Hot Deal The Ka-ching Sale LTF Credit card

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https://www.goindigo.in/campaigns/indigo-offers...
Indigo HDFC Credit Card LTF free offer

Open desktop version of link for more detailed view

Benefits: -

6E Rewards
2.5% on Indigo
2% on Dining, Grocery
1% on other spends

6E Rewards XL
5% on Indigo
3% on dining, grocery
2% other spends

Card Expert Link ->

@Joe-Biden
@Ash-D
@androgame
@mrKool_JJ

Expiring In about 1 month

Deal Wiki

Key Highlights of IndiGo HDFC Bank Credit Cards

  • 6E Rewards Credit Card Annual Fee: Rs. 700
  • 6E Rewards XL Credit Card Annual Fee: Rs. 2,500
  • Earn 6E Rewards on all your spending
  • Earn extra rewards when you make transactions on IndiGo Website, mobile app or other platforms
  • Get complimentary 6E Prime Voucher on joining*
  • Avail a complimentary IndiGo Flight Ticket with the base fare waived off*
  • Enjoy complimentary domestic lounge access under Mastercard Lounge Access Program*
  • Enjoy savings on your fuel and dining expenditure
67 Comments  |  
30 Dimers
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Members will be required to pay all charges as applicable except Annual Fee.
Do these people carry their own dictionary rolleyes
o.O

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mrKool_JJ wrote:

Members will be required to pay all charges as applicable except Annual Fee.
Do these people carry their own dictionary rolleyes
o.O

Yeah, this is one of the Tnc that should be looked carefully

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deal.cracker.saivaru wrote:

can we get this if we already hold a hdfc cc?

Yes, I hold one and planning to take this too.

2% cashback on every transaction looks convincing if it is a LTF

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deal.cracker.saivaru wrote:

2% is reaaly convincing

How is 2 percent convincing If u people dont know u can book flights from goibibo Flipkart flights MakeMyTrip amazon ixigo easymytrip and several others and get upto 10 percent discount anytime So what’s the use of a separate card for that even if it is free?

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19972 wrote:

How is 2 percent convincing If u people dont know u can book flights from goibibo Flipkart flights MakeMyTrip amazon ixigo easymytrip and several others and get upto 10 percent discount anytime So what’s the use of a separate card for that even if it is free?

2% of every other spend from credit card (5% on flights is useless)

Though Its 6E rewards (Not sure about the redemption options till now)

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vivek_bhola358 wrote:

Any Joining Fees?

Joining fees 2500 with 3000 bonus ticket

or LTF

with no bonus (valid only till 31st dec)

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Only complete applications submitted during the Offer Period and approved before November 13, 2020 to December 31, 2020 will be eligible for a waiver of the Annual Fee.

Before or between?

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InvestPotato wrote:

Joining fees 2500 with 3000 bonus ticket

or LTF

with no bonus (valid only till 31st dec)

What about hidden tnc and minimum requirement of getting this cc?
I am okay to get XL cc provided it’s LTF.

I wanted to get one lounge access cc/dc too. Do keep me posted @InvestPotato
Vu.

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mysalemo771 wrote:

Only complete applications submitted during the Offer Period and approved before November 13, 2020 to December 31, 2020 will be eligible for a waiver of the Annual Fee.

Before or between?

Between

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mrKool_JJ wrote:

What about hidden tnc and minimum requirement of getting this cc?
I am okay to get XL cc provided it’s LTF.

I wanted to get one lounge access cc/dc too. Do keep me posted @InvestPotato
Vu.

Free lounge are with paid version.

Free version won’t give you free lounge’s. Cross check once

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InvestPotato wrote:

Joining fees 2500 with 3000 bonus ticket

or LTF

with no bonus (valid only till 31st dec)

“Members will be required to pay all charges as applicable except Annual Fee.”

Any idea what they mean by above? which other charges? Joining fees or anything else? Any idea?

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InvestPotato wrote:

Free lounge are with paid version.

Free version won’t give you free lounge’s. Cross check once

That was my 2nd requirement actually biggrin
I am okay pay some minimal cc charges too. I heard paytm rupay card has this lounge access feature too.

My primary question is which their tnc did not mention properly. What about hidden tnc and minimum requirement of getting this cc?
I am okay to get XL cc provided it’s LTF.

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mrKool_JJ wrote:

What about hidden tnc and minimum requirement of getting this cc?
I am okay to get XL cc provided it’s LTF.

I wanted to get one lounge access cc/dc too. Do keep me posted @InvestPotato
Vu.

Sure

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something is off about its ‘LTF

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Deal Captain
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Its states that
Eligible Members will receive the waiver of the Annual Fee for the first year in the first credit card statement from HDFC bank and every subsequent year thereafter.
Members will be required to pay all charges as applicable except Annual Fee.
that means they will only credit the fees back and not the GST applicable with it , they will auto debit the cc fees along with the GST charges and in the next
statement cycle credit only the CC fees back , this is as per my understanding. Please put your points forward on this

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Deal Captain
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How can I redeem 6E Rewards?
6E Rewards may be redeemed by a Member online, by logging into his or her Membership Account, for a 6E Rewards’ Benefits. Prior to any such redemption, it is necessary for members to ensure that they have completed the mobile number and email address verification process.

What is the validity of 6E Rewards?
6E Rewards are valid for 24 months from the date of accrual on a ‘first in first out basis’.

Will any fees be levied on redemption of 6E Rewards?
6E Rewards redemption will carry a service or redemption fee and applicable taxes in accordance with Government regulations.

Redemption mode is only Indigo Flight tickets

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so if the redemption is only with GoIndigo.. then you are bound to them.. Not a good plan as some times other airlines run at better price.. I have a citibank paytm credit card which gives 1% on every spend and the amount is credited back immediately after the statement which looks good for now.

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is the process completely online or physical documents needs to be provided?

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beastboy wrote:

How can I redeem 6E Rewards?
6E Rewards may be redeemed by a Member online, by logging into his or her Membership Account, for a 6E Rewards’ Benefits. Prior to any such redemption, it is necessary for members to ensure that they have completed the mobile number and email address verification process.

What is the validity of 6E Rewards?
6E Rewards are valid for 24 months from the date of accrual on a ‘first in first out basis’.

Will any fees be levied on redemption of 6E Rewards?
6E Rewards redemption will carry a service or redemption fee and applicable taxes in accordance with Government regulations.

Redemption mode is only Indigo Flight tickets

@beastboy Nice observations,

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Please check below detail on HDFC Bank website.

NOTE: For card sourced starting 01-11- 2020, Below T&Cs are applicable
1. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.

Update: I just checked for other cards e.g. Regalia. Same condition is there and additionally if you don’t use your card for 3 months then card wouldn’t be LTF. They have introduced this condition recently.

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What’s the eligibility for this card?

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