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Paisabazaar FD based Virtual RuPay credit card (FD started at Rs2000), Free Renewal/Annual Fee
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Paisabazaar launch FD based Virtual RuPay credit card (FD started at Rs2000):
- Joining Fee: Nil (Joining fee of Rs. 200 applicable on Rs. 2,000 FD)
- Renewal/Annual Fee: Starting November 2021, the renewal fee of this credit card has been waived off completely.
Here are the key features of Step Up Credit Card which makes it a preferred option for those who want a credit card but do not qualify for it:
- Joining Fee: Nil (Joining fee of Rs. 200 applicable on Rs. 2,000 FD)
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Renewal/Annual Fee: Starting November 2021, the renewal fee of this credit card has been waived off completely
- Interest on Fixed Deposit: A comparatively higher interest rate of 6.1% p.a. on your fixed deposit
- Instant Virtual Credit Card: You can start using your virtual credit card as soon as the payment for the fixed deposit is done by you
- Interest-Free Period: The interest-free grace period could range from 20 to 50 days
- Credit Limit: The credit limit for your StepUp card will be 100% of your fixed deposit amount (Fixed Deposit plan worth Rs. 60,000 will give a credit limit of Rs. 60,000)
- Digital Process: A hassle-free, completely digital process to get your secured credit card
- Rewards: Decent rewards provided on all your spendings
- Easy Approval: The approval process is fast and easier because the bank is already risk-free by accepting a security deposit from the borrowers
- Visit Paisabazaar’s StepUp Credit Card Page
- Click on ‘Apply Now‘
- Fill in the form on the redirected page with your KYC details
- Complete your Digital KYC by uploading an Aadhar document
- Pay for the selected Fixed Deposit plan from your verified savings account
- Access your Step Up virtual card immediately
- Get your physical Step Up Credit Card delivered to your home
You can start using your Step Up virtual card as soon as you complete your application. Application for Step Up Credit Card is completely digital and it doesn’t take more than 5 minutes.
How much do I have to deposit to get a secured credit card?
A secured credit card is backed by a fixed deposit of as low as Rs. 2,000. For instance, Paisabazaar’s StepUp credit card required a fixed deposit of Rs. 2,000 to provide the credit card.
Can a secured credit card build your credit score?
A secured credit card is meant for individuals who have a low or poor credit score. It can help you build/rebuild or improve your credit score. Given that payments are included on your credit report, making payments on time and maintaining a proper balance will help improve your credit score. And then, you may be eligible to apply for a regular credit card once your credit score is improved.
1 reward point earned on Step Up Credit Card is equivalent to ₹ 0.25. Your will earn 1 Reward point per ₹100 spent on Credit Card.
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Onecard already blocked more than FD amount spend. 😬😬
Extra repayment money stuck now. 😑😑
can we use this card in Amazon for monthly offer ??
No.
You can use this card for Bigbasket offer here - https://www.desidime.com/deals/bigbasket-15-ins...
or other RuPay credit card offers.
No, Its 100% Credit card. Its called "Secured Credit Card".
Prepaid credit cards (or Prepaid cards with credit line) are Dhani onefreedom, lazypay card, Slice card, postpe card, uni card etc.
probabilly check below link
Few people already got this card. 😳
can we increase balance in future?
No idea.
Any good offers in Rupay credit cards? 🤔
Currently, Bigbasket 15% upto 300 discount offer per month or other flight, bus booking offers in Easymytrip and other RuPay card offers.
my available limit is 16500rs but last month I purchased 40k Amazon voucher for repaying
My card also block?
I think 2k FD required Rs200 fee but above 2k FD no extra fees.
Contact paisabazaar customer support, you will get full info.
Only giving error- Technical issue from underlying service 😂
wait 1 or 2 bank working days.
Is this card working in bookmyshow offer of 50% off up to 250
Yes, card bin is 652900
@abhishek012 I tried to search regarding fuel surcharge waiver for step up credit card but couldn’t find anything. Do you have any idea? If not i wil reach out to cc. TIA
No idea about fuel surcharge waiver for step up credit card.
They charged 236 rs
200 activation 36 gst as registration fee
Fd amount -2000
Already mentioned -
- Joining Fee: Nil (Joining fee of Rs. 200 applicable on Rs. 2,000 FD)
Open minimum 5k FD account.
@abhishek012 Hi, Is this card eligible for rupay select offers like wellness,spa and health checkups?
No
Hi @abhishek012 bro. Have u tried paying this credit card bill via cred. For me, Cred payment failing after 6 to 7 hours. I tried twice. Pls confirm
No, i paid through paisabazaar.
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, Free Renewal/Annual Fee for Rs. at ){kind=link}
Gareebon ka One card 😜
T- alternative of One card