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Posted edited and updated for redemption ratio
Credits for conversion ratio to @A2Zdeals
RP to Cash/GV is 50% for Infinia/DCB
For rest cards including Regalia
RP to Cash is 20%
RP to GV is 25%
Below process remains same
Here are the steps to be followed to redeem your credit card reward points to cash
Login to HDFC Netbanking
Goto Cards -> Enquire -> Redeem reward Points -> choose card & proceed
You’re now on the newly revamped Redemption Portal.
Goto Redeem Reward Points -> Cash Redemption
Enter details and proceed
Expect cash credit in ~7 working days
Note that min. redemption value has to be Rs.500 and Rs.99 would be charged as a convenience fee per redemption, just like SBICards.
- Groups
- UPI
Is regalia’s first card worthwhile?
I guess Apay is more beneficial than regalia first.
How do I redeem its point to the full value 0.30 except flight? I guess you can use upto 70% of flight value with points
Do buying vouchers/flight tickets charges 99? like cash redemption
yes, 99 Rs. will be charged for everything including vouchers/flight tickets
2 years
Have money back HDFC card which has option to burn reward point with money. Does regalia also has this?
Also if it worth to upgrade to Regalia, I recently got an upgrade option which has membership of Rs 2500/ annually.
did not use moneyback for last few months, now got regalia ltf also 6E…my bad yesterday only applied for axis select and that to with 3500rs fees .Earlier non of the banks wanted to give me credit card… lol
I have 1.46L points in my DCB. Will use it to book tickets. Will consider other options only when I have around 5L points balance.