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Posted edited and updated for redemption ratio
Credits for conversion ratio to @A2Zdeals
RP to Cash/GV is 50% for Infinia/DCB
For rest cards including Regalia
RP to Cash is 20%
RP to GV is 25%
Below process remains same
Here are the steps to be followed to redeem your credit card reward points to cash
Login to HDFC Netbanking
Goto Cards -> Enquire -> Redeem reward Points -> choose card & proceed
You’re now on the newly revamped Redemption Portal.
Goto Redeem Reward Points -> Cash Redemption
Enter details and proceed
Expect cash credit in ~7 working days
Note that min. redemption value has to be Rs.500 and Rs.99 would be charged as a convenience fee per redemption, just like SBICards.
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2782 rs for 13k points. Is it worth?
Which card variant you have?
@jitz – Better to buy some E vouchers and trade them in Desidime or sell it in Zingoy.
I do not find any e vouchers. Will keep trying. I prefer bigbasket, fk or amz. Any other e voucher which is available and that can be sold on zingoy?
where the cash redeemed will be credited ?? to my credit card statement or my linked savings a/c ??
Cc statement
How to trade in desidime and zingoy
I’m having 14000 points in HDFC regalia want to convert in vouchers may I know the value of 14000 points
I am also having Diners premium card but getting 10 Rs for every 50 points. I am getting 1000 e voucher for every 3000 points
Kindly check
Eg : I spent 15000 on a 10x partner
So I get (15000/150) *4*10 = 4000 points
With a conversion ratio of 50% your 4000 points become 2000 rupees ( excluding voucher redemption charge)
Rs 2000 is 13% only
So, redeeming your points is still the best option.
Let me know if this not correct.
you are absolutely correct
Whats new in this everybody knows it
I bought Reliance gift cards
Best way to utilize reward point is reliance fresh/market physical gift card
Booking flights looks better !
What are the GV’s available for redemption @Black_Knight @A2Zdeals ?
I did not chk after A2Zs reply on redemption. 
has smartbuy started adding conv fee on each flight? please confirm.
Yes now convenience fee is charged per booking
Good thing is its not per person
But they usually have FLYNOW coupon also which gives discount also
debit card ka kya process haa
Yes 200
What is a good debit card for earning points…can someone pls suggest
HDFC platinum easyshop.
How 21k points in regalia first looks like.. between whats the validity of points earned
Good share, thanks
I don’t have option to redeem points in my HDFC netbanking account. Can someone please give me the link.
Cash redemption is very low for hdfc diner clubmiles. I get Rs1000 Croma voucher for every 3140points but if I redeem as a cash. This is just 20% of point worth.
for regalia first flight booking rate is only 0.3 not 0.5 as said by sum1 plss confirm plus convenience fees also added
Flights
Regalia 1 RP = 0.50
Regalia First 1 RP = 0.30
Where can i check the expiry of reward points
how much transactions to do in a month or till how many months we can remain without transaction in hdfc credit card dinner black so that the card doesn’t gets blocked
Is the Reliance fresh vouchers available only for regalia/first variants? Can’t find them for diners
A noob question.. Why are people in a rush to utilize points go get 50% cash? Is there some news of devaluation of points? Otherwise wouldn’t redemption for flight be the best option given you almost get market rate
No it is just an option started by Hdfc. For people not interested in buying voucher or rather in urgent need of cash, can use this option
Get max not working on MobiKwik. Why
Redeemed 99900 points for approx 49+k at RP to Cash/GV 50% for Diners Black
Guys please help, i am getting Rs. 700 cash value against 3800 reward points. Should i redeem it in cash or not.
Note: No other vouchers are available for redemption.
![Samsung M15 5G at Rs.10699 Without Any Bank Offer [Rs.1300 Discount on Cart]](https://cdn0.desidime.com/topics/photos/1785661/medium/pic.PNG?1714832971)
thanks for sharing