AU Bank Credit Card Coupons, Promo Code & Offers

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4 AU Bank Credit Card Promo Codes, Coupon Codes & Discounts for January 2026

AU Bank Credit Card Offers & Deals for January 2026

Best Deal
  • Features- 1% cashback on UPI spends.
  • Valid at groceries, restaurants, pharmacies, and supermarkets.
  • Max cashback of Rs. 100 per statement cycle.
  • Lifetime free card for both new and existing users.
More Info
Verified 340 Used
Credit Card
  • Apply now for India's first customizable AU Lit Credit Card.
  • Don't miss out on this limited-time offer.
  • Available to both new and existing users.
  • Act fast to seize this opportunity.


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Verified 40 Used
5% Discount
  • Get a 5% Instant Discount at Croma stores when using an AU Debit Card.
  • Minimum transaction amount: Rs. 15,000.
  • Maximum Discount:
    • Up to Rs. 2,000 for AU ivy and AU Royale Debit Cards.
    • Up to Rs. 1,000 for other Debit Cards.
  • Offer is valid once per card per month.
  • Valid every week on Tuesday, Saturday, and Sunday.
  • Offer is applicable only in offline stores.
More Info
Verified 351 Used
Hotness
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AU Bank Virtual Rupay Credit Card Launched. Features:- 1% Cashback* on your UPI Spends. *Groceries, Restaurants, Pharmacies & Supermarkets. Maximum... Read More
niom02 niom02 2 years

AU Bank Credit Cards: Low Markup Fees, Accelerated Reward Points, Lifestyle Benefits, and more

AU Bank has Altura, Altura Plus, Vetta, and Zenith Credit Cards. It also has a lifetime free credit card in AU Bank LIT credit card. These come with privileges, rewards, and complimentary benefits like Low Markup Fees, Accelerated Reward Points, Lifestyle Benefits, and more. AU Bank Credit Card reward points can be used for E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight & Hotel bookings and much more. AU Bank Credit Card’s swipe up program allows you to upgrade to lifetime free credit card, extra cashback, and higher rewards. All AU Bank Credit Cards are powered by VISA.

AU Bank Credit Card Offers: Free Lounge Access, 2X Cashback, Reward Points, and more

AU Bank Zenith credit card offers

AU Bank Zenith credit card comes with complimentary lounge access, global concierge, 1.99% markup fee, hotel memberships, free insurance, and extended warranty on mobiles and electronics. Other amazing benefits include:-

  • Vouchers (from top brands) worth ₹1000 on 1st POS retail transaction
  • 10,000 Bonus Reward Points on completing retail spends worth ₹1 Lakh.
  • Reward points on Dining at standalone restaurants, International transactions, Grocery and Departmental stores
  • Complimentary Epicure Membership on minimum of INR 8 lakh retail spends in a card anniversary year.
  • Earn 2,500 Bonus Reward Points on completing one retail transaction on your birthday.
  • 4 complimentary lounge access per calendar quarter within India, using your VISA Card.
  • 2 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations
  • 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum INR 1,000 per statement cycle).

AU Bank Vetta credit card offers

AU Bank Vetta credit card gives Vouchers worth ₹2000 on minimum ₹30,000 retail spends done within 60 days of card setup. Reward points are on Grocery & Departmental store, Utility bill payments, Rent, Insurance and Education & Govt. categories. Then, you get up to 1,500 Bonus Reward Points in every calendar quarter with 1 lakh retail spends. Next up is 1 complimentary lounge access per calendar quarter within India. Also, 2 complimentary lounge access per quarter, using VISA Card at railway stations. 1% Fuel Surcharge Waiver for fuel transactions done between 400 and 5,000, across all fuel stations in the country is an add-on here. Finally is Air Accident Cover worth 50 Lakhs, Card Liability Cover, Credit Shield of Up to 5 Lakhs, Purchase Protection of Up to INR 25,000, and Other Travel related covers.

AU Bank Altura Plus credit card offers

Here you get Vouchers worth 500 on minimum ₹10,000 retail spends. Then, 1.5% Cashback on all POS retail spends done at merchant outlets (Maximum cashback per statement cycle is ₹100). You get 1 Reward Point per ₹100 on retail spends (except fuel) on POS, after you reach the maximum cashback limit. Moreover it offers 2X Reward Points for all online transactions. Contactless Card Usage upto ₹5000 and transactions worth INR 2,000 or more into easy EMI options are its add-on benefits.

AU Bank Altura credit card offers

AU Bank Altura Credit Card is best suited for cashback, railway lounge benefits and complimentary card liability cover.

  • 5% Cashback on minimum ₹2,500 retail spends (Maximum cashback per statement cycle is 150)
  • 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments. (Maximum cashback is 50)
  • 1% Cashback on all other retail spends (no cashback on Fuel, Rent, Wallet & Cash transactions)
  • Get additional cashback of 50 on completing a minimum of ₹10,000 retail spends in every statement cycle.
  • Add-on cardholders can also enjoy Railway lounge benefits within the mentioned complimentary number of visits
  • 1% Fuel Surcharge Waiver
  • For loss of Credit Card, you carry zero liability on any fraudulent transactions made with the card after reporting the loss to the bank.
  • Protection against Card Counterfeit/Skimming and Online frauds.

AU Bank LIT (Lifetime Free) credit card offers

AU Bank LIT (live it today) credit cards are customizable and Lifetime Free credit cards which have features of Zenith, Altura, Vetta, and Altura Plus as per your requirement. You can choose your features, switch on/off features, track usage, cashback, and rewards. This card allows you to pay for only what you use.

  • Shoppers’ Reward - Earn 5X/10X Reward Points
  • 1% fuel surcharge waiver on all transactions between 400 to 5,000
  • Additional 5% cashback for travel, dining, grocery, electronics, and apparel expenses in addition to 1 Reward Point per INR 100 spent.
  • Airport Lounge Access
  • 3 Month Membership of Cult pass Live, Zee5, and Amazon Prime
  • Credit Shield of up to Rs 1.5 Lakhs.
  • 2% cashback for retail spends in addition to 1 Reward Point per 100 spent.

Note: All the rewards mentioned above for AU Bank credit cards are as of 12/06/23. They may change anytime so check for the latest offerings beforehand.

AU Bank Credit Card Coupon Codes: Discounts on Shopping, Flight Tickets, Food, and more

Grab AU Bank Credit Card Coupon Codes to Get Discounts on Shopping, Flight Tickets, Food, Education, International offers, and more. Some may not require an AU Bank Credit Card Coupon Code. The below mentioned merchants may change anytime so always check for the live ones.

  • AU Bank Credit Card Coupon Codes for shopping on Flipkart, Croma, Zepto, BBNOW, TATA CLiQ, bigbasket, Rentomojo, IGP, GIVA Jewellery, Hugo Boss, and others.
  • AU Bank Credit Card Coupon Codes for travel on Cleartrip, OYO Rooms, Abhibus, Avis India, Paytm Flights, FabHotels, Booking.com, Uber, and others.
  • Health & Wellness: Apollo Pharmacy, MediBuddy, Lybrate, Healthkart, Pharmeasy, Wow Skin Sciences, Kapiva, mcaffeine, Myprotein, and others.
  • AU Bank Credit Card Coupon Codes for food on Zomato, Swiggy, EatSure, Behrouz Biryani, Faasos, Fresh Menu, The Good Bowl, Oven Story Pizza, Domino’s Pizza, and more.
  • AU Bank Credit Card Coupon Codes for entertainment on BookMyShow, Inox, Bloomberg Quint, The Wall Street Journal, Airtel Xstream, Paytm Movies, PocketFM, more.

AU Bank Credit Card Customer Care Details

You can call the AU Bank Credit Card Customer Care team on 180012001500 (Toll free number) and 0141-7141100 or 0141-4455000 (Non-Toll free numbers). AU Bank Credit Card Users can email on [email protected]. Vetta and Zenith customers can email on [email protected]. Commercial Credit Cards customers can email on [email protected]. For Reward Points related queries reach on [email protected].

FAQ’s for AU Bank Credit Card Offers & Deals:

Q1. Is AU Bank credit card free for government employees?

AU Bank offers lifetime free credit cards to government employees, and a few MNC employees. If you work for a company that comes under AU Bank's lifetime free credit card list then you can get a lifetime free AU Bank credit card (Any credit card with Unconditional LTF).

Q2. What is the cibil score required for an AU Bank credit card?

A Cibil Score of 750+ gets quick approval for an AU Bank Credit Card. However, lower cibil scores can also apply and get approval depending on various factors.

Q3. Which are the credit card variants offered by AU Bank?

AU Bank has Altura, Altura Plus, Vetta, LIT (customized), and Zenith Credit Cards for various purposes like travel, food, shopping, entertainment, etc.

Q4. Are AU Bank credit card offers good?

It all depends on your usage and redemption. Try to get an AU Bank credit card which has rewards on your desired categories, and then compare it with other bank credit cards. If good then use it for a year to judge it based on your spending and rewards.