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Hot Deal
The Ka-ching Sale LTF Credit card

The Ka-ching Sale LTF Credit card

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Super Stud
InvestPotato

https://www.goindigo.in/campaigns/indigo-offers...
Indigo HDFC Credit Card LTF free offer

Open desktop version of link for more detailed view

Benefits: -

6E Rewards
2.5% on Indigo
2% on Dining, Grocery
1% on other spends

6E Rewards XL
5% on Indigo
3% on dining, grocery
2% other spends

Card Expert Link →

@Joe-Biden
@Ash-D
@androgame
@mrKool_JJ

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Deal Wiki

77 Comments  |  
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Benevolent Benevolent
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Members will be required to pay all charges as applicable except Annual Fee.
Do these people carry their own dictionary rolleyes
o.O

Super Stud Super Stud
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Yeah, this is one of the Tnc that should be looked carefully

Deal Subedar Deal Subedar
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can we get this if we already hold a hdfc cc?

Super Stud Super Stud
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Yes, I hold one and planning to take this too.

2% cashback on every transaction looks convincing if it is a LTF

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Super Stud Super Stud
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Any card except who can help understand it

Deal Cadet Deal Cadet
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Any Joining Fees?

Super Stud Super Stud
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Joining fees 2500 with 3000 bonus ticket

or LTF

with no bonus (valid only till 31st dec)

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Helpful Helpful
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Only complete applications submitted during the Offer Period and approved before November 13, 2020 to December 31, 2020 will be eligible for a waiver of the Annual Fee.

Before or between?

Super Stud Super Stud
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Between

Super Stud Super Stud
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Anyone contacting CC confirm us with hidden Tnc

Deal Subedar Deal Subedar
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something is off about its ‘LTF

Finance Mentor Finance Mentor
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Its states that
Eligible Members will receive the waiver of the Annual Fee for the first year in the first credit card statement from HDFC bank and every subsequent year thereafter.
Members will be required to pay all charges as applicable except Annual Fee.
that means they will only credit the fees back and not the GST applicable with it , they will auto debit the cc fees along with the GST charges and in the next
statement cycle credit only the CC fees back , this is as per my understanding. Please put your points forward on this

Finance Mentor Finance Mentor
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How can I redeem 6E Rewards?
6E Rewards may be redeemed by a Member online, by logging into his or her Membership Account, for a 6E Rewards’ Benefits. Prior to any such redemption, it is necessary for members to ensure that they have completed the mobile number and email address verification process.

What is the validity of 6E Rewards?
6E Rewards are valid for 24 months from the date of accrual on a ‘first in first out basis’.

Will any fees be levied on redemption of 6E Rewards?
6E Rewards redemption will carry a service or redemption fee and applicable taxes in accordance with Government regulations.

Redemption mode is only Indigo Flight tickets

Super Stud Super Stud
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@beastboy Nice observations,

Pro Deal Legend Pro Deal Legend
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Which one did you applied?

Deal Newbie Deal Newbie
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so if the redemption is only with GoIndigo.. then you are bound to them.. Not a good plan as some times other airlines run at better price.. I have a citibank paytm credit card which gives 1% on every spend and the amount is credited back immediately after the statement which looks good for now.

Deal Cadet Deal Cadet
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Does your Citibank Paytm cc give 1% back on insurance payment on LIC website? – I have 1.5 lac insurance coming due in the next quarter

Deal Newbie Deal Newbie
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is the process completely online or physical documents needs to be provided?

Deal Cadet Deal Cadet
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Please check below detail on HDFC Bank website.

NOTE: For card sourced starting 01-11- 2020, Below T&Cs are applicable
1. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.

Update: I just checked for other cards e.g. Regalia. Same condition is there and additionally if you don’t use your card for 3 months then card wouldn’t be LTF. They have introduced this condition recently.

Super Stud Super Stud
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thanks for the info, will use my hdfc ltf card once in 3 months

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Deal Cadet Deal Cadet
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What’s the eligibility for this card?

Deal Subedar Deal Subedar
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I hold HDFC Business Regalia …… Applied for Ka-Ching XL …. lets c

Super Stud Super Stud
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with redemption option only as indigo flights, it do not look that much convincing

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Deal Captain Deal Captain
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Now a days every site is launching thier own card with some discount. If we opt for all we will have n number of cards :p

Critic Critic
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yup, not a good idea; 1 card per bank is fine, 2 only in case of exclusive offers/discounts; at least this is what I try to follow wink

Deal Legend Deal Legend
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do HDFC check cibil again if we already own their card

Deal Subedar Deal Subedar
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HA+

Benevolent Benevolent
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What are the redemption option?
and 2% does it includes wallets/insurance etc as well? cant find this in TnC anywhere

Deal Cadet Deal Cadet
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No earnings of 6E Rewards on purchase of fuel and loading of prepaid payment instruments. Earnings of 6E Rewards on insurance transactions are subject to a cap of INR 125,000 spends in a billing cycle.

Deal Cadet Deal Cadet
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I don’t have any HDFC CC nor SB a/c with HDFC Bank. But I hold Axis, ICICI and SBI credit card . I am eligible for this card…?

Benevolent Benevolent
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Anyone got any idea about their so called “LTF” fess/charges?

Super Stud Super Stud
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I guess they meant free lounge and international discounted markup charges.

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Community Angel Community Angel
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So in short is this LTF or not? And are there other LTF hdfc cards options?

Super Stud Super Stud
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There are both LTF and Non-LTF version of the card

LTF version is for limited time.

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Pro Deal Legend Pro Deal Legend
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I already have Regalia and Dinners premium card. Will be applying for XL as the 3rd card smile

Pro Entertainer Pro Entertainer
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Did you take any special approval from the manager for the second card?

Deal Cadet Deal Cadet
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so if i am getting a regalia with LTF will i b eligible for free airport lounge acccess please do help

Deal Cadet Deal Cadet
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2% cashback here is in form of 6E rewards and has a validity of 2 years… I would prefer Axis ACE over this even with a fee of 499 which can be waived with a spend of 2L….

This still leaves a lot to be desired unless you are going to fly around a lot in which case you should be looking at premium cards with travel benefits.

Deal Subedar Deal Subedar
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Did u apply and got a cal from them?

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Pro Deal Legend Pro Deal Legend
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Nothing as such. I don’t even have an HDFC bank account stuck_out_tongue

Talk-Of-The-Town Talk-Of-The-Town
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Any one applied? Any updates?

Deal Lieutenant Deal Lieutenant
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Any update from hdfc cc holders who have applied for this card?

1. HDFC issue this along with their regular CC?
2. Is process completely digital or kyc visit will be there?
3. Salary slips and other docs need to be uploaded/submitted if we select existing HDFC user option?

Deal Lieutenant Deal Lieutenant
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Not a single call till now. Someone who got any updates ?

Deal Lieutenant Deal Lieutenant
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Got a call today. LTF free card. Existing card would be upgraded. All existing reward points would be converted to 6E rewards at 0.20 paise/per point. But they were ready to send the card to my Office address and not to home address. So had to decline

Deal Legend Deal Legend
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I have a moneyback card. Should I upgrade to this?

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