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Card

Popular SBI Sprint Simply Save Credit Card

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Fees
Annual Fee
499
Joining Fees
499
Rewards
Spending
1 Reward Point per Rs. 150 spent on all other spends
Joining Bonus
Spending
Get 2000 Bonus Reward Points on spends of Rs. 2000.
N/A
  • 2,000 Bonus Reward Points worth Rs. 500
  • 10X Reward Points on Dining, Movies, Departmental Stores and Grocery
  • 1% Fuel Surcharge Waiver
View Offer Details
Lifetime Free
Card

Popular IDFC First Quantum+ RuPay

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Fees
Annual Fee
0
Joining Fees
0
Rewards
Spending
2% Cashback = Rs.20000
Joining Bonus
Spending
N/A
N/A

✅ Lifetime Free (No Joining & No Annual Fee)
✅ FD starts from just ₹10,000
✅ Credit Limit = 100% of your FD
✅ No income proof or credit history required
✅ Ideal for Students, Freelancers, Homemakers & First-time Credit Card Users

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Card

Popular SBI IRCTC Rupay Platinum Credit Card

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Fees
Annual Fee
500
Joining Fees
500
Rewards
Spending
Rs.125 = 1 Reward Point
Joining Bonus
Spending
350 Reward Points
N/A
  • 500 Reward Points on payment of renewal fee
  • Up to 10% value back as reward points on buying tickets through IRCTC
  • 4 complimentary railway lounge access in a year in India
View Offer Details
Lifetime Free
Card

Popular Zagg Credit Card

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Fees
Annual Fee
0
Joining Fees
0
Rewards
Spending
N/A
Joining Bonus
Spending
N/A
N/A

Benefits:
* 1+1 Movie Tickets on District & BookMyShow 
* Flat ₹150 Off on Zomato 
* 40% Off on Swiggy Food & Instamart 
* Up to 3% Rio Coins back on UPI & Card Spends 
* 8 FREE Airport Lounge Visits per Year 

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First Year Free
Card

Popular CRED IndusInd Bank Rupay Credit Card

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Fees
Annual Fee
499
Joining Fees
499
Rewards
Spending
Rs.100 = 1.5 Rewards
Joining Bonus
Spending
1 Point = 0.15
N/A

*5% back as CRED Points on E-commerce transactions*

*5% back as CRED Points on transactions done on CRED*

*1% back as CRED Points on Scan & Pay transactions through CRED

*1% back as CRED Points on Insurance and Utility bills paid via CRED*

*1% back as CRED Points on all other transactions*

*Credit Card enabled on UPI

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Lifetime Free
Card

Popular Millenia HDFC Bank Credit card

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Fees
Annual Fee
0
Joining Fees
0
Rewards
Spending
5% & 1% on Myntra, Amazon and other spends
Joining Bonus
Spending
NA
NA
  • 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • 1% cashback on other spends
  • ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
  • Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS. TnC
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First Year Free
Card

Popular Flipkart SBI Card

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Fees
Annual Fee
499
Joining Fees
499
Rewards
Spending
Rs.100 = 5 Cashback
Joining Bonus
Spending
1 cashback = 1 Rupee
NA
  • Welcome Benefit

      • Rs. 250 Flipkart Gift Card will be shared with Cardholder over Registered E-mail ID / Mobile Number within 60 days of realization of Joining Fee.
      • Flipkart Gift Card will have a validity of 1 year from the date of issuance.
      • Additional benefits worth Rs 1000 on first transaction on Flipkart using the Flipkart SBI Credit Card within 30 days of card Approval. 
      • Please click here for detailed Terms and Conditions
  • Cashback

      • 5% Cashback on Flipkart and Cleartrip.
      • 7.5% Cashback on Myntra.
      • 1% Cashback on other spends.
      • 4% Cashback on preferred /Select Merchants.
      • Please click here  for list of Preferred/Select Merchants
      • Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Fuel, Rental, Government Payments, Jewelry, Insurance, Schools & Education, Gaming, Wallets, EMI Spends on Flipkart, Cleartrip and Myntra.
  • Fuel Surcharge Waiver

      • Get 1% fuel surcharge waiver across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, exclusive of GST and other charges.
      • Maximum fuel surcharge waiver of Rs. 400 per statement cycle, per credit card account
View Offer Details
Card

HSBC TravelOne Credit Card

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Fees
Annual Fee
4999
Joining Fees
4999
Rewards
Spending
100 = 2 Reward Points Earn
Joining Bonus
Spending
1000 Cashback = Rs.1000
3000 Reward Point on Spend of 1L

Welcome rewards

Download and log on to the HSBC India Mobile Banking app and spend INR10,000 within the first 30 days of opening your credit card account to get:

  • INR1,000 cashback
  • The Postcard Hotel voucher worth INR 3,000
  • 3 months EazyDiner Prime Membership


Plus, get 3,000 bonus reward points when you spend INR100,000 in the first 90 days.

  • Earn 4 reward points for every INR100 spent on flights, travel aggregators and in foreign currency
  • Get 2 reward points for every INR100 spent on anything else, with no cap .
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Card

Popular PhonePe SBI Card SELECT BLACK

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Fees
Annual Fee
1499
Joining Fees
1499
Rewards
Spending
100 = 10 Reward Point Earned
Joining Bonus
Spending
1 Reward Point = Re. 1
N/A
  • Welcome Benefit

      • Get Rs. 1, 500 PhonePe Gift Card on realization of Joining Fee
      • Once added to PhonePe App, the card balance would be valid for 12 months
  • Reward Point

      • Get 10 Reward Points per Rs. 100 on eligible PhonePe and Pincode spends
      • Get 5 Reward Points per Rs. 100 on eligible online spends
      • Get 1 Reward Point per Rs. 100 on other spends
      • No Reward Points applicable on fuel transactions, wallet upload, rent payment, education services and government spends, EMI transactions, and cash withdrawal
      • 1 Reward Point = Re. 1
      • You can redeem your Reward Points against a wide array of vouchers or for cash
  • Milestone Benefit

      • Get Yatra Voucher worth Rs. 5,000 on achieving spends of Rs 5 lakh or more in a membership year

Domestic Lounge Program

  • 4 Complimentary Domestic Lounge visits every year (max. 1 per quarter)
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Card

Kotak Cashback+ Credit Card

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Fees
Annual Fee
750
Joining Fees
750
Rewards
Spending
N/A
Joining Bonus
Spending
1 Cashback = ₹1
N/A

Earn accelerated cashback

  • 5% on online grocery & food delivery
  • 5% on online entertainment
  • 3% on fuel spends across fuel station

Earn base cashback

  • Unlimited 0.5% cashback on other eligible spends
  • Offline grocery, dining, and entertainment purchases will earn base cashback

Fuel Surcharge Waiver

1% fuel surcharge waiver will be available on transactions between ₹500 to ₹4000. Maximum waiver is allowed up to ₹3500 in an anniversary year.


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