Latest Best Credit Card Offers

The Adani One ICICI Bank Signature Credit Card is a premium offering designed for individuals who frequently engage with the Adani ecosystem and seek enhanced travel experiences. Key features of this card include:

Reward Points:

• 7% Adani Reward Points: Earned on expenditures within the Adani One ecosystem, including flights, hotels, trains, purchases at Adani-managed airports, transactions via Trainman, and payments for gas and electricity.
• 2% Reward Points: On international transactions.
• 1.5% Reward Points: On other domestic spends, excluding fuel and rent payments.
• 0.5% Reward Points: On utility and insurance payments.

Welcome Benefits:

• Hotel Voucher: A ₹2,000 voucher upon card activation, redeemable on a minimum transaction of ₹20,000. 
• Flight Voucher: A ₹5,000 voucher upon spending ₹25,000 within 60 days of card activation.

Airport Privileges at Adani-Managed Airports:

• Meet and Greet Services: Two complimentary services per year—one upon card activation and another upon spending ₹3,00,000.
• Lounge Access: Four complimentary domestic lounge accesses per quarter, totaling 16 per year, with premium upgrades. Additionally, two complimentary international lounge accesses annually.
• Valet and Premium Parking: Four valet parking services and four premium car parking services annually.
• Porter Services: Up to eight porter services per year, with two services unlocked for every ₹1,00,000 spent, up to a maximum of eight.

Additional Benefits:

• BookMyShow Offer: 50% discount up to ₹500 twice a month on movie tickets.
• Fuel Surcharge Waiver: 1% waiver on fuel transactions up to ₹4,000 at any fuel outlet.

Fees:

• Joining Fee: ₹5,000 plus applicable taxes.
• Annual Fee: ₹5,000 plus taxes, waived upon spending ₹6,00,000 or more in a calendar year.

This card is particularly beneficial for those who frequently travel through Adani-managed airports and utilize services within the Adani ecosystem, offering substantial rewards and exclusive privileges tailored to enhance the overall travel experience.

The Adani One ICICI Bank Platinum Credit Card offers a range of benefits tailored for frequent travelers and users of the Adani ecosystem. Here's a detailed overview:

Key Benefits:

• Reward Points:
  • Earn 3% Adani Reward Points on spends within the Adani One ecosystem, including Adani-managed airports, Trainman, gas, electricity, and more.
  • Earn 1% Adani Reward Points on all other domestic spends (excluding fuel and rent payments).
  • Earn 1.5% Adani Reward Points on international spends.
  • Earn 0.5% Adani Reward Points on utility and insurance spends.
• Welcome Benefits:
  • Receive a hotel voucher worth ₹1,000 upon card activation.
  • Unlock a flight voucher worth ₹2,000 upon spending ₹10,000 within 60 days of card activation.
• Travel Privileges at Adani-Operated Airports:
  • Enjoy 2 premium lounge upgrades every quarter.
  • Avail 2 valet parking instances per year.
  • Receive 2 premium car parking instances per year upon card activation.
  • Benefit from 4 porter services annually (2 porter services for every ₹1 lakh spent, up to a maximum of 4 per year).
• Airport Lounge Access:
  • Access 8 domestic lounges across various airports, with 2 complimentary visits per quarter.
  • Enjoy premium lounge upgrades at Adani-managed airports.
• Lifestyle Benefits:
  • Get 25% off (up to ₹100) on movie tickets booked through BookMyShow, twice every month.
  • Enjoy a complimentary 3-month EazyDiner Prime membership.
• Fuel Surcharge Waiver:
  • Avail a 1% fuel surcharge waiver on transactions up to ₹4,000 at all petrol pumps.

Fees:

• Joining Fee: ₹750 + GST
• Annual Fee: ₹750 + GST (waived off upon spending ₹3,00,000 or more in a calendar year)

The IRCTC HDFC Bank Credit Card is useful for travellers using IRCTC for train tickets, air tickets, trips, and meal booking as it gives 5X rewards.

• 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App

• 1 Reward Point for every INR 100 spent on all other spends
• Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy
• 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
• 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
• 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
• Welcome Gift voucher worth INR 500 on card activation by performing 1 transaction of any amount within first 37 days of card issuance
• Gift voucher worth INR 500 on quarterly(every 90 days from the issuance date) spends of INR 30,000 or more
• The redemption against the train ticket booking at the rate of 1 Reward Point = INR 1 on HDFC Bank SmartBuy Reward Points will lapse on expiry of two years from the date of issuance.
• Redemption can be made only against 70% of fare ticket amount on train ticket booking via HDFC Bank SmartBuy, inclusive of fares of all the passengers and service charges levied by IRCTC.
• Reward Points can be used only for redemption against I train ticket booking via HDFC Bank SmartBuy.
• A minimum of 100 Points are needed to be redeem rewards
• Joining/Renewal Membership Fee – Rs. 500 + Applicable Taxes. Spend INR 1,50,000 or more in an anniversary year, before your Credit Card renewal date and get your renewal fee waived off.
• Maximum of 500 reward points can be earned in a calendar month on UPI spends through IRCTC HDFC Bank Credit Card.

The HDFC Bank PIXEL Play Credit Card is a digital credit card designed for individuals who prefer managing their finances through mobile applications. It offers customizable benefits, allowing cardholders to select rewards that align with their spending habits.

Key Features:

• Customizable Cashback:
  • 5% Cashback: Choose any two brand packs from the following categories:
    • Dining & Entertainment: BookMyShow, Zomato
    • Travel: MakeMyTrip, Uber
    • Grocery: Blinkit, Reliance Smart Bazaar
    • Electronics: Croma, Reliance Digital
    • Fashion: Nykaa, Myntra
  • 3% Cashback: On one selected e-commerce merchant: Amazon, Flipkart, or PayZapp
  • 1% Cashback: Unlimited cashback on all other spends
  • 1% Cashback on UPI Spends: Applicable only for PIXEL RuPay Credit Card holders
  • 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay
• Digital Management via PayZapp App:
  • Instant digital card issuance
  • Manage card controls, rewards, EMI conversions, statements, repayments, and more
• Pay in Parts:
  • Convert outstanding balances into EMIs with flexible tenures
  • Manage EMIs through the PayZapp app
• Additional Benefits:
  • Dining Privileges: Up to 25% savings on restaurant bills via Swiggy Dineout
  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹5,000 (maximum waiver of ₹250 per statement cycle)
  • Contactless Payments: Supports Tap & Pay and Scan & Pay features

Fees and Charges:

• Lifetime Free: Limited Period Offer for HDFC Bank customers
• Joining Fee: ₹500 (waived on spending ₹20,000 within the first 90 days)
• Annual Fee: ₹500 (waived on annual spends of ₹1 lakh or more)

How to Apply:

1. Download or update the PayZapp app from the Google Play Store or Apple App Store.
2. Click on the "Apply Now for PIXEL Play" banner on the PayZapp homepage.

The HDFC Bank PIXEL Go RuPay Credit Card is a customizable entry-level credit card designed to offer cashback rewards and flexible payment options. Here are its key features:

Key Features:

• Unlimited Cashback: Earn 1% unlimited cashback on all eligible transactions. 
• UPI Transactions: Receive 1% cashback on all UPI spends when using the RuPay variant of the card. 
• SmartBuy Benefits: Enjoy 5% cashback on purchases made through HDFC Bank's SmartBuy platform. 
• Flexible EMIs: Convert your purchases into flexible, low-cost EMIs, allowing you to manage your expenses conveniently. 
• Interest-Free Credit Period: Benefit from an interest-free credit period of up to 50 days from the date of purchase. 
• Dining Offers: Avail exclusive dining offers with up to 25% discount at partner restaurants via Swiggy Dineout. 
• Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per statement cycle. 
• 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay

Fees and Charges:

• Lifetime Free: Limited Period Offer for HDFC Bank customers
• Joining Fee: ₹250 (plus applicable taxes)
  • Waived off if you spend ₹10,000 within the first 90 days.
• Annual Fee: ₹250 (plus applicable taxes)
  • Waived off on spending ₹50,000 or more in the preceding 12 months.

Additional Benefits:

• Customizable Card Design: Choose your preferred card color and billing cycle to match your lifestyle.
• Digital Management: Fully manage your card through the PayZapp app, including setting your PIN, controlling card settings, viewing statements, making repayments, and more.

Application Process:

To apply for the PIXEL Go Credit Card, download or update the PayZapp app from the Google Play Store or Apple App Store. Within the app, navigate to the homepage and tap the "Apply Now for PIXEL Credit Card" banner to initiate your application.

Note: The PIXEL Go Credit Card is available in both RuPay and Visa variants. The RuPay variant offers additional benefits on UPI transactions.

The SimplyCLICK SBI Card is for online spends as you get 1.25% to 2.5% reward rate (10X) instead of 0.25% for offline spends. 

• Get Amazon gift card worth Rs.500 on payment of Annual Fee of Rs. 499 + taxes as a welcome benefit.
• Earn 10X Reward Points on online spends with exclusive partners: Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra
• Earn 5X Reward Points on all other online spends
• e-Vouchers (Cleartrip/Yatra) worth Rs. 2,000 each on reaching annual online spends of 1 Lakh and 2 Lakh respectively
• 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
• Spend Rs 1,00,000 and get annual fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year.
• Annual Fee (one time): Rs. 499
• Renewal Fee (per annum): Rs. 499 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs.1,00,000
• Add-on Fee (per annum): Nil

The Jupiter Edge Rupay Credit Card is a 3-in-1 Card so you can Switch between shopping, travel and dining.

• 2% cashback on fashion, groceries, electronics, flights, trains, hotels, food delivery, restaurants, and more. Thus, it gives Assured 2% cashback
  On either shopping, travel, or dining.
• upto 5% cashback on UPI spends
• Assured 0.4% cashback On all other UPI and credit card spends
• lifetime free
• Scan & Pay any QR to make UPI payments with your Edge CSB Bank RuPay Credit Card
• Get Insights on both UPI and credit card spends so you can track and manage expenses.
• Use the Edge CSB Bank RuPay Credit Card on Jupiter app for everything money: Spend, Track, Save, Invest
• 3.5% Forex Markup Fee on every international transaction
• 3.5% monthly interest rate and 42% annual interest rate on the outstanding amount (Interest charged on purchase transactions if the entire bill amount isn’t paid by payment due date)
• The interest free period could range from 13 to 47 days.
• Personal accident and total permanent disability cover upto Rs.10 Lacs

The Edge CSB Bank credit card is issued by CSB Bank- a scheduled commercial bank, under a cobranded arrangement with Europa Neo Marketing Pvt Ltd. The card is available exclusively on the Jupiter app. 'Jupiter' itself is not a bank and doesn't hold or claim to hold a banking license.

The Swiggy HDFC Bank Credit Card is a cashback reward card specially for Swiggy orders. It has got normal credit card benefits as well. If you are a food lover then this card is for you! It promises up to ₹42,000 savings per year! For instance, on a monthly basis if you spend ₹5000 on Swiggy (food & beverages, groceries, personal care, essentials), ₹3000 on online platforms, and ₹4000 offline then you will get ₹8,280 cashback in a year.   

Swiggy HDFC Bank Credit Card Benefits

• 10% cashback (‍Up to Rs 1500 per month) on Swiggy spends (Across ordering food, dining out, groceries and more) in addition to the regular offers & discounts!
• 5% cashback (‍Up to Rs 1500 cashback per month) on online spends (BookMyShow, Amazon, Myntra, Ola, Flipkart, etc.)
• 1% cashback (‍Up to Rs 500 per month) on other spends (offline spends and other food, grocery & dining apps)
• FREE 3 month Swiggy One membership (Enjoy free deliveries & extra discounts on Food, Instamart, DineOut & more) worth ₹1199 Complimentary with Swiggy HDFC Bank credit card (after card activation). 
• ‍Premium golf club access worldwide: 12 free golf lessons/year in India
• Free stay & dine: One night & one dines free at select Mastercard partners globally
• Agoda discounts: Up to 12% instant discount on worldwide hotels on Agoda
• Enjoy a wide range of Mastercard World benefits (Gloria Jean's Coffees Maldives, Universal Studios Singapore, Expedia, more) with this card
• Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase

Swiggy HDFC Bank Credit Card Fees and T&Cs

• Joining fee ₹500
• Annual renewal fee ₹500 (waived-off for annual card spends over ₹2 lakhs)
• Cashback exclusions
  From any cashback: Rent, Utilities, Fuel, Insurance, EMI, Jewelry, Govt spends, Wallet loads & similar spends
  From 5% cashback: Flight, hotel bookings & others
• Monthly cashback limit
  On 10% cashback spends: ₹1500/month
  On 5% cashback spends: ₹1500/month
  On 1% cashback spends: ₹500/month

The HSBC VISA Platinum Credit Card is the perfect option for beginners who do not know where to start with their credit card journey. This lifetime free credit card comes with decent benefits and easy enough rewards for everyone to grasp. Not only that but it also offers Air miles conversion for various airlines, which can be a great benefit for anyone looking for the best lifetime free credit card for traveling. Also, it is one of the very rare Lifetime Free Credit Cards with Airport Lounge Access, which gives it a significant advantage over other credit cards.

• Air Miles conversion on many airlines like InterMiles, Singapore Airlines, and British Airways
• Buy one get one free movie ticket offers, up to ₹250, on Saturdays when booking via BookMyShow.
• 15% Instant Discount on shopping at TATA CLiQ across various categories
• Many ever-changing and live offers
• Savings of up to ₹3,000 annually on fuel surcharge
• Zero liability for lost cards
• Emergency Card Replacement
• Insurance Benefits

On completing a transaction of ₹2,500 or more within the first 30 days of issuing the card, you will get:

• An Amazon voucher worth ₹500
• A Swiggy voucher worth ₹250
• 3 Complimentary Airport lounge access, international and domestic. Or, 3 complimentary AirDine vouchers

For more details on reward points redemption and conversion, refer to this page.

The OneCard Metal Lifetime Free Credit Card is your go-to option if aesthetics matter to you. This lifetime free credit card comes in a metallic design, which makes it look very premium and attractive. Moreover, the OneCard Metal Lifetime Free Credit Card offers great reward point benefits, from great rewards value to letting them redeem even in fractions. All these factors make it one of the best lifetime free credit cards available right now.

• Get 1 Reward Point for Every ₹50 spent
• Reward Points Never Expire
• Redeem Reward Points for every rupee you spend, even in fractions
• Easy application and credit card activation within 5 minutes
• Easy EMI conversions let you convert all your spends into EMIs.
• Get extra rewards on EMI transactions
• Get an add-on card for your family with a shared limit and different offers from your existing lifetime free credit card
• Seamlessly manage your LTF credit card and all of its offers through the mobile app