Latest Best Credit Card Offers
HDFC Regalia Gold Credit Card
2500
2500
₹150 = 4 Reward Points
- Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits (spend Rs. 1 Lakhs and above within 90 days of card issuance)
- ₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
- ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
- 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
- Complimentary lounge access at over 1000 airports
- 4 Reward Points on every Rs.150 spent (On retail spends)
- Earn 20 Reward Points on every Rs.150 retail* spends at Marks & Spencer, Myntra, Reliance Digital, Nykaa!
- Zero Lost card liability
- 2% Foreign Currency Markup
- Revolving Credit
- exclusive 24/7 Concierge Services
- 12 complimentary access within India (both at domestic and international terminals)
- Using Priority Pass, you and your add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
- up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants)
- Get ₹ 1,500 worth vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital when you spend Rs. 1.5 Lakhs in every calendar quarter.
- Get ₹ 5,000 worth flight vouchers when you spend Rs. 5 Lakhs spends in an anniversary year
- Get additional ₹ 5,000 worth flight vouchers when you spend Rs. 7.5 Lakhs spends in an anniversary year
- Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
- Accidental air death cover worth Rs. 1 Crore
- Emergency overseas hospitalization: up to Rs. 15 lakhs
- Credit Liability cover: Up to Rs. 9 Lakhs
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 1,00,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 12 Lakhs per annumFAQs
Is HDFC Regalia Gold worth it?
Yes, for travelling (flights, hotels) and retail spends because of free memberships and good reward points respectively.
What is the annual fee for Regalia Gold Card?
₹2500+Tax. It can be waived off on meeting target spends.
Which card is better than Regalia?
ICICI Sapphiro Credit Card competes well.
How do I upgrade my regalia to regalia gold?
Contact HDFC credit card customer care team. They will let you know whether you qualify or not. If not, fulfill the requirements to upgrade.
CASHBACK SBI Card
999
999
₹5% Cashback on online spends without any merchant restriction
The CASHBACK SBI Card is worthy if your online shopping spends are high because you will earn cashback which can be used on next transactions.
- 5% Cashback on online spends without any merchant restriction
- 1% Cashback on offline spends
- Card Cashback will be auto-credited to your SBI Card account within two working days of your next statement generation
- Reversal of Renewal Fee on annual spends of Rs.2 Lakh
- 1% Fuel Surcharge Waiver across all petrol pumps in India*
- Joining Fee (one-time): Rs. 999
- Renewal Fee (Per Annum): Rs. 999 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000.
- Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways etc.
- You can use your CASHBACK SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your CASHBACK SBI Card
- Transfer the outstanding balance of other banks’ credit cards to your CASHBACK SBI Card, and avail a lower rate of interest and pay back in EMIs
Minimum Age – 21 years
Maximum Age – 70 years
Occupation – Salaried or Self-Employed
Other Criteria – Regular source of Income, Good credit score, etc.
Bank of Baroda Premier RuPay Credit Card
1000
1000
₹₹100 spent = 5X reward points (Travel, Dining, International)
The Bank of Baroda Premier RuPay Credit Card is more of a premium credit card that comes with some great benefits for a good cost too. By paying a joining/annual fee of Rs. 1,000, you get to enjoy many reward points, offers, and some lounge access benefits too with this RuPay credit card from the Bank of Baroda. You can also waive off these joining and annual fees by spending a certain amount in a specific period of time. All these benefits make the BOB Premier RuPay credit card a great deal for many.
- Get 2 reward points on every ₹100 that you spend.
- Get 1 reward point on every ₹100 that you spend on select merchant stores.
- Spend ₹10,000 within the first 60 days to get the first year free.
- Spend ₹1,20,000 to get a fee waiver in a financial year.
- 1 Complimentary Airport lounge access every quarter.
- 1% fuel surcharge waiver
- Easy EMI conversion on spends of over ₹2,500.
- Free personal accident cover
- Minimum Age: 18 Years
- Maximum Age: 65 Years
- Minimum Monthly Income: ₹60,000
FAQs
What is the Annual Fee of Bank of Baroda Premier Credit Card?
The annual fee of the Bank of Baroda Premier Credit Card is ₹1,000. You can also get an annual fee waiver by simply spending Rs. 10,000 within the first 60 days of getting the card and by spending Rs. 1,20,000 or more next year onwards.
Who is Eligible for a BOB Premium Credit Card?
Applicants between the ages of 18 to 65 years with a minimum monthly income of Rs. 60,000 are eligible for a BOB Premium Credit Card. However, the decision for actually issuing a credit card to an applicant lies solely with the Bank of Baroda.
What are the Benefits of the Premier Credit Card?
The Bank of Baroda Premier Credit Card is a good option for anyone looking for a rewarding RuPay Credit Card. It comes in two options, RuPay and Visa, and the applicants can choose whichever network suits their needs. It also offers reward point boosters and airport lounge access benefits, all for a minimum annual fee of Rs. 1,000 that can be waived off easily.
Marriott Bonvoy HDFC Bank Credit Card
3000
3000+Tax (after 45 days)
₹150 = 8 Marriott Bonvoy Points (Hotels)
The Marriott Bonvoy HDFC Bank Credit Card is definitely rewarding for Marriott Hotels in India and around the World. This Hotel credit card also has good travel benefits, and comes in the premium cards category for Hotels. It promises up to 4 Free Night Awards and ₹1,71,600 yearly savings.
Marriott Bonvoy HDFC Bank Credit Card Benefits
- 1 Free Night Award (up to 15,000 Points) as welcome gift and on card renewal. Make a note that Certain hotels can levy resort fees.
- Complimentary Marriott Bonvoy Silver Elite Status
- Each calendar year you will receive 10 Elite Night Credits to use towards the next level of Marriott Bonvoy Elite status
- Accelerated Rewards:
Marriott Bonvoy points
Earning on
8
hotels participating in Marriott Bonvoy
4
travel, dining, and entertainment
2
others
- Earn 1 additional Free Night Award when you reach ₹6 lakh, ₹9 lakh, and ₹15 lakh spend thresholds each within your Card anniversary year.
- Airport lounge access (12 domestic and 12 international lounge visits annually)
- Membership in the Golf Program (2 times per quarter)
- Access to concierge services.
- Foreign Currency Markup: 3.5% on all your foreign currency spends
- Insurance
Instance
Cover
Delay or loss of checked-in baggage
$250
Loss of travel documents
$250
Flight delay
$250
Air accidental
$12,500
Emergency medical expenses
$18,750
Credit shield
₹1 Lakh
Loss liability
₹1 Lakh
Salaried Indian National:
Age: Min 21 years & Max 60 Years
Net Monthly Income> Rs 1,00,000
Self Employed Indian National:
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 15 Lakhs per annum.
Marriott Bonvoy HDFC Bank Credit Card FAQs
Is Marriott Bonvoy credit card available in India?
Yes, HDFC Bank has recently launched the co-branded card.
What credit score do you need for a Marriott Bonvoy card?
A credit score in the range of 690-850 is ideal. However, there are many other factors considered.
Which credit card has Marriott membership?
The Marriott Bonvoy HDFC Bank Credit Card comes with a Complimentary Marriott Bonvoy Silver Elite membership
What bank is Marriott Bonvoy credit card?
HDFC Bank in association with Diners Club International
RBL Shoprite Credit Card
500
0
₹20 reward points/₹100 spend on grocery
About the RBL Shoprite Credit Card: It’s popular for its grocery benefits and available in RuPay, Visa and Mastercard network. The card has an annual fee waiver on 1.5L spends.
RBL Shoprite Credit Card Rewards & Benefits:
Following are the benefits of RBL Shoprite Credit Card:
Grocery Rewards & Benefits:
- Earn 20 reward points for every ₹100 spent on grocery (5% valueback with each point redeemable at ₹0.25)
- Grocery shopping transactions are identified under MCC 5411, 5422, 5441, 5451, 5499 for cards under Mastercard/Visa network
Rewards on Other Purchases
- Earn 1 reward point for every ₹100 spent on every eligible retail transaction
Movie Tickets & Entertainment benefits:
- Earn 10% discount up to ₹100 on BookMyShow movie tickets (15 times per calendar year)
Fuel benefits:
- Get 1% fuel surcharge waiver max up to ₹100 on fuel purchases between ₹500 to ₹4000
RBL Shoprite Milestone Rewards:
- None except for an annual fee waiver on spends of ₹1,50,000 in a year.
Reward Points Value
Value of 1 RBL Reward Point = Up to ₹0.25 (depends on redemption)
RBL Shoprite Limits & Capping:
- Maximum of 1000 reward points per month can be earned
- 10% Discount on BMS voucher is available only 15 times per calendar year
- For Rupay-based cards, offline transactions under ₹2000 made on small merchants (>20L turnover) will not be eligible for rewards or milestone benefits.
- Fuel purchase for an amount more than ₹4000 is not eligible for surcharge waiver.
- No rewards on fuel & auto, utilities, rental, insurance, real estate, railways, wallet and services
- To be eligible for the RBL Bank Shoprite Credit Card, you generally need to be an Indian resident aged 18 to 65, with a minimum annual Income Tax Return (ITR) of ₹3 lakhs.
- Both salaried and self-employed individuals can apply.
- A good credit score (700+) and a healthy credit history are also important, as is a stable source of income.
TATA Neu Plus HDFC Bank RuPay Credit Card
500
0
₹2% Cashback as NeuCoins on Tata brands
The TATA Neu Plus HDFC Bank Credit Card is a very promising RuPay credit card that gives a huge number of reward points in the form of NeuCoins, that can be used on the TATA Neu App. It is a complete lifestyle package credit card that comes with numerous benefits and a very minimal charge. As a limited-period offer, you can get the TATA Neu HDFC Bank Credit Card without paying any joining fee.
- 1% NeuCoins as cashback on all spends
- Additional 5% NeuCoins cashback for TATA NeuPass holders
- Get 4 Complimentary Domestic Airport Lounge Access per year
- 1% fuel surcharge waiver
- Get an annual fee waiver by spending ₹1,00,000 or more within a year
- APR: 45%
- Minimum Age for Salaried Employees: 21 Years
- Maximum Age for Salaried Employees: 60 Years
- Monthly Income for Salaried Employees: More than ₹25,000
- Minimum Age for Self-Employed Applicants: 21 Years
- Maximum Age for Self-Employed Applicants: 65 Years
- ITR Annually for Self-Employed Applicants: ₹6,00,000
Is the TATA Neu Plus Credit Card Lifetime Free?
No, the TATA Neu Plus Credit Card is not lifetime free. But, cardholders can get an annual fee waiver by simply spending ₹1,00,000 or more in a year.
What are the Benefits of the TATA Neu Plus Credit Card?
The TATA Neu Plus Credit Card comes with many benefits, including rewards and cashback in the form of NeuCoins that can be used for shopping. It also offers airport lounge access, fuel surcharge waiver, and other benefits to the user.
What is the TATA Neu Plus Credit Card?
The TATA Neu Plus Credit Card is a co-branded credit card launched by HDFC Bank in partnership with the TATA Group.
TATA Neu Infinity HDFC Bank RuPay Credit Card
1500
0
₹5% Cashback as NeuCoins on TATA brands
The TATA Neu Infinity HDFC Bank Credit Card is a better version of the TATA Neu Plus HDFC Bank Credit Card. Launched as a co-branded credit card, the TATA Neu Infinity card also works on the RuPay payment network and offers greater rewards than the Infinity Plus Credit Card, at a higher cost too. With more complimentary Airport Lounge Visits, this credit card is surely better for anyone looking for a good travel credit card too.
- 1.5% NeuCoins as cashback on all spends
- Additional 5% NeuCoins cashback for TATA NeuPass holders
- Get 8 Complimentary Domestic Airport Lounge Access per year
- 1% fuel surcharge waiver
- Get an annual fee waiver by spending ₹3,00,000 or more within a year
- Minimum Age for Salaried Employees: 21 Years
- Maximum Age for Salaried Employees: 60 Years
- Monthly Income for Salaried Employees: More than ₹1,00,000
- Minimum Age for Self-Employed Applicants: 21 Years
- Maximum Age for Self-Employed Applicants: 65 Years
- ITR Annually for Self-Employed Applicants: ₹12,00,000
Is the TATA Neu Infinity Card Worth It?
The TATA Neu Infinity Credit Card can be worth the fee if you find the perfect use for it. By spending a certain amount in a year, you can waive off its annual fee and the benefits that it offers are quite good too, which makes the TATA Neu Infinity HDFC Credit Card worth it.
What is the Yearly Charge for the TATA Neu Credit Cards?
The TATA Neu Plus Credit Card comes with an annual fee of Rs. 499 and the TATA Neu Infinity Credit Card has an annual fee of Rs. 1,499.
What is the Reward Rate of TATA Neu Infinity?
The TATA Neu Infinity Credit Card offers 5% NeuCoins back on all spends on the TATA Neu App. For other spends, the reward rate is 1.5 NeuCoins.
IndianOil Axis Bank RuPay Platinum Credit Card
500
500
₹₹100 spent on IOCL fuel outlets = 20 Reward Points
The IndianOil Axis Bank RuPay Platinum Credit Card is a decent RuPay credit card, and that’s pretty much it. If your requirement is just a RuPay credit card that enables easy UPI usage, then the IndianOil Axis Bank Platinum Credit Card can get the job done. Also, its offers revolve around some simple benefits related to fuel transactions and reward points. So, it can be a great credit card for anyone who wants to save more on their fuel requirements. Below are the complete offer details.
- 5 Reward Points on every ₹100 spent on online shopping.
- 1% fuel surcharge waiver (max waiver of ₹50 per statement cycle)
- Spend more than ₹50,000 in a year to waive off your annual fee.
- Get a 10% discount on movie tickets booked via the BookMyShow app.
- Get 1 EDGE Reward Point on every ₹100 spent.
- Get discounts of up to 15% at Axis Bank partner restaurants.
- Minimum Age: 18 Years
- Maximum Age: 70 Years
- A Stable Income Source
- A Good CIBIL Score
IDFC FIRST Wealth Credit Card
0
₹0
₹150 = 1 Reward Point
- Lifetime free card
- Low Forex Markup of 1.5%
- Upto 3X reward points on all UPI spends
- 3X Reward Points on Spends till ₹20,000 in a statement cycle
- 10X Reward Points on crossing spends of ₹20,000 in a statement cycle & on your birthday
- offers on 300+ brands
- buy 1 get 1 free movie ticket offer up to ₹250 on Paytm mobile app (valid twice per month)
- Unlimited & never expiring Reward Points
- 1X Reward Points on Insurance premium and Utility bill payments
- Use Reward points to instantly pay for online or in-store purchases
- 3X Reward Points on rental and property management transactions
- 1 Reward point = ₹0.25
- Categories not included in the 10X Reward Points threshold: Rental & Property Management, Utility, Insurance, Government Services, Education and Wallet Load.
- Reward Points program not applicable on fuel, EMI transactions, & cash withdrawals.
- Reward redemption will attract a small convenience charge of ₹99 (+ applicable taxes) per redemption.
- Best in class Forex mark-up of only 1.5%
- 2 complimentary domestic airport lounge and spa visits and 2 complimentary overseas airport lounge visits per quarter, on spending ₹20,000 every month.
- Up to 2 complimentary golf rounds per month activated post ₹20,000 monthly spends
- Comprehensive Travel Insurance and Air Accident cover
- Interest-free cash withdrawal anywhere in the world (Cash Advance Fee of only ₹199 per transaction)
- 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
- Up to 20% discount at 1500+ restaurants
- Cancellation For Any Reason (CFAR) insurance: Cancellation cover for up to 2 claims up to ₹10,000, will be available for hotel and flight booking cancellations.
- 4 Complimentary Railway Lounge visits per quarter
- Airport Meet & Greet - Enjoy discounts on Airport Fast Track immigration service at over 450 destinations worldwide.
- Airport Transfers - Lucrative discounts on Airport transfer limousine service across in over 3000 cities across 83 countries.
- Concierge - This service provides a modern, personalized experience for you to self-book your dining, staycation, flights and activities.
- Luxury Hotel Collection – Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others.
- Complimentary Roadside Assistance worth ₹1,399
- 1% Fuel Surcharge Waiver up to ₹400 p.m. at all fuel stations across India on transaction values between ₹200 & ₹5000
- Air Accident Cover of ₹1 Crore, Personal Accident Cover of ₹10,00,000 and Lost Card Liability Cover of ₹50,000. Valid on doing at least one transaction on FIRST Wealth Credit Card in last 30 days
- Comprehensive Travel Insurance Cover of USD 1200
- 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions
- Low Interest Rates (APR), from 0.75% to 3.65% per month (9% to 43.8% per annum)
Annual income of ₹36 Lacs or more
IndusInd EazyDiner Platinum Credit Card
0
0
₹100 = 2 Reward Points
Earn up to 2 Reward Points on every INR 100 spent
Extra 2000 Reward Points on spending 30,000 (excludes dining spends) every 90 days
Instant redemption of Reward Points against restaurant bills for extra
3 months EazyDiner Prime membership worth ₹1095. GUARANTEED 25% up to 50% OFF at over 2000+ premium restaurants & bars
3 month Prime membership renewal upon spends of 30,000 in 90 days
Extra instant 20% OFF upto INR 500 every time you book and pay on the EazyDiner app
Prime-exclusive benefits like 2X EazyPoints and redeem them for FREE luxury hotel stays & FREE meals
500 welcome bonus EazyPoints
LTF card (Life-Time Free) with no joining fees and no annual fees
1% fuel surcharge waiver across all fuel stations in India
To apply for the card, you should have a good credit score and a stable source of income. The precise eligibility criteria would be communicated to you at the time of applying for the card.
FAQs
What are the benefits of IndusInd Bank EazyDiner Platinum credit card?
It gives you free EazyDiner membership, extra discounts and better reward points conversion ratio on restaurants, and much more.
Which credit card offers EazyDiner membership?
IndusInd Platinum and Signature credit cards offer free EazyDiner membership.
Does IndusInd EazyDiner Platinum credit card have lounge access?
No because its not a travel credit card.
What is the minimum cibil score for IndusInd Bank EazyDiner credit card?
A good CIBIL score is required.