Discounts on Shopping, Flight Tickets, Food, and more
Grab AU Bank Credit Card Coupon Codes to Get Discounts on Shopping, Flight Tickets, Food, Education, International offers, and more. Some may not require an AU Bank Credit Card Coupon Code. The below mentioned merchants may change anytime so always check for the live ones.
AU Bank Credit Card Customer Care Details
You can call the AU Bank Credit Card Customer Care team on 180012001500 (Toll free number) and 0141-7141100 or 0141-4455000 (Non-Toll free numbers). AU Bank Credit Card Users can email on [email protected]. Vetta and Zenith customers can email on [email protected]. Commercial Credit Cards customers can email on [email protected]. For Reward Points related queries reach on [email protected].
FAQ’s for AU Bank Credit Card Offers & Deals:
Q1. Is AU Bank credit card free for government employees?
AU Bank offers lifetime free credit cards to government employees, and a few MNC employees. If you work for a company that comes under AU Bank's lifetime free credit card list then you can get a lifetime free AU Bank credit card (Any credit card with Unconditional LTF).
Q2. What is the cibil score required for an AU Bank credit card?
A Cibil Score of 750+ gets quick approval for an AU Bank Credit Card. However, lower cibil scores can also apply and get approval depending on various factors.
Q3. Which are the credit card variants offered by AU Bank?
AU Bank has Altura, Altura Plus, Vetta, LIT (customized), and Zenith Credit Cards for various purposes like travel, food, shopping, entertainment, etc.
Q4. Are AU Bank credit card offers good?
It all depends on your usage and redemption. Try to get an AU Bank credit card which has rewards on your desired categories, and then compare it with other bank credit cards. If good then use it for a year to judge it based on your spending and rewards.