Unfortunately this deal has expired. Get notified of deals like this in the future.
Highlight: Rupay CC option available, 0 joining fees.
1) No document submission
2) No Branch visit
3) NIL joining fees
4) Instant issuance of virtual credit card
5) Comprehensive Insurance Coverage (on RuPay variant)
6) Benefits of UPI linkage on RuPay Credit Card
7) Exciting reward points and offers
source:
UPI
Bank
Rupay
Finance
Credit Card
https://www.desidime.com/discussions/all-users-...
---> already existing for unsecured card. this post is for issuing secured credit card against online fd account/s. admins please delete if repost. 🙏🏻
Any benefits of this card?
Upi linkage is the only benefit, I reckon
Their customer care is nonexistent. The website and app remain dormant and unusable for most of the day.
ssunev wrote:Any benefits of this card?
PNB sometimes give offer on Amazon/ Flipkart/ swiggy/ bookmyshow and flight booking offers.
Also RuPay credit card offers.
This FD clause inserted due to Nirav & Mehul otherwise it would be everyone's First Free card like SBI
What is min fd
Kotak 811 dream credit card be like
ssunev wrote:Any benefits of this card?
No
freekachandan wrote:ok Vijay Mallya😝This FD clause inserted due to Nirav & Mehul otherwise it would be everyone's First Free card like SBI
Pnb cc m shopping grocery offer anything
Saraswat Bank has been offering secured credit card against FDs for years. However, their process is totally offline. I applied on 2nd Jan and am still waiting for any communication 
Min FD requirement?
simhapur wrote:10kMin FD requirement?
dexter_greycells wrote:Really against fd? If I don't have saving ac and open fd then they will issue cc?Saraswat Bank has been offering secured credit card against FDs for years. However, their process is totally offline. I applied on 2nd Jan and am still waiting for any communication
abhishek012 wrote:How much fd amt min required and interest?PNB sometimes give offer on Amazon/ Flipkart/ swiggy/ bookmyshow and flight booking offers.
Also RuPay credit card offers.
asli_shashikant wrote:10k
How much fd amt min required and interest?
I recently got this card, and I have not been able to use it since their app doesn't work
chagg wrote:how you got this card bro? where to apply ? how much fd and limit ? please share the details.I recently got this card, and I have not been able to use it since their app doesn't work
sumanthbhe wrote:
how you got this card bro? where to apply ? how much fd and limit ? please share the details.
Used PNB One app for Opening FD, then applied for the CC with that FD (There's an option to apply for CC with an FD within the app)
My FD amount is ₹1L and then used it to apply for the credit card on the PNB One app.
Credit Limit is usually 80% of the FD amount as the bank told me, I got ₹80k as the limit
but it is useless, their PNB Genie App doesn't work tbh which is the main app for managing your credit card
This rupay card is applicable on Amazon rupay 20% offer or not ?
popeyemask wrote:NoThis rupay card is applicable on Amazon rupay 20% offer or not ?
popeyemask wrote:This rupay card is applicable on Amazon rupay 20% offer or not ?
Amazon Friday add money offer is for Rupay Platinum Debit Cards only
asli_shashikant wrote:I know Saraswat issues credit cards only to existing customers. Now whether that means a Savings Account or FD customer is beyond me. If you don't want to visit a branch and deal with photocopies many other banks offer RuPay CCs. Even established ones like SBI, HDFC and ICICI.
Really against fd? If I don't have saving ac and open fd then they will issue cc?
dexter_greycells wrote:Main important of saraswat bank cc is for cbk nothing else important other than it. They just keep argue even if you show them a itr and other cc we have. They won't even issue until we have 6-12 months relationship with bank. Bank literally make mess up. On time of opening bank ac simply want them to sell insurance products etc and not want to help users to get cc etc things.
I know Saraswat issues credit cards only to existing customers. Now whether that means a Savings Account or FD customer is beyond me. If you don't want to visit a branch and deal with photocopies many other banks offer RuPay CCs. Even established ones like SBI, HDFC and ICICI.
asli_shashikant wrote:cbk? Cashback? The only notable offer they have is 20% cashback upto ₹250 on Utility Bill Payments till Mar'23. Other than that their rewards program is nothing special at all.
Main important of saraswat bank cc is for cbk nothing else important other than it. They just keep argue even if you show them a itr and other cc we have. They won't even issue until we have 6-12 months relationship with bank. Bank literally make mess up. On time of opening bank ac simply want them to sell insurance products etc and not want to help users to get cc etc things.
dexter_greycells wrote:That it I mean. They can't even extend I think. Weired they can't give cc
cbk? Cashback? The only notable offer they have is 20% cashback upto ₹250 on Utility Bill Payments till Mar'23. Other than that their rewards program is nothing special at all.
asli_shashikant wrote:Saraswat bank already issue virtual RuPay Platinum debit card.
Can we file case in rbi for not issuing a cc by saraswat bank? And not issue the rupay dc @abhishek012
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