Niyo Global refer & earn ₹250 when friend orders card

1) Refer your friend , ur friend uses referral code.
2) Order Niyo Global SBM credit/debit card( ₹5000 FD for ordering the credit card but if you shop online internationally then this card could help lower the forex a bit).
3) Both earn 2500 Niyo coins worth ₹250.

Note: 1)10 coins worth ₹1 , when you spend ₹100 you earn 1 coin on debit transactions.
2) The debit doesn't work internationally now , only credit card works.