Any currency conversion charges ?
40% cashback on Singapore, Thailand & Bahrain using RuPay JCB Global Cards
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40% cashback on Singapore, Thailand and Bahrain using RuPay JCB Global Debit/Credit Cards:
Offer valid from 29th Dec 2022 till 31st Mar 2023.
Use your any RuPay JCB Global debit/credit cards at retail merchants across Singapore, Thailand and Bahrain.
Maximum value of cashback is 40% of the transaction amount with the cap of ₹3,000 per day.
All the transactions performed in a day by the RuPay JCB Global cardholder at any of the POS locations across countries Singapore, Thailand and Bahrain using an RuPay JCB Global card will qualify for 40% cashback capped at maximum of ₹ 3,000/- per day
A unique card is eligible to receive maximum ₹15,000/- cashback within cashback period.
Terms & Conditions:
(1) Applicability
- The Offer shall be applicable to RuPay JCB Global Card (Debit/Credit).
- In order to avail the benefits under this offer(s), the RuPay cardholder(s) would be required to get their RuPay JCB Global Card activated for international transaction by contacting its card Issuing bank or via Net banking, Mobile banking, phone banking or branch banking services of respective issuing bank.
(2) Offer / Campaign Period:
- 29th Dec 2022 till 31st Mar 2023 (both dates inclusive)
(3) Offer/Campaign Details:
- 40% cashback (capped at a maximum of ₹3,000/-) on RuPay JCB Global Card for successful Point of Sale (POS) transaction in countries Singapore, Thailand and Bahrain at any merchant location accepting the RuPay JCB Global Card (Debit/Credit).
- There is no minimum amount of transaction to receive cashback
- RuPay International card can qualify for the cashback during the campaign period i.e. from 29th Dec’22 till 31st Mar 2023 (both dates inclusive)
- Cashback will be processed on all transactions performed in a day.
- Maximum value of cashback is 40% of the transaction amount with the cap of ₹3,000.
- All the transactions performed in a day by the RuPay JCB Global cardholder at any of the POS locations across countries Singapore, Thailand and Bahrain using an RuPay JCB Global card will qualify for 40% cashback capped at maximum of ₹ 3,000/-
- A unique card is eligible to receive maximum ₹15,000/- cashback within cashback period.
- The offer is not transferable, non-negotiable and cannot be enchased at the retail participating stores.
- Incomplete / declined / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer.
- The Cashback amount (in INR) will be credited in the RuPay JCB Global Cardholders respective bank account through his/her Card Issuing Bank, within 45 days of the transaction date which is qualified for receiving cashback.
(4) Other Terms:
- National Payments Corporation of India (NPCI) will not be responsible or liable in case the transaction could not be done due to but not limited to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
- NPCI will not be liable for any issues on account of incorrect swipes done at the merchant location accepting the RuPay JCB Global Card (Debit/Credit) or for any technical problems with swipe machines at any merchant location accepting the RuPay JCB Global Card.
- NPCI may, at any time change, amend, add or delete the terms and conditions associated with the campaign and communicate the changes to the member banks from time to time.
- NPCI also reserves the right to discontinue the campaign without assigning any reasons or without any prior intimation whatsoever.
- NPCI holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered/sold by the merchant who is accepting the RuPay JCB Global Card. Any dispute or claim regarding the goods and services must be resolved by the Cardholder/s with merchant who is accepting the RuPay JCB Global Card directly without any reference to NPCI.
- NPCI shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the RuPay Card Holder/s under the campaign.
- Decision made by NPCI will be final and binding on all member banks.
- Any RuPay Cardholder (having a valid active RuPay JCB Global Car participating in this campaign shall be deemed to have read, understood and accepted these terms and conditions.
- The terms and conditions of the campaign shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the RuPay JCB Global Card.
(5) Governing Law and Jurisdiction:
- These terms and conditions shall be governed by and interpreted in accordance with the Indian law. The jurisdiction and venue of any action with respect to the subject matter of these terms and conditions shall be the courts of Mumbai in India.
(6) Definitions:
- “Card” shall mean variants of RuPay JCB Global Card, issued by a RuPay member bank of NPCI.
- “Card Holder/s” shall mean such customer/s to whom a RuPay JCB Global Card has been issued and who is authorized to hold the card.
- “Transaction/s” would mean all successful qualifying transaction at any POS merchant accepting the RuPay JCB Global Card (Debit/Credit) in countries Singapore, Thailand and Bahrain (another offer live) during the offer/camping period and will not include ATM, E-Com, Void transactions and reversals.
- “Void Transactions” would mean any transaction wherein the transaction made using RuPay JCB Global Card has been cancelled by the participating store prior to the settlement with Bank.
- “Campaign Period” shall mean the period during which the campaign will be valid, i.e. from the the 29th of Dec, 2022 at 00:01 hours until the 31st of Mar, 2023 at 23:59 hours (both days inclusive). All qualifying transaction that have happened during the Campaign Period only will be eligible for cashback under this Campaign.
Offer source - https://www.rupay.co.in/rupay-festive-carnival/...
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Created by : abhishek012
BOB Finance - Premier, Easy, IRCTC, Snapdeal, ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Empower, Nainital Card and all other defence RuPay JCB Credit cards, defence card list here - https://www.bobfinancial.com/index.jsp
Yes bank - YES Prosperity Rewards Plus RuPay JCB Credit Card
Federal bank - Federal bank RuPay JCB "Signet" Credit Card - https://www.federalbank.co.in/rupay-signet-credit-card
SBI Card - Yatra co-branded and Apollo co-branded card is RuPay JCB Credit Card.
Kotak bank - Veer card Platinum and Select variant - both Veer cards are defence card, Kotak Urbane and Kotak Metro wholesale credit card recently launch, Kotak bank is only tieup with RuPay JCB variant. 99% chance these 2 cards Kotak Urbane and Kotak Metro wholesale will be RuPay JCB credit card.
Union bank -
RuPay JCB Health Platinum credit card - https://unioncards.unionbankofindia.co.in/abcc/MITC_HEALTH_RUPAY_JCB_CARD.pdf
RuPay JCB Select Wellness credit card - https://unioncards.unionbankofindia.co.in/abcc/MITC_JCB_WELLNESS_CREDIT_CARD.pdf
SBI bank - RuPay JCB Platinum debit card, card code - "RPJ", easily apply from SBI Branch with card code.
SBI Bank have another RuPay JCB debit card and BIN number is 353603. I dnt know which JCB debit card is this.
Union bank -
Saving/pension/salary accounts - RuPay JCB Platinum debit card, easily apply from Union bank branch. told branch staff to search "RuPay platinum" on their computer and you will see 2 variant. EMV and JCB. Apply the JCB variant.
RuPay JCB Platinum for UR NRO and UR NRE for Savings Bank Account scheme Union Royal SB NRE (URNRE) and Union Royal SB NRO (URNRO). It is mainly intended for NRI Customers maintaining Quarterly Average Balance of 1.00 lakh and above - https://www.unionbankofindia.co.in/english/rupay-platinum-urnro-urnre.aspx
TJSB bank - RuPay JCB Platinum debit card - https://www.tjsbbank.co.in/rupay-jcbcard
CSB bank - RuPay JCB Platinum debit card - https://www.csb.co.in/debitcards
City Union bank - RuPay JCB Platinum debit card, Apply from CUB branch, some people already have this card, i saw on twitter.
PNB bank - RuPay JCB Platinum debit card, Card was launch 3 years aago but dnt know how to get this card but PNB twitter handle advertising about JCB card.
UCO Bank - RuPay JCB Platinum debit card, One person told me, he saw JCB variant card on branch staff computer, under debit card apply list.
Axis bank - RuPay JCB Platinum debit card, i think card is not live yet but when i enter Axis JCB card BIN on Amazon/flipkart etc, discount working on Axis bank offers.
Central bank - RuPay JCB Platinum debit card, i think card is not live yet.
amey_dev143 wrote:depends on bank. normally 3.5% plus gstAny currency conversion charges ?
amey_dev143 wrote:Any currency conversion charges ?
JCB Card has lowest conversion charges. Very less info available on Internet.
Some websites i found JCB card conversion charges between 1.2% to 1.8% but these are old info.
When i search about how China's UnionPay-JCB Global card work outside china then i found this info -
Bank of China JCB Credit Card is the first RMB/JPY dual-currency credit card product in China under the international standards. Enables them to make payment with JPY where this currency is required and repayment with RMB through direct conversion, thus saving the exchange fees.
RuPay also have similar type of agreement with Japan's JCB Card.
Also check here another offer - RuPay JCB Global Card - 40% Cashback in Australia, Qatar and UAE at retail merchant - https://www.desidime.com/deals/rupay-jcb-global...
@karthi4052752 Yes, banks will charge upto 4% extra (Depend on banks, some banks also charge 2% or 3.5%).
Let me move to Singapore, Thailand or Baharain now to use this deal
MrKool_JJ wrote:this might cover the flight charges... taking a couple of cards can help save moreLet me move to Singapore, Thailand or Baharain now to use this deal

What If somebody does the transaction using tap and pay ?
Will it be counted under this offer ?
How to get this card
@abhishek012 what is Rupay JCB global card ? Are there JCB cards without Global also ? or all Rupay JCB considered as Golbal only ?
sachinvj631 wrote:
Is the Bank of Baroda Premier JCB Rupay card eligible for this offer?
Yes, all RuPay JCB Debit/Credit cards eligible.
srigem81 wrote:Only RuPay JCB Debit/Credit cards eligible.@abhishek012 what is Rupay JCB global card ? Are there JCB cards without Global also ? or all Rupay JCB considered as Golbal only ?
RuPay JCB Credit Card issuer banks - BOB Finance, Yes bank, Federal bank, SBI Card (only Yatra and Apollo variant), Kotak bank (Veer card) Kotak Urbane Credit card also launced but no official announced, Union bank.
RuPay JCB Debit Card issuer banks - SBI, PNB, Axis bank, Union bank, City Union bank, TJSB bank, CSB bank, Central bank, UCO Bank.
@kushalsaini11ks490
https://www.global.jcb/en/products/cards/i...r/
I think only these banks issue jcb global card.
sravanbrahma wrote:RuPay JCB Credit Card issuer banks - BOB Finance, Yes bank, Federal bank, SBI Card (only Yatra n Apollo variant), Kotak bank (Veer card) Kotak also recently launch Urbane and Metro wholesale credit card, Union bankhttps://www.global.jcb/en/products/cards/i...r/
I think only these banks issue jcb global card.
RuPay JCB Debit Card issuer banks - SBI, PNB, Axis bank, Union bank, City Union bank, TJSB bank, CSB bank, Central bank, UCO Bank.
abhishek012 wrote:You didn't answer to the question.
Only RuPay JCB Debit/Credit cards eligible.
RuPay JCB Credit Card issuer banks - BOB Finance, Yes bank, Federal bank, SBI Card (only Yatra and Apollo variant), Kotak bank (Veer card) Kotak Urbane Credit card also launced but no official announced, Union bank.
RuPay JCB Debit Card issuer banks - SBI, PNB, Axis bank, Union bank, City Union bank, TJSB bank, CSB bank, Central bank, UCO Bank.
@kushalsaini11ks490
I'm asking Global card is different from normal card ?
I have BOB premier JCB variant ...is that eligible for this offer .?
TheTeddy wrote:I have BOB premier JCB variant ...is that eligible for this offer .?
Yes.... Enjoy
BOB Finance - Premier, Easy, IRCTC, Snapdeal, ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Empower, Nainital Card and all other defence RuPay JCB Credit cards, defence card list here - https://www.bobfinancial.com/index.jsp
Yes bank - YES Prosperity Rewards Plus RuPay JCB Credit Card
Federal bank - Federal bank RuPay JCB "Signet" Credit Card - https://www.federalbank.co.in/rupay-signet-credit-card
SBI Card - Yatra co-branded and Apollo co-branded card is RuPay JCB Credit Card.
Kotak bank - Veer card Platinum and Select variant - both Veer cards are defence card, Kotak Urbane and Kotak Metro wholesale credit card recently launch, Kotak bank is only tieup with RuPay JCB variant. 99% chance these 2 cards Kotak Urbane and Kotak Metro wholesale will be RuPay JCB credit card.
Union bank -
RuPay JCB Health Platinum credit card - https://unioncards.unionbankofindia.co.in/abcc/MITC_HEALTH_RUPAY_JCB_CARD.pdf
RuPay JCB Select Wellness credit card - https://unioncards.unionbankofindia.co.in/abcc/MITC_JCB_WELLNESS_CREDIT_CARD.pdf
SBI bank - RuPay JCB Platinum debit card, card code - "RPJ", easily apply from SBI Branch with card code.
SBI Bank have another RuPay JCB debit card and BIN number is 353603. I dnt know which JCB debit card is this.
Union bank -
Saving/pension/salary accounts - RuPay JCB Platinum debit card, easily apply from Union bank branch. told branch staff to search "RuPay platinum" on their computer and you will see 2 variant. EMV and JCB. Apply the JCB variant.
RuPay JCB Platinum for UR NRO and UR NRE for Savings Bank Account scheme Union Royal SB NRE (URNRE) and Union Royal SB NRO (URNRO). It is mainly intended for NRI Customers maintaining Quarterly Average Balance of 1.00 lakh and above - https://www.unionbankofindia.co.in/english/rupay-platinum-urnro-urnre.aspx
TJSB bank - RuPay JCB Platinum debit card - https://www.tjsbbank.co.in/rupay-jcbcard
CSB bank - RuPay JCB Platinum debit card - https://www.csb.co.in/debitcards
City Union bank - RuPay JCB Platinum debit card, Apply from CUB branch, some people already have this card, i saw on twitter.
PNB bank - RuPay JCB Platinum debit card, Card was launch 3 years aago but dnt know how to get this card but PNB twitter handle advertising about JCB card.
UCO Bank - RuPay JCB Platinum debit card, One person told me, he saw JCB variant card on branch staff computer, under debit card apply list.
Axis bank - RuPay JCB Platinum debit card, i think card is not live yet but when i enter Axis JCB card BIN on Amazon/flipkart etc, discount working on Axis bank offers.
Central bank - RuPay JCB Platinum debit card, i think card is not live yet.
I thought that Singapore is available for purchasing😔 (and RuPay is offering 40% back).
Not that I have the resources, money to purchase it, even if Singapore was on sale.
abhishek012 wrote:Yes, all RuPay JCB Debit/Credit cards eligible.
Any exclusions in the list of purchase items?
Like bullion/ jewellery will not be eligible?
kiranjyotiradityakulshreshtha wrote:Eligible for all offline purchases but read the full t&c - https://www.rupay.co.in/rupay-festive-carnival/...Any exclusions in the list of purchase items?
Like bullion/ jewellery will not be eligible?
abhishek012 wrote:
Eligible for all offline purchases but read the full t&c - https://www.rupay.co.in/rupay-festive-carnival/...
Thenku Thenku🤗
I think I am a lazy person.
Should have checked better.
Thanks again
_pb wrote:Credit card or debit card ? and International POS transaction enabled ?
This card is not woking in thailand. Tried on multiple stores… international transaction is enabled
abhishek012 wrote:Bob jcb credit card. Only ATM transactions are disabled , everything else is enabled in international tab
Credit card or debit card ? and International POS transaction enabled ?
_pb wrote:Ok, Thailand banks also locally issue JCB cards in Thailand.
Bob jcb credit card. Only ATM transactions are disabled , everything else is enabled in international tab
Contact details and all details here - https://www.global.jcb/en/about-us/policy/priva...
Any way to get Bob premier rupay as second Bob card? Whenever I try to apply online, it says u r already card holder and can't be issued another card.
Also, any idea on acceptance rate of jcb in Singapore?
Knight11 wrote:Any way to get Bob premier rupay as second Bob card? Whenever I try to apply online, it says u r already card holder and can't be issued another card.
Also, any idea on acceptance rate of jcb in Singapore?
JCB Cards locally issue in Singapore.
You can apply for BOB HPCL, IRCTC or Snapdeal card as a additional credit card. These are also RuPay JCB cards.
abhishek012 wrote:
Eligible for all offline purchases but read the full t&c - https://www.rupay.co.in/rupay-festive-carnival/...
Thank you for link.. looks like good offer guys, bookmarked.

Yes.... Enjoy
Yesterday, one of my frnd send me this pic on my RuPay whatsapp group, he live in Singapore -

@Knight11All RuPay JCB cards are Global cards.
JCB is Japan's credit card company accepted worldwide.
Outside India, your RuPay JCB card is JCB Credit card.