Latest Best Credit Card Offers

The HSBC VISA Platinum Credit Card is the perfect option for beginners who do not know where to start with their credit card journey. This lifetime free credit card comes with decent benefits and easy enough rewards for everyone to grasp. Not only that but it also offers Air miles conversion for various airlines, which can be a great benefit for anyone looking for the best lifetime free credit card for traveling. Also, it is one of the very rare Lifetime Free Credit Cards with Airport Lounge Access, which gives it a significant advantage over other credit cards.

• Air Miles conversion on many airlines like InterMiles, Singapore Airlines, and British Airways
• Buy one get one free movie ticket offers, up to ₹250, on Saturdays when booking via BookMyShow.
• 15% Instant Discount on shopping at TATA CLiQ across various categories
• Many ever-changing and live offers
• Savings of up to ₹3,000 annually on fuel surcharge
• Zero liability for lost cards
• Emergency Card Replacement
• Insurance Benefits

On completing a transaction of ₹2,500 or more within the first 30 days of issuing the card, you will get:

• An Amazon voucher worth ₹500
• A Swiggy voucher worth ₹250
• 3 Complimentary Airport lounge access, international and domestic. Or, 3 complimentary AirDine vouchers

For more details on reward points redemption and conversion, refer to this page.

The IndusInd Bank Legend Credit Card is truly a lifetime free credit card for legends. Coming with countless offers and benefits, this LTF credit card offers double reward points on all of your spends on weekends. Not only this feature makes it a great credit card for reward points, but also gives a great advantage to shoppers who want to make the most of their weekend. Moreover, the partnered offers with the IndusInd Bank Legend Credit Card are unmatched in all aspects.

• Get 2X reward points on weekends
• Use Reward Points on Indus Moments for more exciting offers on stores like Flipkart, Ajio, MakeMyTrip, and more.
• Redeem Reward Points for Air Miles (100 Reward Points = 100 InterMiles)
• Up to 3 free movie tickets every month on BookMyShow with a buy one get one free offer
• Complimentary Priority Pass
• Discounted Foreign Currency Markup Rate of 1.8%
• Complimentary personal air accident insurance cover of up to ₹25,00,000
• Up to ₹2,400 savings on fuel surcharge
• Complimentary stay at the Oberoi Chain of Hotels
• Complimentary Luxe Gift Card
• Free vouchers from various brands such as Amazon, ALDO, Benetton, Flipkart, etc.

Lifetime Free IDFC Millenia Credit Card Benefits

The IDFC First Millenia Credit Card is a lifestyle credit card that offers many reward points as its main attraction. For instance, you get 10X reward points on incremental purchases done above ₹20,000 per month and on all purchases done on your birthday. Along with this reward points booster, you get many others with the IDFC Millenia Lifetime Free Credit Card, which is why it is one of the best lifetime-free credit cards out there. Let’s take a look at all IDFC Millenia First Credit Card benefits:

• 10X reward points on incremental purchases above ₹20,000 per month and on all spends on your birthday.
• 6X reward points on online spends of up to ₹20,000 per month.
• 3X reward points on offline spends of up to ₹20,000 per month.
• Unlimited reward points that do not expire.
• Use reward points to pay online and offline.
• Welcome voucher worth ₹500 if you spend ₹15,000 or more within the first 90 days of getting the IDFC Millenia Credit Card.
• 5% cashback of up to ₹1,000 on the first EMI done within a month of getting the card.
• Get a 25% discount of up to ₹100 on movie tickets booked on the Paytm Mobile App once per month.
• 4 complimentary railway lounge visits every quarter.
• ₹1,399 worth of complimentary roadside assistance.
• Get a fuel surcharge waiver of 1% at all fuel stations in India, with a max cap of ₹200/month. (On transaction values between ₹200 to ₹5,000)

IDFC First Millenia Credit Card Charges

Given below is a breakdown of all the IDFC Millenia Credit Card Charges:

• No Annual or Joining Fee, a completely Lifetime Free Credit Card.
• Interest Rate: 0.75% to 3.5% per month / 9% to 42% per annum
• Interest-Free Cash Withdrawals at domestic and international ATMs for up to 48 days.
• Cash Advance Fee: ₹199 per transaction
• Overlimit Charges: 2.5% of the over-limit amount with a minimum charge of ₹500.
• Late Payment Fee: 15% of the total due amount, with the minimum charge being ₹100 and the maximum charge being ₹1,250.
• Forex Markup: 3.5%