The ICICI Bank Coral RuPay Credit Card is surely one of the better RuPay cards out there. Not only does it come with some amazing perks, but its annual and joining fees aren’t much either. Moreover, this RuPay credit card, like every other RuPay credit card, makes the use of UPI very easy for all cardholders. The ICICI Coral Credit Card is a lifestyle card that offers decent reward points, airport lounge access, discounts on movie tickets, and much more.

• Get 1 Reward Point on every ₹100 spent on utilities and insurance payments.
• 1 Complimentary airport lounge access per quarter.
• 1 Complimentary domestic railways lounge access.
• Get a 25% discount of up to ₹100 on BookMyShow and INOX.
• ₹2 Lakh worth of personal accident insurance cover.
• 24 x 7 concierge services
• Get 2000 reward points for spending ₹2 Lakh or more in a year.
• Get 1000 reward points every time you spend ₹1 Lakh after getting those 2000 reward points. (Max Cap is 10,000 reward points per year)
• Spend ₹1,50,000 or more to get an annual fee waiver.
• APR: 40.80%
  

The TATA Neu Infinity HDFC Bank Credit Card is a better version of the TATA Neu Plus HDFC Bank Credit Card. Launched as a co-branded credit card, the TATA Neu Infinity card also works on the RuPay payment network and offers greater rewards than the Infinity Plus Credit Card, at a higher cost too. With more complimentary Airport Lounge Visits, this credit card is surely better for anyone looking for a good travel credit card too.

• 1.5% NeuCoins as cashback on all spends
• Additional 5% NeuCoins cashback for TATA NeuPass holders
• Get 8 Complimentary Domestic Airport Lounge Access per year
• 1% fuel surcharge waiver
• Get an annual fee waiver by spending ₹3,00,000 or more within a year

The TATA Neu Plus HDFC Bank Credit Card is a very promising RuPay credit card that gives a huge number of reward points in the form of NeuCoins, that can be used on the TATA Neu App. It is a complete lifestyle package credit card that comes with numerous benefits and a very minimal charge. As a limited-period offer, you can get the TATA Neu HDFC Bank Credit Card without paying any joining fee.

• 1% NeuCoins as cashback on all spends
• Additional 5% NeuCoins cashback for TATA NeuPass holders
• Get 4 Complimentary Domestic Airport Lounge Access per year
• 1% fuel surcharge waiver
• Get an annual fee waiver by spending ₹1,00,000 or more within a year
• APR: 45%

The Bank of Baroda Premier RuPay Credit Card is more of a premium credit card that comes with some great benefits for a good cost too. By paying a joining/annual fee of Rs. 1,000, you get to enjoy many reward points, offers, and some lounge access benefits too with this RuPay credit card from the Bank of Baroda. You can also waive off these joining and annual fees by spending a certain amount in a specific period of time. All these benefits make the BOB Premier RuPay credit card a great deal for many.

• Get 2 reward points on every ₹100 that you spend.
• Get 1 reward point on every ₹100 that you spend on select merchant stores.
• Spend ₹10,000 within the first 60 days to get the first year free.
• Spend ₹1,20,000 to get a fee waiver in a financial year.
• 1 Complimentary Airport lounge access every quarter.
• 1% fuel surcharge waiver
• Easy EMI conversion on spends of over ₹2,500.
• Free personal accident cover

The IndianOil Axis Bank RuPay Platinum Credit Card is a decent RuPay credit card, and that’s pretty much it. If your requirement is just a RuPay credit card that enables easy UPI usage, then the IndianOil Axis Bank Platinum Credit Card can get the job done. Also, its offers revolve around some simple benefits related to fuel transactions and reward points. So, it can be a great credit card for anyone who wants to save more on their fuel requirements. Below are the complete offer details.

• 5 Reward Points on every ₹100 spent on online shopping.
• 1% fuel surcharge waiver (max waiver of ₹50 per statement cycle)
• Spend more than ₹50,000 in a year to waive off your annual fee.
• Get a 10% discount on movie tickets booked via the BookMyShow app.
• Get 1 EDGE Reward Point on every ₹100 spent.
• Get discounts of up to 15% at Axis Bank partner restaurants.

The OneCard Metal Lifetime Free Credit Card is your go-to option if aesthetics matter to you. This lifetime free credit card comes in a metallic design, which makes it look very premium and attractive. Moreover, the OneCard Metal Lifetime Free Credit Card offers great reward point benefits, from great rewards value to letting them redeem even in fractions. All these factors make it one of the best lifetime free credit cards available right now.

• Get 1 Reward Point for Every ₹50 spent
• Reward Points Never Expire
• Redeem Reward Points for every rupee you spend, even in fractions
• Easy application and credit card activation within 5 minutes
• Easy EMI conversions let you convert all your spends into EMIs.
• Get extra rewards on EMI transactions
• Get an add-on card for your family with a shared limit and different offers from your existing lifetime free credit card
• Seamlessly manage your LTF credit card and all of its offers through the mobile app

The Amazon Pay ICICI Credit Card is one of the best lifetime free credit cards out there for online shopping. Rather than giving you some reward points like every other credit card, this LTF credit card from ICICI and Amazon gives you cashback on your online and offline purchases. This not only makes shopping fun but rewarding too. The best part of having a cashback credit card is that you do not have to worry about the hassle of collecting and redeeming reward points before they expire. This is what makes this lifetime free credit card so good. You can check out all the offer details of the Amazon Pay ICICI Credit Card below:

• 2% cashback on payments done to 100+ partner merchants via the Amazon Pay app.
• 1% cashback on all other spends, online and offline.
• Flat ₹200 back on first shopping/bill payment via the Amazon app
• 25% cashback up to ₹200 on shopping on the Amazon app
• 50% cashback up to ₹100 on Prepaid Mobile Recharges
• 25% cashback up to ₹350 on Postpaid Bill Payments
• 20% cashback up to ₹250 on Electricity Bill Payments
• 25% cashback up to ₹250 on DTH recharges
• 25% cashback up to ₹400 on Broadband Bill Payments
• 10% cashback up to ₹150 on Gas Cylinder Payments
• Free EazyDiner Prime membership for 3 months
• 3 Months and 6 Months No Cost EMI on Amazon
• Welcome rewards worth ₹2,000 + 3 months free Amazon Prime Membership

The ICIC Platinum Chip Credit Card is the most basic lifetime free credit card you would find. Being extremely easy to apply for, this lifetime free credit card offers decent reward points and some merchant offers. It might not be the best credit card out there, but if you prefer ICICI bank’s service or if for some reason you want an ICICI lifetime free credit card, then the Platinum Chip CC should be your first choice. Also, this LTF credit card makes an excellent entry-level cc for all beginners.

• Exchange your Reward Points for movie tickets, travel vouchers, lifestyle products, and other branded products.
• Get discounts of up to 15% on dining bills at more than 2,500 restaurants nationwide.
• 1% Fuel Surcharge Waiver on Hindustan Petroleum fuel pumps on transactions of up to ₹4,000.

The HSBC VISA Platinum Credit Card is the perfect option for beginners who do not know where to start with their credit card journey. This lifetime free credit card comes with decent benefits and easy enough rewards for everyone to grasp. Not only that but it also offers Air miles conversion for various airlines, which can be a great benefit for anyone looking for the best lifetime free credit card for traveling. Also, it is one of the very rare Lifetime Free Credit Cards with Airport Lounge Access, which gives it a significant advantage over other credit cards.

• Air Miles conversion on many airlines like InterMiles, Singapore Airlines, and British Airways
• Buy one get one free movie ticket offers, up to ₹250, on Saturdays when booking via BookMyShow.
• 15% Instant Discount on shopping at TATA CLiQ across various categories
• Many ever-changing and live offers
• Savings of up to ₹3,000 annually on fuel surcharge
• Zero liability for lost cards
• Emergency Card Replacement
• Insurance Benefits

On completing a transaction of ₹2,500 or more within the first 30 days of issuing the card, you will get:

• An Amazon voucher worth ₹500
• A Swiggy voucher worth ₹250
• 3 Complimentary Airport lounge access, international and domestic. Or, 3 complimentary AirDine vouchers

For more details on reward points redemption and conversion, refer to this page.

The IndusInd Bank Legend Credit Card is truly a lifetime free credit card for legends. Coming with countless offers and benefits, this LTF credit card offers double reward points on all of your spends on weekends. Not only this feature makes it a great credit card for reward points, but also gives a great advantage to shoppers who want to make the most of their weekend. Moreover, the partnered offers with the IndusInd Bank Legend Credit Card are unmatched in all aspects.

• Get 2X reward points on weekends
• Use Reward Points on Indus Moments for more exciting offers on stores like Flipkart, Ajio, MakeMyTrip, and more.
• Redeem Reward Points for Air Miles (100 Reward Points = 100 InterMiles)
• Up to 3 free movie tickets every month on BookMyShow with a buy one get one free offer
• Complimentary Priority Pass
• Discounted Foreign Currency Markup Rate of 1.8%
• Complimentary personal air accident insurance cover of up to ₹25,00,000
• Up to ₹2,400 savings on fuel surcharge
• Complimentary stay at the Oberoi Chain of Hotels
• Complimentary Luxe Gift Card
• Free vouchers from various brands such as Amazon, ALDO, Benetton, Flipkart, etc.