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Hot Deal
SmartBuy Extra Saving Days Amazon/ Flipkart Instant Vouchers 10% Cashback / 10X Rewards Points

SmartBuy Extra Saving Days Amazon/ Flipkart Instant Vouchers 10% Cashback / 10X Rewards Points

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Dimer of The Year 2020
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https://www.gyftr.com/instantvo...rs
Amazon https://www.gyftr.com/instantvouchers/amazon-gi...
Flipkart https://www.gyftr.com/instantvouchers/flipkart-...
https://offers.smartbuy.hdfcbank.com/offer_deta...
SmartBuy Extra Saving Days
SmartBuy Extra Saving Days brings to you assured Savings with best discounts on Shopping, Travel & all your essentials.
Starts On: 2021-10-28
Subscribe my group RRA – RajRocksAlerts for Instant Alerts https://www.desidime.com/groups/g4c5oe_ggxdy3pn...

    SmartBuy Extra Saving Days  brings to you assured Savings with best discounts on Shopping, Travel & all your essentials.

    Offer Details on your HDFC Bank Credit & Debit Card EMI & Full Swipe Transactions from 28th Oct’21 to 30th Oct’21

     

       Category – Travel

    Offer

    Travel – Flights

    Rs. 500 Instant Discount on minimum transaction of Rs. 5,000

         Travel – Hotels

    Rs. 500 Instant Discount on minimum transaction of Rs. 5,000

       Travel – MMT Hotels 

    Rs. 500 SmartBuy Travel Vouchers on minimum transaction of Rs. 20,000

    Travel – Bus 

    Rs. 200 Instant Discount on minimum transaction of Rs. 2,000

     Travel – Rail

    5% Instant Discount up to Rs.50 on a min transaction of Rs.1000. Refer below for detailed offer on IRCTC https://offers.smartbuy.hdfcbank.com/offer_details/17866

     

    Category – Instant Vouchers

    Offer

    Instant Vouchers

    For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends

    For Other Credit & Debit Card customers – 10% Cashback on all spends

     

    Category – Amazon & Flipkart

    Offer

    Amazon

     

    ·Infinia & Diners Black Credit card customers – 10X Rewards points on all spends 

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    ·         Other Credit & Debit Card customers – 10% Cashback on all spends 

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Flipkart

     

    ·         Infinia & Diners Black Credit card customers – 6X Rewards points on all spends 

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    Other Credit & Debit Card customers – 2% Cashback on all spends 

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Please check for detailed illustration mentioned in Table 1.1, 1.2,1.3 & 1.4 for Amazon & Flipkart Offers

     

    Please Note:

    1. Accelerated reward points and cashback earn benefits applicable during 28th to 30th Oct’21 will be calculated on actual spends done using HDFC bank payment instruments (Sale benefit not applicable on reward points redeemed.)

    2. The above offers are the only offers applicable during the duration of the campaign. It cannot be clubbed with any other offer not mentioned in this campaigns terms and conditions.

    3. Each user can utilize travel offer benefits during the sale period only upto the maximum cap / limits applicable for the respective card variant for each month.

    4. Cashback will be calculated based on card swipe / EMI principal value.

    5. Cashback benefit for PayZapp prepaid card is eligible for only once per registered mobile number.

    6. List of Instant Voucher brands and the offer applicable for 28th to 30th Oct’21 is in Annexure 1.

    7. Customers opting for guest checkout will not be eligible for PayzApp linked benefits from sale.

    8. For claiming GST invoice on booking via Smartbuy, GST details needs to be mentioned at the time of booking. GST invoice cannot be generated post the booking without opting for GST invoice. Booking will not be entitled for a GST invoice in such scenario.

    9. The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in the offer of Amazon & Flipkart. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on Amazon or Flipkart, the same will be included while computing the max cap mentioned.

    10. The monthly offer on Gyftr – Instant Vouchers of 5X Reward Points or 5% Cashback is inclusive in the offer construct during the duration of 28th to 30th Oct 2021. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on any SmartBuy merchant, the same will be included while computing the max cap mentioned.

    11. The monthly offer on Apple via Tresor of 5X Reward Points or 5% Cashback is inclusive in the offer construct during the duration of 28th to 30th Oct 2021. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on any SmartBuy merchant, the same will be included while computing the max cap mentioned.

    12. The overall max cap of 15,000 Rewards Points on SmartBuy Spends Infinia Credit Cards and 7,500 Rewards points on SmartBuy Spends on Diners Black Credit Card and upto Rs. 2000 for Regalia/Diners Privilege Credit Card or Rs. 1000 on other Credit & Debit Cards will be applied on the individual spends done on Amazon, Flipkart, Apple via Tresor, Rail, Bus, Hotel and Instant Voucher – Gyftr and at Per individual Card level.

    13. The eligible Reward Points and Cashback for Credit, Debit card transactions will be posted on best effort basis (i.e) by 7th Feb 2022.

    For Detailed Terms & conditions on the SmartBuy monthly offer, please click here 

     

    Illustration- Table 1.1 – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Amazon through Infinia Credit Card between 28th to 30th Oct’21

     

    Particulars

    Value

    Calculation for Rewards Points on Infinia Credit Card 

    Actual Rewards Points to be Credited on Infinia  Credit Card

    Max Cap Eligibility

    Cumulative Spends by customer on Amazon between 28th to 30th Oct’21 (A)

     

    -

    -

    -

    Rs. 85800

    Regular benefit from Platform Spends * (5/150) * 4X Rewards points (B)

    -

     

     

     

    11440

    11440

    Rewards points with the monthly max cap of 15000

    Additional benefit during Extra Savings Days Spends * (5/150) * 5X Rewards points ©

    -

     

     

     

    14300

    3560

     

    Total Rewards Points credited on Infinia Credit Card on Amazon (B+C=D)

     

     

     

    Max Cap of 15,000 Rewards Points

    Rs. 85800

    25740

    15000

     

    Illustration- Table 1.2 – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Flipkart through Diners Black Credit Card between 28th to 30th Oct’21.

     

    Particulars

    Value

    Calculation for Rewards Points on Diners Black Credit Card before Max Cap

    Actual Rewards Points to be Credited on Diners Black Credit Card

    Max Cap Eligibility

    Cumulative Spends by customer on Flipkart between 28th to 30th Oct’21 (A)

     

    -

    -

    -

    Rs. 55000

    Regular benefit from Platform Spends * (5/150) * 2X Rewards points (B)

     

     

     

     

    -

    3660

    3660

     

    Additional benefit during Extra Savings Days Spends * (5/150) * 3X Rewards points ©

     

     

     

    Rewards points with the monthly max cap of Rs. 7500

    -

    5490

    3840

     

    Total Rewards Points credited on Diners Black Credit Card on Flipkart (B+C=D)

     

     

     

    Overall Max Cap of 7500 Rewards Points

    Rs. 55000

    9150

    7500

     

     Illustration- Table 1.3 – – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Amazon through Regalia/Diners Privilege Credit Card between 28th to 30th Oct’21.  

     

    Particulars

    Value

    Calculation for Total Cashback on #Credit & Debit Cards before max cap

    Actual Cashback to be Credited on #Credit & Debit Cards

    Max Cap Eligibility

    Cumulative Spends by customer on Amazon between 28th to 30th Oct’21 (A)

    Rs. 20000

    -

    -

    -

    Regular benefit from Platform Spends * 5 % Cashback (B)

    Rs. 20000

    Rs. 1000

    1000

     

    Additional benefit during Extra Savings Days Spends * 5% ©

    Rs. 20000

    Rs. 1000

    1000

    Cashback with the monthly max cap of Rs. 2000 on Regalia/Diners Privilege Credit Card

     

    Total Cashback on #Credit & Debit Cards on Amazon (B+C=D)

    Rs. 20000

    Rs. 2000

    Rs. 2000

    Overall Max Cap of Rs. 2000 Cashback

     

    Illustration- Table 1.4 – – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Amazon & Flipkart through Other Credit & Debit Card between 28th to 30th Oct’21

     

    Particulars

    Value

    Calculation for Total Cashback on #Credit & Debit Cards before max cap

    Actual Cashback to be Credited on #Credit & Debit Cards

    Max Cap Eligibility

    Cumulative Spends by customer on Flipkart between 28th to 30th Oct’21 (A)

    Rs. 30000

    -

    -

    -

    Regular benefit from Platform Spends * 1 % Cashback (B)

    Rs. 30000

    Rs. 300

    300

     

    Cashback with the monthly max cap of Rs. 1000 on Other Credit & Debit Card

    Additional benefit during Extra Savings Days Spends * 1% ©

     

    Rs. 30000

    Rs. 300

    300

    Total Cashback on #Credit & Debit Cards on Flipkart (B+C=D)

    Rs. 30000

    Rs. 600

    Rs. 600

    Overall Max Cap of Rs. 1000 Cashback

     

    Flights & Hotel Categories: – Manual Application of Code to be mentioned + Code to be shared which has to be applied. This code you should mention above where you have mentioned offer ALSO.

     

    1. Go to HDFC Bank SmartBuy page Flights / Hotel Section
    2. Select your flights / hotel.  Compare Prices and select across merchant. Enter details & Proceed to Payment
    3. Each user can utilize travel offer benefits during the sale period only upto the maximum cap / limits applicable for the respective card variant for each month.
    4. Use HDFC bank Credit Card / Debit Card to avail the offer
    5. Offer not applicable on Hotels via HDFC Mobile Banking App & PayZapp
    6. Offer not applicable on select Hotels. Please refer to the end of Terms and Conditions to find the list of excluded hotels
    7. The Cashback will be posted within 90 working days from the last date of transaction month on best effort basis (i.e) by 7th Feb’22

     

    Bus / Rail Categories: Manual Application of Code to be mentioned + Code to be shared which has to be applied. This code you should mention above where you have mentioned offer ALSO.

     

    1. Go to HDFC Bank SmartBuy page Bus / Rail Section.
    2. Select your Bus / Train. Enter details & Proceed to Payment.
    3. Use HDFC bank Credit Card / Debit Card to avail the offer

     

    Instant Vouchers:

    1. Go to HDFC Bank SmartBuy page and select Instant Vouchers section.
    2. Sign-in / Sign-up (Same registration of SmartBuy cannot be used. A new registration is required).
    3. Select your brand, denominations and quantity and add them to your cart to maximise your savings.
    4. On the Cart Page, click on “Buy Now”.
    5. A savings pop-up will show you your total savings. Click on “Proceed”.
    6. You will be redirected to Payment Gateway Page. Use your HDFC Bank Credit / Debit Card / PayZapp to make the payment.
    7. That’s it! The Gift Vouchers will be sent to you instantly.
    8. In case a Promo Code is used by the customer and the transaction failed, the customer can again avail the offer after 15 minutes (in case Offer is not availed already).
    9. In case of any queries or clarifications, kindly write to [email protected] or reach out at 18001033313.
    10. Cashback will be auto credited to PayZapp Prepaid Card within 90 working days from the last date of transaction month on best effort basis (i.e) by 7th Feb’22.
    11. Please refer Annexure 1 for list Brands and the Offer available on Instant Vouchers for 28th to 30th Oct’21 SmartBuy Extra Savings Days Sale.
    12. Please refer Annexure 2 for PayZapp Cashback Offer.

    General Terms & Conditions:

     

    1. All the Gift Vouchers are valid for a minimum of 3 months depending upon the Brand. The exact expiry date of the Gift Vouchers will be mentioned on the Voucher E-Mail and SMS.

    2. Kindly use your Gift Voucher within the due date. Gift Vouchers once expired cannot be revalidated.

    3. All the respective T&Cs of the brands apply. Please visit the “TERMS & CONDITIONS” on each brand page for detailed Brand T&Cs.

    4. We wish that the program adds delight to all the customer’s experience with HDFC Bank SmartBuy.

    5. For any help regarding your Instant Voucher, please reach out to us:

    6. SmartBuy Instant Vouchers allows only one card with one mobile number, refraining to which the customer’s card will be restricted for usage by the Payment Gateway on SmartBuy Instant Vouchers website. The restriction will be lifted only after the customer submits a valid Government Id Proof.

    7. A customer (a combination of mobile number and card number) can buy a maximum of Rs. 10000 worth of Amazon Pay Gift Cards in a calendar month.

    8. A customer (a combination of mobile number and card number) can buy a maximum of Rs. 10000 worth of Flipkart Gift Cards in a calendar month.

     

    Promo Code usage and T&Cs:

    1. Sign-in / Sign-up to SmartBuy Instant Vouchers (www.gyftr.com/hdfcSmartBuy) using your Mobile Number and E-Mail Id (same registration of SmartBuy cannot be used. A new registration is required).

    2. Select your brand and denomination.

    3. That’s it! Pay the Cart amount (if any) using other payment methods on Payment Gateway.

    4. For any help regarding your Promo Code, please reach out to us:

     

    No Cost EMI Terms & Conditions:

    1. No Cost EMI is only applicable on select brands and denominations.

    2. The Bank will continue to charge the interest on the No Cost EMI plans as per the existing rates.

    3. However, the interest to be charged by the Bank will be passed on to you as an upfront discount.

    4. A Convenience or Processing fee of INR 199 + GST will be charged for all cards EMI transaction by HDFC Bank.

    5. The Voucher purchased using the No Cost EMI payment method will not be blocked / cancelled.

     

    Amazon & Flipkart Exclusive Store

    1. Go to HDFC Bank SmartBuy and select Amazon / Flipkart Tab

    2. Enter Mobile number & Last 4 digit card number with which you would want to make the payment

    3. Search for your product and add to the cart. Products which are already placed in the cart (even before visiting SmartBuy) will not be considered

    4. Use HDFC bank Credit Card / Debit Card to avail the offer

    5. Offer as below: 

     

    Category – Amazon & Flipkart

    Offer

    Amazon

     

    ·         Infinia & Diners Black Credit card customers – 10X Rewards points on all spends 

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    ·         Other Credit & Debit Card customers – 10% Cashback on all spends 

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Flipkart

     

    ·         Infinia & Diners Black Credit card customers – 6X Rewards points on all spends 

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    ·         Other Credit & Debit Card customers – 2% Cashback on all spends 

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Please check for detailed illustration mentioned in Table 1.1, 1.2,1.3 & 1.4 for Amazon & Flipkart Offers

     

    1. You shall receive double the reward points / cashback for transactions done during SmartBuy Extra Savings Days Oct’21 (28th to 30th Oct`21) basis the card variant eligibility as mentioned in Offer details.

    2. The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in Slab 1 offer of Amazon & Flipkart. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on Amazon or Flipkart, the same will be included while computing the max cap mentioned for Slab 1.

    3. The eligible Cashback for Debit card transactions will be posted as Cashback points on best effort basis  (i.e) by 7th Feb 2022. Visit Netbanking to redeem these on card account.

     

    Detailed Terms & Conditions:

    Offer is valid on Successful Transactions completed on SmartBuy under categories Flights, Hotels, Bus, Rail, Instant Vouchers, Flipkart Store in SmartBuy, Amazon Store on SmartBuy.

    This Offer is not valid on offers given by individual merchants under offers section and on Compare & Shop.

     

    Transaction Eligibility

    • Applicable for Full payment across all categories (on flights / Hotels / Bus / Rail/ Instant Vouchers / Flipkart store/ Amazon store)

    • Also applicable on Credit card Easy EMI Transactions (on flights / Hotels / Bus/ Instant Vouchers/Flipkart/ Amazon store only)

    • Also applicable on Debit Card Easy EMI transactions (on flights / Hotels / Bus / Flipkart store only) (Eligible only select customers and for a Min Transaction of Rs.5000) The instant discount will be computed on the booking value subject to max cap condition

    • Offer not applicable on EMI transactions on Compare & Shop only

    • Offer not applicable on Debit Card Easy EMI transactions on Amazon

    • Offer is not applicable for failed or refund transactions

      • Offer is not applicable on Amazon and Flipkart on following categories

      • Flight Bookings, Prepaid / Gift Cards, Bill Payments & Recharges

      • Purchase of Video Gaming Consoles & Hardware

      • Prime membership

      • Amazon Fresh orders

      • Amazon Pay Balance

      • Jewellery / Gold coins or its equivalent’

     

    Other Terms & Conditions

    • Accelerated reward points and cashback earn benefits applicable during 28th to 30th Oct’21 will be calculated on actual spends done using HDFC bank payment instruments (Sale benefit not applicable on reward points redeemed.)

    • The above offers are the only offers applicable during the duration of the campaign. It cannot be clubbed with any other offer not mentioned in this campaigns terms and conditions.

    • Each user can utilize travel offer benefits during the Sale period only upto the maximum cap / limits applicable for the respective card variant for each month.

    • Cashback will be calculated based on card swipe / EMI principal value.

    • The offer on Instant Voucher category is over & above our monthly offers

    • The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in Slab 1 offer of Amazon & Flipkart. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on Amazon or Flipkart, the same will be included while computing the max cap mentioned for Slab 1.

    • Instant voucher Promo code applicable once per user during the Sale period

    • This offer is not applicable to the purchase of jewellery/gold coins or its equivalents; or purchase of prepaid cards/gift cards or its equivalents; or purchase of flight bookings done on Flipkart / Amazon store

    • HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.

    • No two programs can be combined or benefits of two programs are combined at any point in time, for transactions done on the SmartBuy website or pages thereof, associated with the program.

    • HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a “best effort” basis.

    • Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the gift is to be collected, will not be eligible for the benefits of the Program.

    • Offer is valid only if HDFC Bank Credit/ Debit card is used to complete payment. Wallet load using HDFC card or Cash on Delivery options are not eligible under this offer.

    • Returned purchases, disputed or unauthorized/fraudulent transactions, EMI’s and Card Account Fees will not be considered for this offer.

    • This offer is non-encashable, not extendable and non-negotiable.

    • If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.

    • This offer is valid for Indian residents and citizens only.

    • Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.

    • Above offers are by way of a special offer for select HDFC Bank Credit Card and Debit Card members only and nothing contained herein shall prejudice or affect the terms and conditions of the Card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card members Agreement.

    • All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Chennai only, irrespective of whether courts/tribunals in other areas have concurrent or similar jurisdiction.

    • All decisions by HDFC Bank regarding the selection of winners shall be final and binding. No correspondence will be entertained in this connection.

    • Customers using one device, one mobile number is considered as a unique user.

    • All valid spends transactions will be eligible for the offer. HDFC Bank will not be responsible for invalid transactions.

    • To be eligible for the offer, Cardholder is required to satisfy the condition mentioned in the offer post receipt of the communication.

    • Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar or other schemes/offers.

    • HDFC Bank reserves the right to extend this offer to selected HDFC Bank Debit Cardholders only.

    • HDFC Bank is not responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses that a Cardholder may suffer, sustain or incur due to the offer.

    • HDFC Bank shall not be liable for any loss or damage whatsoever or for any personal injury that may be suffered, by an HDFC Bank Debit Card member, directly or indirectly, by use or non-use of products/services availed of under this offer

    • In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the promotion, these terms and conditions shall prevail.

    • HDFC Bank is not liable for any delay, non-delivery or shortfall or deficiency or unsatisfactory service/product provided by any participating parties/sponsors.

    • Pictures in the communication are representative and the actual product may differ.

    • This offer is non-transferable to any other person.

    • Any Government levies/taxes like Sales Tax, TDS, gift tax, road tax, any Local Tax, etc. arising out of the same will be borne by the HDFC Bank Debit card customer.

    • In case of any dispute on offer from other sources – only the offer construct & terms and conditions mentioned here will stand final.

    • The offer is not applicable on the following Hotels: https://offers.smartbuy.hdfcbank.com/DND_Hotels-New_Exclusion_List.xlsx

     

    Annexure 1

    List of Instant Voucher Brands and the Offer applicable for 28th to 30th Oct’21

     

     Brand 

    Discount/Offers

     Accor Plus – Annual Membership 

    20%

     AD – Annual Subscription 

    40%

     Aldo 

    12.50%

     Allen Solly 

    12.50%

     Amazon 

    NA

     Archies 

    20%

     Arrow 

    15%

     Aurelia 

    12.50%

     Baskin Robbin 

    17.50%

     Bata 

    15%

     Bath & Body Works 

    10%

     Beverly Hills Polo Club 

    12.50%

     Biba (Online) 

    15%

     Big Bazaar 

    2%

     Blaupunkt 

    10%

     Bobbi Brown 

    5%

     BookMyShow 

    5%

     Business Today – Annual Digital Subscription 

    40%

     Café Coffee Day (Online) 

    20%

     Call Health 

    30%

     Call It Spring 

    12.50%

     Celio 

    12.50%

     Central 

    7%

     Chaayos 

    20%

     Charles & Keith 

    12.50%

     CNT – Annual Subscription 

    40%

     Cosmopolitan India – Annual Digital Subscription 

    40%

     Costa Coffee 

    20%

     Croma 

    2%

     Cult Pass – Black / Gold 

    7%

     Cult Pass – Live 

    25%

     Domino’s Pizza (Online) 

    5%

     DreamFolks 

    30%

     Fabindia 

    3%

     Fastrack 

    10%

     Fastrack Bags 

    10%

     FBB 

    3%

     Ferns N Petals 

    50%

     Flipkart 

    Swiggy 100 on FK 10000 and Swiggy 50 on FK 5000

     Flying Machine 

    15%

     Gaana 

    10%

     Gini & Jony 

    7.50%

     GQ – Annual Subscription 

    40%

     Grofers 

    2%

     Harper’s Bazaar – Annual Digital Subscription 

    40%

     Hidesign 

    15%

     Hindustan Times – English (Annual Subscription) 

    Flipkart INR 250

     Hindustan Times – English (Half Yearly Subscription) 

    Flipkart INR 100

     Hindustan Times – English (Quarterly Subscription) 

    Flipkart INR 50

     Hindustan Times – Hindi (Annual Subscription) 

    Flipkart INR 100

     Home Centre 

    5%

     Home Centre (Online) 

    2%

     Hometown 

    7%

     Hotstar 

    Domino’s INR 100

     Hush Puppies 

    12.50%

     ICanStay 

    30%

     India Today English – Annual Digital Subscription 

    40%

     India Today Hindi – Annual Digital Subscription 

    40%

     Inglot 

    12.50%

     Jack & Jones 

    10%

     JioSaavn 

    10%

     Jockey (Online) 

    10%

     Kama Ayurveda 

    15%

     KFC 

    5%

     Kiehls 

    5%

     La Senza 

    12.50%

     Levi’s 

    Promo Code

     Lifestyle 

    5%

     Lifestyle (Online) 

    2%

     Live Mint – (Annual Subscription) 

    Flipkart INR 1000

     Live Mint – (Half Yearly Subscription) 

    Flipkart INR 250

     Louis Philippe 

    10%

     Luxe Gift Card 

    7%

     MAC 

    5%

     Machaan 

    15%

     Mainland China 

    15%

     MakeMyTrip Generic 

    2%

     MakeMyTrip Holiday 

    6%

     MakeMyTrip Hotel 

    6%

     Max 

    5%

     Max (Online) 

    2%

     Mobile Recharge 

    Promo Code

     More 

    Promo Code

     Myntra 

    5%

     Oh Calcutta 

    15%

     Ola Cabs 

    15%

     Only 

    12.50%

     Pantaloons 

    12.50%

     Peter England 

    10%

     Pizza Hut  

    15%

     Planet Fashion 

    10%

     Plum 

    50%

     Points for Good 

    15%

     Prestige 

    12.50%

     Puma 

    15%

     PVR 

    15%

     Reader’s Digest – Annual Digital Subscription 

    40%

     Relaxo 

    15%

     Seniority 

    10%

     Shemaroo 

    50%

     Shoppers Stop 

    Promo Code

     Sigree 

    15%

     Skechers (Online) 

    5%

     Skullcandy 

    7%

     SonyLiv 

    PH 50 on Sony 299, PH 100 on Sony 699, PH 250 on Sony 999

     Spencer’s Retail 

    4%

     Sweet Bengal 

    15%

     Swiggy 

    2%

     Taj Hotels 

    2%

     Taneira 

    4%

     TGI Friday’s 

    20%

     The Beer Café 

    20%

     The Body Shop 

    7.50%

     The Man Company 

    12.50%

     The Phy Life 

    50%

     The Raymond Shop 

    5%

     Thomson 

    15%

     Titan 

    10%

     Titan Eye Plus 

    10%

     Titan Minimals 

    10%

     Titan Skinn 

    10%

     United Colors of Benetton 

    15%

     US Polo 

    15%

     Van Heusen 

    10%

     Vedantu 

    Promo Code

     Vero Moda 

    15%

     Vijay Sales 

    Promo Code

     

     

     

    Annexure 2

           PayZapp CashBack Offer on GYFTR Instant Vouchers Terms & Conditions

     

    Period: 28th to 30th Oct’21

    No Promocode

     

     

    1. Offer period: 28th to 30th Oct’21

    2. Payment should be done on PayZapp’s Android & iOS App payment page only

    3. Customer should ensure he/she is registered on PayZapp to become eligible for cashback

    4. For customers whose monthly/yearly PPI limit of wallet is breached cashback will not be posted.

    5. Cashback offer is available only for transactions done through either PayZapp linked (VISA/ MasterCard/ Rupay) Debit & Credit Cards or through PayZapp Prepaid Card.

    6. CashBack will be auto-credited to PayZapp Prepaid Card within 90 working days from the last date of transaction month on best effort basis (i.e) by 7th Feb’22

    7. In case of any refund/ return then CashBack offer will not be eligible.

    8. In case the transaction is cancelled at merchant’s end (not PayZapp), a refund will be initiated immediately

    9. In case of returns, refund is initiated post the quality check happens after the product is picked up & accepted

    10. Offer is applicable only for the PayZapp KYC registered customers

    11. Offer is applicable both for a Registered Minimum KYC (Rs10 k) * and Full KYC (Rs 1 Lac) * PayZapp Prepaid Card customers

    12. Minimum KYC means- “It is a wallet that is issued to a user after obtaining minimum details that includes- mobile verification with One Time Pin (OTP), Self-declaration of name, Unique identification number of any of the officially valid document (i.e. PAN). The amount loaded during any month shall not exceed Rs 10,000/- with a max. of Rs 1,00,000/- in a year. The amount outstanding at any point of time shall not exceed Rs 10,000/-. Wallet shall be used only for purchase of goods and services. Fund transfer from wallet to bank accounts and to other wallets shall not be permitted”.

    13. Full KYC means- “It is a wallet that can hold a maximum of Rs 1,00,000/- at any given point in time. It is issued only when a user successfully completes KYC process in PayZapp.”

    KYC for PayZapp users who are also HDFC customer is done basis your existing relationship with HDFC Bank.

    1. Customer must be KYC verified user’s throughout the offer period i.e. customer has to be KYC registered user’s during the time of transaction as well as during the time of CashBack posting.

    2. Cashback will not be posted for customers with blocked PayZapp Prepaid Card.

    3. Customers who are not KYC verified and not having an active PayZapp Prepaid Card, will not be eligible to receive CashBack.

    4. Customer must login with their PayZapp registered mobile number to become eligible for CashBack.

    5. Customer not logging with their PayZapp registered mobile number will not be eligible for CashBack

    6. Customers doing a “Guest Checkout” are not eligible for CashBack

    7. For CashBack queries please write to [email protected]

    8. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace wholly or in part, the above offer by another offer whether similar to above or not, or to withdraw it altogether.

    9. All products or services return would be entertained only as per the company’s prevailing product return policy.

    10. PayZapp shall not be liable for any service & product related issue.

    11. In case of dispute, PayZapp reserves the right to a final decision on the interpretation of these Terms & conditions

     

    Cashback- Additional Terms & Conditions

    1. Definitions:

    “Cashback Misuse shall mean all such events or series of events or circular events where a Customer tries to abuse or misuse or game the system to gain Cashback or any other rewards or benefits, without actually completing (including subsequent reversals) the Transactions or purchases or part of them, or by misusing loopholes or available offers to gain excessive Cashback without the real intentions of completing the Transactions. E.g. (i) transactions or series of transactions done for Cashback and reversal or cancellation of such Transactions e.g. where goods or services are returned once the Cashback is received (ii) circular transactions.

    “Cashback-Non-Eligible Accounts” shall mean the PayZapp PPIs, whether Full KYC PPI or Minimum KYC PPI, which as per the Bank’s discretion will be not eligible for Cashback Offers or for receiving the Cashback. Even if it’s not indicated on the Merchant platform, such Customers will not get the Cashback.

    1. If a transaction has been made through PayZapp, then these terms and conditions shall be applicable even if the same were not specifically highlighted or a link to the same was not displayed on the merchant webpage/app. To the extent of any conflict between the terms and conditions displayed on the merchant website/app and this document, the terms of this document shall prevail.

    2. PayZapp Customers who have not completed either the Minimum KYC Process or the Partial KYC process or the Full KYC Process shall not be eligible to receive any Cashback.

    3. The maximum Cashback a Customer is entitled to on an aggregate basis from all the purchases or transactions or events, per month, is Rs. 2000/- (or such other amount at the discretion of Bank as may prescribe in this regard from time to time, subject to change given prior one-month notice in advance). This limit shall be calculated basis the PAN and in case there are more than one PayZapp PPIs linked to one PAN, then the single limit shall be applicable for all such PPIs taken together and each such PPI will not have a separate limit. 

    4. The maximum Cashback limit a Customer is entitled to per Cashback Offer as per the Offer Specific Terms, shall be calculated basis the PAN and in case there are more than one PayZapp PPIs linked to one PAN, then the single limit shall be applicable for all such PPIs taken together and each such PPI will not have a separate limit.

    5. A Customer shall be allowed Cashback for maximum of such number of Transactions per day as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit.

    6. A Customer shall be allowed Cashback for maximum of such number of Transactions per day per Merchant as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit. For the purposes of determining the Merchant, the Bank may go by the Merchant name, MCC, TID, MID or Merchant PAN, or any or all of them. 

    7. A Customer shall be allowed Cashback for maximum of such number of Transactions per month, shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit.

    8. A Customer shall be allowed Cashback for maximum of such number of Transactions per month per Merchant as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit. For the purposes of determining the Merchant, the Bank may go by the Merchant name, MCC, TID, MID or Merchant PAN, or any or all of them.

    9. Cashback credited to the Customer can only be utilised by the Customer for purchase of goods or services and that too within the Validity Period. Further for each purchase, the PPI issuer may set up for use of Cashback, a maximum and/or minimum limit, in its discretion, and such limit shall be binding upon the Customer. Cashback cannot be transferred to any bank account or to other PayZapp PPI accounts or to a card or a PPI account of any other Issuer.

    10. Any Cashback if not utilised within 12 months from the date it had been credited in the PayZapp PPI account of the Customer (or such other time period at the discretion of Bank as may prescribe in this regard from time to time, subject to change given prior one-month notice in advance) shall lapse and expire automatically and the Customer shall be solely and entirely responsible for monitoring this expiry period (“Validity Period”), and the Bank shall not be required to issue any advice or notice or notification before or after such lapse or expiry, to the Customer, whether through the PayZapp Application or by way of sms or email or any other method. The Cashback which lapses or expires as above, shall not be reinstated and the Customer shall not be able to use the same in any manner whatsoever. The Customer shall be fully liable for the same.

    11. Bank may in its absolute and sole discretion, cancel the Cashback or reverse the Cashback already credited to the PayZapp account of the Customer, if the Bank believes that the underlying transaction(s) was done for Cashback Misuse or in an unauthorized or fraudulent manner or at any prohibited locations or in breach of the Terms and Conditions Document.

    12. If it is discovered that a Customer has more than one PayZapp PPIs or that there are more than one PayZapp PPIs linked to the same PAN, then all the PayZapp PPIs of the Customer shall be classified as Cashback-Non-Eligible Accounts and the Cashback already credited, if any, by then, shall be reversed by the Bank in its sole discretion.

    13. On one Mobile Device, the maximum PayZapp PPIs that are allowed to be registered are 3 (three). The fourth PayZapp PPI (in chronology) registered on any such Mobile Device, shall become a Cashback-Non-Eligible Account at the discretion of PayZapp.  

    14. The Customer agrees and acknowledges that Bank may in its absolute sole discretion permanently disable the PayZapp account of the Customer without any notice to the Customer if Bank believes that the Customer has caused Cashback Misuse or entered into fraudulent transactions including but not limited to transactions that do not involve any actual sale or transfer of goods or services from merchant/vendor to the Customer. If the Customer’s PayZapp PPI account is disabled under this Clause, the Customer will not be permitted to register or use PayZapp services by using the same mobile number or PAN or same Mobile Device.

    15. In case the Customer has already received Cashback, and if there is any refund from or on behalf of the Merchant on account of the underlying transaction having been declined, cancelled or terminated or partly or fully reversed or wrong goods dispatched or goods or services returned, or for any other reason, then the amount equivalent to Cashback shall be first payable to the Bank and the Bank shall be entitled to undertake any of the following steps at its discretion, without any notice to or permission from the Customer:

    16. adjust and appropriate for itself (Bank) from the amount of refund, an amount equivalent to the Cashback amount already credited, and to credit to the PayZapp PPI account only the balance amount after such adjustment; 

    17. debit the Cashback balance in the PayZapp PPI; and

    18. debit the PayZapp PPI balance and appropriate (as and when the same becomes available).

    1. In case the Bank decides to reverse any Cashback on account of a Cashback Misuse, then the amount equivalent to Cashback shall be first payable to the Bank and the Bank shall be entitled to undertake any of the following steps at its discretion, without any notice to or permission from the Customer:

    1. debit the Cashback balance in the PayZapp PPI, if available;

    2. if the Cashback balance is not available or insufficient, then debit the PayZapp PPI balance and appropriate (as and when the same becomes available); and

    3. adjust and appropriate for itself (Bank) from the amount of refund, an amount equivalent to the Cashback amount already credited, and to credit to the PayZapp PPI account only the balance amount after such adjustment

    4. Bank reserves the right to suspend, cancel or withdraw the Cashback Offer at any time in its absolute sole discretion without any notice to the Customer.

    5. When for any PayZapp PPI, the Non-KYC Consequences or the Closure Consequences, become applicable, such PPIs shall also simultaneously automatically become the Cashback-Non-Eligible Accounts without any further act deed or writing.

     

    Most Important Terms & Conditions

    1. To avail cashback, customer either needs to have a Valid PAN no updated in PayZapp or should be a HDFC Bank Customer. No cashback to be given if valid PAN is not updated.

    2. A customer can have maximum of 1 PayZapp registered mobile number linked to one PAN.

    3. Customer will be eligible for cashback only on successful PayZapp transaction basis offer terms & condition.

    4. For all cancelled transactions, refund transactions, partial refund transaction Cashback if given to the customer shall be debited from the PayZapp Prepaid card. In case of insufficient balance PayZapp Prepaid Card will go in negative balance.

    5. For all PayZapp accounts not complying to any of the above terms & conditions bank reserves the right to block / downgrade the account to no KYC staus as deemed fit. Thus, the customer will not be able to utilize the balance available in PayZapp Prepaid card.

    6. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.

    7. Any query regarding the program will be entertained till 60 days from offer fulfilment date. Post such date; the Bank will not entertain any correspondence or communication regarding this Program from the cardholder.

    8. Any TAT committed with respect to posting of CashBack for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.

    9. In case of delay in posting or non-posting of CashBack if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same and have the Reward points/ CashBack posted if the customer is eligible as per offer T&C

     

StoresAddress/city/state

Expired

Deal Wiki

    SmartBuy Extra Saving Days brings to you assured Savings with best discounts on Shopping, Travel & all your essentials.

    Offer Details on your HDFC Bank Credit & Debit Card EMI & Full Swipe Transactions from 28th Oct’21 to 30th Oct’21

     

    Category – Travel

    Offer

    Travel – Flights

    • Rs. 500 Instant Discount on minimum transaction of Rs. 5,000
    • Use Code ‘SBFLY` to avail Instant Discount

    Travel – Hotels

    • Rs. 500 Instant Discount on minimum transaction of Rs. 5,000
    • Use Code ‘SBSTAY` to avail Instant Discount

    Travel – MMT Hotels

    • Rs. 500 SmartBuy Travel Vouchers on minimum transaction of Rs. 20,000

    Travel – Bus

    • Rs. 200 Instant Discount on minimum transaction of Rs. 2,000
    • Use Code ‘SBBUS` to avail Instant Discount

    Travel – Rail

     

     

    Category – Instant Vouchers

    Offer

    Instant Vouchers

    For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends

    For Other Credit & Debit Card customers – 10% Cashback on all spends

     

    Category – Amazon & Flipkart

    Offer

     

    Amazon

     

    Infinia & Diners Black Credit card customers – 10X Rewards points on all spends

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    Other Credit & Debit Card customers – 10% Cashback on all spends

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Flipkart

     

    Infinia & Diners Black Credit card customers – 6X Rewards points on all spends

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    Other Credit & Debit Card customers – 2% Cashback on all spends

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Please check for detailed illustration mentioned in Table 1.1, 1.2,1.3 & 1.4 for Amazon & Flipkart Offers

     

    Please Note:

    1. Accelerated reward points and cashback earn benefits applicable during 28th to 30th Oct’21 will be calculated on actual spends done using HDFC bank payment instruments (Sale benefit not applicable on reward points redeemed.)
    2. The eligible Reward Points and Cashback for Credit, Debit card & Credit card EMI transactions will be posted within 90 working days from the last date of transaction month on best effort basis (i.e) by 7th Feb’22
    3. The above offers are the only offers applicable during the duration of the campaign. It cannot be clubbed with any other offer not mentioned in this campaigns terms and conditions.
    4. Each user can utilize travel offer benefits during the sale period only upto the maximum cap / limits applicable for the respective card variant for each month.
    5. Offer is only applicable on Credit card, Debit card & Credit card EMI transactions
    6. Cashback will be calculated based on card swipe / EMI principal value.
    7. Cashback benefit for PayZapp prepaid card is eligible for only once per registered mobile number.
    8. List of Instant Voucher brands and the offer applicable for 28th to 30th Oct’21 is in Annexure 1.
    9. Customers opting for guest checkout will not be eligible for PayzApp linked benefits from sale.
    10. For claiming GST invoice on booking via Smartbuy, GST details needs to be mentioned at the time of booking. GST invoice cannot be generated post the booking without opting for GST invoice. Booking will not be entitled for a GST invoice in such scenario.
    11. The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in the offer of Amazon & Flipkart. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on Amazon or Flipkart, the same will be included while computing the max cap mentioned.
    12. The monthly offer on Gyftr – Instant Vouchers of 5X Reward Points or 5% Cashback is inclusive in the offer construct during the duration of 28th to 30th Oct 2021. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on any SmartBuy merchant, the same will be included while computing the max cap mentioned.
    13. The monthly offer on Apple via Tresor of 5X Reward Points or 5% Cashback is inclusive in the offer construct during the duration of 28th to 30th Oct 2021. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on any SmartBuy merchant, the same will be included while computing the max cap mentioned.
    14. The overall max cap of 15,000 Rewards Points on SmartBuy Spends Infinia Credit Cards and 7,500 Rewards points on SmartBuy Spends on Diners Black Credit Card and upto Rs. 2000 for Regalia/Diners Privilege Credit Card or Rs. 1000 on other Credit & Debit Cards will be applied on the individual spends done on Amazon, Flipkart, Apple via Tresor, Rail, Bus, Hotel and Instant Voucher – Gyftr and at Per individual Card level.

     

    For Detailed Terms & conditions on the SmartBuy monthly offer, please click here 

     

    Illustration- Table 1.1 – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Amazon through Infinia Credit Card between 28th to 30th Oct’21.

    ParticularsValueCalculation for Rewards Points on Infinia Credit Card Actual Rewards Points to be Credited on Infinia  Credit CardMax Cap Eligibility
    Cumulative Spends by customer on Amazon between 28th to 30th Oct’21 (A) ---
    Rs. 85800
    Regular benefit from Platform Spends * (5/150) * 4X Rewards points (B)-   
    1144011440Rewards points with the monthly max cap of 15000
    Additional benefit during Extra Savings Days Spends * (5/150) * 5X Rewards points ©-   
    143003560 
    Total Rewards Points credited on Infinia Credit Card on Amazon (B+C=D)   Max Cap of 15,000 Rewards Points
    Rs. 858002574015000

     

    Illustration- Table 1.2 – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Flipkart through Diners Black Credit Card between 28th to 30th Oct’21

     

    ParticularsValueCalculation for Rewards Points on Diners Black Credit Card before Max CapActual Rewards Points to be Credited on Diners Black Credit CardMax Cap Eligibility
    Cumulative Spends by customer on Flipkart between 28th to 30th Oct’21 (A) ---
    Rs. 55000
    Regular benefit from Platform Spends * (5/150) * 2X Rewards points (B)    
    -36603660 
    Additional benefit during Extra Savings Days Spends * (5/150) * 3X Rewards points ©   Rewards points with the monthly max cap of Rs. 7500
    -54903840 
    Total Rewards Points credited on Diners Black Credit Card on Flipkart (B+C=D)   Overall Max Cap of 7500 Rewards Points
    Rs. 5500091507500

     

     Illustration- Table 1.3 – – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Amazon through Regalia/Diners Privilege Credit Card between 28th to 30th Oct’21.  

     

    ParticularsValueCalculation for Total Cashback on #Credit & Debit Cards before max capActual Cashback to be Credited on #Credit & Debit CardsMax Cap Eligibility
    Cumulative Spends by customer on Amazon between 28th to 30th Oct’21 (A)Rs. 20000---
    Regular benefit from Platform Spends * 5 % Cashback (B)Rs. 20000Rs. 10001000 
    Additional benefit during Extra Savings Days Spends * 5% ©Rs. 20000Rs. 10001000Cashback with the monthly max cap of Rs. 2000 on Regalia/Diners Privilege Credit Card
     
    Total Cashback on #Credit & Debit Cards on Amazon (B+C=D)Rs. 20000Rs. 2000Rs. 2000Overall Max Cap of Rs. 2000 Cashback

     

    Illustration- Table 1.4 – – With SmartBuy Benefits below illustration shows how much Customer will benefit during SmartBuy Sale by spending on Amazon & Flipkart through Other Credit & Debit Card between 28th to 30th Oct’21.  

     

    ParticularsValueCalculation for Total Cashback on #Credit & Debit Cards before max capActual Cashback to be Credited on #Credit & Debit CardsMax Cap Eligibility
    Cumulative Spends by customer on Flipkart between 28th to 30th Oct’21 (A)Rs. 30000---
    Regular benefit from Platform Spends * 1 % Cashback (B)Rs. 30000Rs. 300300 
    Additional benefit during Extra Savings Days Spends * 1% ©Rs. 30000Rs. 300300Cashback with the monthly max cap of Rs. 1000 on Other Credit & Debit Card
     
    Total Cashback on #Credit & Debit Cards on Flipkart (B+C=D)Rs. 30000Rs. 600Rs. 600Overall Max Cap of Rs. 1000 Cashback

     

     

    Flights & Hotel Categories: 

     

    1. Go to HDFC Bank SmartBuy page Flights / Hotel Section
    2. Select your flights / hotel.  Compare Prices and select across merchant. Enter details & Proceed to Payment
    3. Discount code(s) needs to be applied manually before payment to avail benefit of the offer.
    4. Each user can utilize travel offer benefits during the sale period only upto the maximum cap / limits applicable for the respective card variant for each month.
    5. Use HDFC bank Credit Card / Debit Card to avail the offer
    6. Offer not applicable on Hotels via HDFC Mobile Banking App & PayZapp
    7. Offer not applicable on select Hotels. Please refer to the end of Terms and Conditions to find the list of excluded hotels
    8. The Cashback will be posted within 90 working days from the last date of transaction month on best effort basis (i.e) by 7th Feb’22

     

    Bus / Rail Categories:

     

    1. Go to HDFC Bank SmartBuy page Bus / Rail Section.
    2. Select your Bus / Train. Enter details & Proceed to Payment.
    3. Discount code needs to be applied manually before payment to avail benefit of the offer.
    4. Use HDFC bank Credit Card / Debit Card to avail the offer

     

    Instant Vouchers:

    1. Go to HDFC Bank SmartBuy page and select Instant Vouchers section.
    2. Sign-in / Sign-up (Same registration of SmartBuy cannot be used. A new registration is required).
    3. Select your brand, denominations and quantity and add them to your cart to maximise your savings.
    4. On the Cart Page, click on “Buy Now”.
    5. A savings pop-up will show you your total savings. Click on “Proceed”.
    6. You will be redirected to Payment Gateway Page. Use your HDFC Bank Credit / Debit Card / PayZapp to make the payment.
    7. Discount code needs to be applied manually before payment to avail benefit of the offer.
    8. That’s it! The Gift Vouchers will be sent to you instantly.
    9. In case a Promo Code is used by the customer and the transaction failed, the customer can again avail the offer after 15 minutes (in case Offer is not availed already).
    10. In case of any queries or clarifications, kindly write to [email protected] or reach out at 18001033313.
    11. Cashback will be auto credited to PayZapp Prepaid Card within 90 working days from the last date of transaction month on best effort basis (i.e) by 7th Feb’22.
    12. Please refer Annexure 1 for list Brands and the Offer available on Instant Vouchers for 28th to 30th Oct’21 SmartBuy Extra Savings Days Sale.
    13. Please refer Annexure 2 for PayZapp Cashback Offer

    General Terms & Conditions:

    1. All the Gift Vouchers are valid for a minimum of 3 months depending upon the Brand. The exact expiry date of the Gift Vouchers will be mentioned on the Voucher E-Mail and SMS.

    2. Kindly use your Gift Voucher within the due date. Gift Vouchers once expired cannot be revalidated.

    3. All the respective T&Cs of the brands apply. Please visit the “TERMS & CONDITIONS” on each brand page for detailed Brand T&Cs.

    4. We wish that the program adds delight to all the customer’s experience with HDFC Bank SmartBuy.

    5. For any help regarding your Instant Voucher, please reach out to us:

    6. SmartBuy Instant Vouchers allows only one card with one mobile number, refraining to which the customer’s card will be restricted for usage by the Payment Gateway on SmartBuy Instant Vouchers website. The restriction will be lifted only after the customer submits a valid Government Id Proof.

    7. A customer (a combination of mobile number and card number) can buy a maximum of Rs. 10000 worth of Amazon Pay Gift Cards in a calendar month.

    8. A customer (a combination of mobile number and card number) can buy a maximum of Rs. 10000 worth of Flipkart Gift Cards in a calendar month.

     

    Promo Code usage and T&Cs:

    1. Sign-in / Sign-up to SmartBuy Instant Vouchers (www.gyftr.com/hdfcSmartBuy) using your Mobile Number and E-Mail Id (same registration of SmartBuy cannot be used. A new registration is required).

    2. Select your brand and denomination.

    3. That’s it! Pay the Cart amount (if any) using other payment methods on Payment Gateway.

    4. For any help regarding your Promo Code, please reach out to us:

     

    No Cost EMI Terms & Conditions:

    1. No Cost EMI is only applicable on select brands and denominations.

    2. The Bank will continue to charge the interest on the No Cost EMI plans as per the existing rates.

    3. However, the interest to be charged by the Bank will be passed on to you as an upfront discount.

    4. A Convenience or Processing fee of INR 199 + GST will be charged for all cards EMI transaction by HDFC Bank.

    5. The Voucher purchased using the No Cost EMI payment method will not be blocked / cancelled.

     

    Amazon & Flipkart Exclusive Store

    1. Go to HDFC Bank SmartBuy and select Amazon / Flipkart Tab

    2. Enter Mobile number & Last 4 digit card number with which you would want to make the payment

    3. Search for your product and add to the cart. Products which are already placed in the cart (even before visiting SmartBuy) will not be considered

    4. Use HDFC bank Credit Card / Debit Card to avail the offer

    5. Offer as below: 

     

    Category – Amazon & Flipkart

    Offer

    Amazon

     

    ·         Infinia & Diners Black Credit card customers – 10X Rewards points on all spends 

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    ·         Other Credit & Debit Card customers – 10% Cashback on all spends 

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Flipkart

     

    ·         Infinia & Diners Black Credit card customers – 6X Rewards points on all spends 

     

    Note: Max Rewards points upto 15,000 on Infinia & 7500 on Diners Black Credit Card

     

    ·         Other Credit & Debit Card customers – 2% Cashback on all spends 

     

    Note: Max Cashback upto Rs. 2000 for Regalia/Diners Privilege Credit Card and

    Rs. 1000 on other Credit & Debit Cards

     

    Please check for detailed illustration mentioned in Table 1.1, 1.2,1.3 & 1.4 for Amazon & Flipkart Offers

     

    1. You shall receive double the reward points / cashback for transactions done during SmartBuy Extra Savings Days Oct’21 (28th to 30th Oct`21) basis the card variant eligibility as mentioned in Offer details.

    2. The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in Slab 1 offer of Amazon & Flipkart. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on Amazon or Flipkart, the same will be included while computing the max cap mentioned for Slab 1.

    3. The eligible Cashback for Debit card transactions will be posted as Cashback points on best effort basis (i.e) by 7th Feb 2022. Visit Netbanking to redeem these on card account.

     

    Detailed Terms & Conditions:

     

    Offer is valid on Successful Transactions completed on SmartBuy under categories Flights, Hotels, Bus, Rail, Instant Vouchers, Flipkart Store in SmartBuy, Amazon Store on SmartBuy.

    This Offer is not valid on offers given by individual merchants under offers section and on Compare & Shop.

     

    Transaction Eligibility

     

    • Applicable for Full payment across all categories (on flights / Hotels / Bus / Rail/ Instant Vouchers / Flipkart store/ Amazon store)

    • Also applicable on Credit card Easy EMI Transactions (on flights / Hotels / Bus/ Instant Vouchers/Flipkart/ Amazon store only)

    • Also applicable on Debit Card Easy EMI transactions (on flights / Hotels / Bus / Flipkart store only) (Eligible only select customers and for a Min Transaction of Rs.5000) The instant discount will be computed on the booking value subject to max cap condition

    • Offer not applicable on EMI transactions on Compare & Shop only

    • Offer not applicable on Debit Card Easy EMI transactions on Amazon

    • Offer is not applicable for failed or refund transactions

      • Offer is not applicable on Amazon and Flipkart on following categories

      • Flight Bookings, Prepaid / Gift Cards, Bill Payments & Recharges

      • Purchase of Video Gaming Consoles & Hardware

      • Prime membership

      • Amazon Fresh orders

      • Amazon Pay Balance

      • Jewellery / Gold coins or its equivalent’

     

    Other Terms & Conditions

     

    • Accelerated reward points and cashback earn benefits applicable during 28th to 30th Oct’21 will be calculated on actual spends done using HDFC bank payment instruments (Sale benefit not applicable on reward points redeemed.)

    • The above offers are the only offers applicable during the duration of the campaign. It cannot be clubbed with any other offer not mentioned in this campaigns terms and conditions.

    • Each user can utilize travel offer benefits during the Sale period only upto the maximum cap / limits applicable for the respective card variant for each month.

    • Cashback will be calculated based on card swipe / EMI principal value.

    • The offer on Instant Voucher category is over & above our monthly offers

    • The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in Slab 1 offer of Amazon & Flipkart. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on Amazon or Flipkart, the same will be included while computing the max cap mentioned for Slab 1.

    • Instant voucher Promo code applicable once per user during the Sale period

    • This offer is not applicable to the purchase of jewellery/gold coins or its equivalents; or purchase of prepaid cards/gift cards or its equivalents; or purchase of flight bookings done on Flipkart / Amazon store

    • HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.

    • No two programs can be combined or benefits of two programs are combined at any point in time, for transactions done on the SmartBuy website or pages thereof, associated with the program.

    • HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a “best effort” basis.

    • Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the gift is to be collected, will not be eligible for the benefits of the Program.

    • Offer is valid only if HDFC Bank Credit/ Debit card is used to complete payment. Wallet load using HDFC card or Cash on Delivery options are not eligible under this offer.

    • Returned purchases, disputed or unauthorized/fraudulent transactions, EMI’s and Card Account Fees will not be considered for this offer.

    • This offer is non-encashable, not extendable and non-negotiable.

    • If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.

    • This offer is valid for Indian residents and citizens only.

    • Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.

    • Above offers are by way of a special offer for select HDFC Bank Credit Card and Debit Card members only and nothing contained herein shall prejudice or affect the terms and conditions of the Card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card members Agreement.

    • All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Chennai only, irrespective of whether courts/tribunals in other areas have concurrent or similar jurisdiction.

    • All decisions by HDFC Bank regarding the selection of winners shall be final and binding. No correspondence will be entertained in this connection.

    • Customers using one device, one mobile number is considered as a unique user.

    • All valid spends transactions will be eligible for the offer. HDFC Bank will not be responsible for invalid transactions.

    • To be eligible for the offer, Cardholder is required to satisfy the condition mentioned in the offer post receipt of the communication.

    • Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar or other schemes/offers.

    • HDFC Bank reserves the right to extend this offer to selected HDFC Bank Debit Cardholders only.

    • HDFC Bank is not responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses that a Cardholder may suffer, sustain or incur due to the offer.

    • HDFC Bank shall not be liable for any loss or damage whatsoever or for any personal injury that may be suffered, by an HDFC Bank Debit Card member, directly or indirectly, by use or non-use of products/services availed of under this offer

    • In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the promotion, these terms and conditions shall prevail.

    • HDFC Bank is not liable for any delay, non-delivery or shortfall or deficiency or unsatisfactory service/product provided by any participating parties/sponsors.

    • Pictures in the communication are representative and the actual product may differ.

    • This offer is non-transferable to any other person.

    • Any Government levies/taxes like Sales Tax, TDS, gift tax, road tax, any Local Tax, etc. arising out of the same will be borne by the HDFC Bank Debit card customer.

    • In case of any dispute on offer from other sources – only the offer construct & terms and conditions mentioned here will stand final.

    • The offer is not applicable on the following Hotels:https://offers.smartbuy.hdfcbank.com/DND_Hotels-New_Exclusion_List.xlsx

     

    Annexure 1

    List of Instant Voucher Brands and the Offer applicable for 28th to 30th Oct’21

     

     

     Brand 

    Discount/Offers

     Accor Plus – Annual Membership 

    20%

     AD – Annual Subscription 

    40%

     Aldo 

    12.50%

     Allen Solly 

    12.50%

     Amazon 

    NA

     Archies 

    20%

     Arrow 

    15%

     Aurelia 

    12.50%

     Baskin Robbin 

    17.50%

     Bata 

    15%

     Bath & Body Works 

    10%

     Beverly Hills Polo Club 

    12.50%

     Biba (Online) 

    15%

     Big Bazaar 

    2%

     Blaupunkt 

    10%

     Bobbi Brown 

    5%

     BookMyShow 

    5%

     Business Today – Annual Digital Subscription 

    40%

     Café Coffee Day (Online) 

    20%

     Call Health 

    30%

     Call It Spring 

    12.50%

     Celio 

    12.50%

     Central 

    7%

     Chaayos 

    20%

     Charles & Keith 

    12.50%

     CNT – Annual Subscription 

    40%

     Cosmopolitan India – Annual Digital Subscription 

    40%

     Costa Coffee 

    20%

     Croma 

    2%

     Cult Pass – Black / Gold 

    7%

     Cult Pass – Live 

    25%

     Domino’s Pizza (Online) 

    5%

     DreamFolks 

    30%

     Fabindia 

    3%

     Fastrack 

    10%

     Fastrack Bags 

    10%

     FBB 

    3%

     Ferns N Petals 

    50%

     Flipkart 

    Swiggy 100 on FK 10000 and Swiggy 50 on FK 5000

     Flying Machine 

    15%

     Gaana 

    10%

     Gini & Jony 

    7.50%

     GQ – Annual Subscription 

    40%

     Grofers 

    2%

     Harper’s Bazaar – Annual Digital Subscription 

    40%

     Hidesign 

    15%

     Hindustan Times – English (Annual Subscription) 

    Flipkart INR 250

     Hindustan Times – English (Half Yearly Subscription) 

    Flipkart INR 100

     Hindustan Times – English (Quarterly Subscription) 

    Flipkart INR 50

     Hindustan Times – Hindi (Annual Subscription) 

    Flipkart INR 100

     Home Centre 

    5%

     Home Centre (Online) 

    2%

     Hometown 

    7%

     Hotstar 

    Domino’s INR 100

     Hush Puppies 

    12.50%

     ICanStay 

    30%

     India Today English – Annual Digital Subscription 

    40%

     India Today Hindi – Annual Digital Subscription 

    40%

     Inglot 

    12.50%

     Jack & Jones 

    10%

     JioSaavn 

    10%

     Jockey (Online) 

    10%

     Kama Ayurveda 

    15%

     KFC 

    5%

     Kiehls 

    5%

     La Senza 

    12.50%

     Levi’s 

    Promo Code

     Lifestyle 

    5%

     Lifestyle (Online) 

    2%

     Live Mint – (Annual Subscription) 

    Flipkart INR 1000

     Live Mint – (Half Yearly Subscription) 

    Flipkart INR 250

     Louis Philippe 

    10%

     Luxe Gift Card 

    7%

     MAC 

    5%

     Machaan 

    15%

     Mainland China 

    15%

     MakeMyTrip Generic 

    2%

     MakeMyTrip Holiday 

    6%

     MakeMyTrip Hotel 

    6%

     Max 

    5%

     Max (Online) 

    2%

     Mobile Recharge 

    Promo Code

     More 

    Promo Code

     Myntra 

    5%

     Oh Calcutta 

    15%

     Ola Cabs 

    15%

     Only 

    12.50%

     Pantaloons 

    12.50%

     Peter England 

    10%

     Pizza Hut  

    15%

     Planet Fashion 

    10%

     Plum 

    50%

     Points for Good 

    15%

     Prestige 

    12.50%

     Puma 

    15%

     PVR 

    15%

     Reader’s Digest – Annual Digital Subscription 

    40%

     Relaxo 

    15%

     Seniority 

    10%

     Shemaroo 

    50%

     Shoppers Stop 

    Promo Code

     Sigree 

    15%

     Skechers (Online) 

    5%

     Skullcandy 

    7%

     SonyLiv 

    PH 50 on Sony 299, PH 100 on Sony 699, PH 250 on Sony 999

     Spencer’s Retail 

    4%

     Sweet Bengal 

    15%

     Swiggy 

    2%

     Taj Hotels 

    2%

     Taneira 

    4%

     TGI Friday’s 

    20%

     The Beer Café 

    20%

     The Body Shop 

    7.50%

     The Man Company 

    12.50%

     The Phy Life 

    50%

     The Raymond Shop 

    5%

     Thomson 

    15%

     Titan 

    10%

     Titan Eye Plus 

    10%

     Titan Minimals 

    10%

     Titan Skinn 

    10%

     United Colors of Benetton 

    15%

     US Polo 

    15%

     Van Heusen 

    10%

     Vedantu 

    Promo Code

     Vero Moda 

    15%

     Vijay Sales 

    Promo Code

     

    Annexure 2

    PayZapp CashBack Offer on GYFTR Instant Vouchers Terms & Conditions

    Period: 28th to 30th Oct’21

    No Promocode

     

    1. Offer period: 28th to 30th Oct’21

    2. Payment should be done on PayZapp’s Android & iOS App payment page only

    3. Customer should ensure he/she is registered on PayZapp to become eligible for cashback

    4. For customers whose monthly/yearly PPI limit of wallet is breached cashback will not be posted.

    5. Cashback offer is available only for transactions done through either PayZapp linked (VISA/ MasterCard/ Rupay) Debit & Credit Cards or through PayZapp Prepaid Card.

    6. CashBack will be auto-credited to PayZapp Prepaid Card within 90 working days from the last date of transaction month on best effort basis (i.e) by 7th Feb’22

    7. In case of any refund/ return then CashBack offer will not be eligible.

    8. In case the transaction is cancelled at merchant’s end (not PayZapp), a refund will be initiated immediately

    9. In case of returns, refund is initiated post the quality check happens after the product is picked up & accepted

    10. Offer is applicable only for the PayZapp KYC registered customers

    11. Offer is applicable both for a Registered Minimum KYC (Rs10 k) * and Full KYC (Rs 1 Lac) * PayZapp Prepaid Card customers

    12. Minimum KYC means- “It is a wallet that is issued to a user after obtaining minimum details that includes- mobile verification with One Time Pin (OTP), Self-declaration of name, Unique identification number of any of the officially valid document (i.e. PAN). The amount loaded during any month shall not exceed Rs 10,000/- with a max. of Rs 1,00,000/- in a year. The amount outstanding at any point of time shall not exceed Rs 10,000/-. Wallet shall be used only for purchase of goods and services. Fund transfer from wallet to bank accounts and to other wallets shall not be permitted”.

    13. Full KYC means- “It is a wallet that can hold a maximum of Rs 1,00,000/- at any given point in time. It is issued only when a user successfully completes KYC process in PayZapp.”KYC for PayZapp users who are also HDFC customer is done basis your existing relationship with HDFC Bank.

    14. Customer must be KYC verified user’s throughout the offer period i.e. customer has to be KYC registered user’s during the time of transaction as well as during the time of CashBack posting.

    15. Cashback will not be posted for customers with blocked PayZapp Prepaid Card.

    16. Customers who are not KYC verified and not having an active PayZapp Prepaid Card, will not be eligible to receive CashBack.

    17. Customer must login with their PayZapp registered mobile number to become eligible for CashBack.

    18. Customer not logging with their PayZapp registered mobile number will not be eligible for CashBack

    19. Customers doing a “Guest Checkout” are not eligible for CashBack

    20. For CashBack queries please write to [email protected]

    21. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace wholly or in part, the above offer by another offer whether similar to above or not, or to withdraw it altogether.

    22. All products or services return would be entertained only as per the company’s prevailing product return policy.

    23. PayZapp shall not be liable for any service & product related issue.

    24. In case of dispute, PayZapp reserves the right to a final decision on the interpretation of these Terms & conditions

     

    Cashback- Additional Terms & Conditions

    1. Definitions:

    “Cashback Misuse shall mean all such events or series of events or circular events where a Customer tries to abuse or misuse or game the system to gain Cashback or any other rewards or benefits, without actually completing (including subsequent reversals) the Transactions or purchases or part of them, or by misusing loopholes or available offers to gain excessive Cashback without the real intentions of completing the Transactions. E.g. (i) transactions or series of transactions done for Cashback and reversal or cancellation of such Transactions e.g. where goods or services are returned once the Cashback is received (ii) circular transactions.

    “Cashback-Non-Eligible Accounts” shall mean the PayZapp PPIs, whether Full KYC PPI or Minimum KYC PPI, which as per the Bank’s discretion will be not eligible for Cashback Offers or for receiving the Cashback. Even if it’s not indicated on the Merchant platform, such Customers will not get the Cashback.

    1. If a transaction has been made through PayZapp, then these terms and conditions shall be applicable even if the same were not specifically highlighted or a link to the same was not displayed on the merchant webpage/app. To the extent of any conflict between the terms and conditions displayed on the merchant website/app and this document, the terms of this document shall prevail.

    2. PayZapp Customers who have not completed either the Minimum KYC Process or the Partial KYC process or the Full KYC Process shall not be eligible to receive any Cashback.

    3. The maximum Cashback a Customer is entitled to on an aggregate basis from all the purchases or transactions or events, per month, is Rs. 2000/- (or such other amount at the discretion of Bank as may prescribe in this regard from time to time, subject to change given prior one-month notice in advance). This limit shall be calculated basis the PAN and in case there are more than one PayZapp PPIs linked to one PAN, then the single limit shall be applicable for all such PPIs taken together and each such PPI will not have a separate limit. 

    4. The maximum Cashback limit a Customer is entitled to per Cashback Offer as per the Offer Specific Terms, shall be calculated basis the PAN and in case there are more than one PayZapp PPIs linked to one PAN, then the single limit shall be applicable for all such PPIs taken together and each such PPI will not have a separate limit.

    5. A Customer shall be allowed Cashback for maximum of such number of Transactions per day as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit.

    6. A Customer shall be allowed Cashback for maximum of such number of Transactions per day per Merchant as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit. For the purposes of determining the Merchant, the Bank may go by the Merchant name, MCC, TID, MID or Merchant PAN, or any or all of them. 

    7. A Customer shall be allowed Cashback for maximum of such number of Transactions per month, shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit.

    8. A Customer shall be allowed Cashback for maximum of such number of Transactions per month per Merchant as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit. For the purposes of determining the Merchant, the Bank may go by the Merchant name, MCC, TID, MID or Merchant PAN, or any or all of them.

    9. Cashback credited to the Customer can only be utilised by the Customer for purchase of goods or services and that too within the Validity Period. Further for each purchase, the PPI issuer may set up for use of Cashback, a maximum and/or minimum limit, in its discretion, and such limit shall be binding upon the Customer. Cashback cannot be transferred to any bank account or to other PayZapp PPI accounts or to a card or a PPI account of any other Issuer.

    10. Any Cashback if not utilised within 12 months from the date it had been credited in the PayZapp PPI account of the Customer (or such other time period at the discretion of Bank as may prescribe in this regard from time to time, subject to change given prior one-month notice in advance) shall lapse and expire automatically and the Customer shall be solely and entirely responsible for monitoring this expiry period (“Validity Period”), and the Bank shall not be required to issue any advice or notice or notification before or after such lapse or expiry, to the Customer, whether through the PayZapp Application or by way of sms or email or any other method. The Cashback which lapses or expires as above, shall not be reinstated and the Customer shall not be able to use the same in any manner whatsoever. The Customer shall be fully liable for the same.

    11. Bank may in its absolute and sole discretion, cancel the Cashback or reverse the Cashback already credited to the PayZapp account of the Customer, if the Bank believes that the underlying transaction(s) was done for Cashback Misuse or in an unauthorized or fraudulent manner or at any prohibited locations or in breach of the Terms and Conditions Document.

    12. If it is discovered that a Customer has more than one PayZapp PPIs or that there are more than one PayZapp PPIs linked to the same PAN, then all the PayZapp PPIs of the Customer shall be classified as Cashback-Non-Eligible Accounts and the Cashback already credited, if any, by then, shall be reversed by the Bank in its sole discretion.

    13. On one Mobile Device, the maximum PayZapp PPIs that are allowed to be registered are 3 (three). The fourth PayZapp PPI (in chronology) registered on any such Mobile Device, shall become a Cashback-Non-Eligible Account at the discretion of PayZapp.  

    14. The Customer agrees and acknowledges that Bank may in its absolute sole discretion permanently disable the PayZapp account of the Customer without any notice to the Customer if Bank believes that the Customer has caused Cashback Misuse or entered into fraudulent transactions including but not limited to transactions that do not involve any actual sale or transfer of goods or services from merchant/vendor to the Customer. If the Customer’s PayZapp PPI account is disabled under this Clause, the Customer will not be permitted to register or use PayZapp services by using the same mobile number or PAN or same Mobile Device.

    15. In case the Customer has already received Cashback, and if there is any refund from or on behalf of the Merchant on account of the underlying transaction having been declined, cancelled or terminated or partly or fully reversed or wrong goods dispatched or goods or services returned, or for any other reason, then the amount equivalent to Cashback shall be first payable to the Bank and the Bank shall be entitled to undertake any of the following steps at its discretion, without any notice to or permission from the Customer:

    1. adjust and appropriate for itself (Bank) from the amount of refund, an amount equivalent to the Cashback amount already credited, and to credit to the PayZapp PPI account only the balance amount after such adjustment; 

    2. debit the Cashback balance in the PayZapp PPI; and

    3. debit the PayZapp PPI balance and appropriate (as and when the same becomes available).

    1. In case the Bank decides to reverse any Cashback on account of a Cashback Misuse, then the amount equivalent to Cashback shall be first payable to the Bank and the Bank shall be entitled to undertake any of the following steps at its discretion, without any notice to or permission from the Customer:

    1. debit the Cashback balance in the PayZapp PPI, if available;

    2. if the Cashback balance is not available or insufficient, then debit the PayZapp PPI balance and appropriate (as and when the same becomes available); and

    3. adjust and appropriate for itself (Bank) from the amount of refund, an amount equivalent to the Cashback amount already credited, and to credit to the PayZapp PPI account only the balance amount after such adjustment

    4. Bank reserves the right to suspend, cancel or withdraw the Cashback Offer at any time in its absolute sole discretion without any notice to the Customer.

    5. When for any PayZapp PPI, the Non-KYC Consequences or the Closure Consequences, become applicable, such PPIs shall also simultaneously automatically become the Cashback-Non-Eligible Accounts without any further act deed or writing.

     

    Most Important Terms & Conditions

    1. To avail cashback, customer either needs to have a Valid PAN no updated in PayZapp or should be a HDFC Bank Customer. No cashback to be given if valid PAN is not updated.

    2. A customer can have maximum of 1 PayZapp registered mobile number linked to one PAN.

    3. Customer will be eligible for cashback only on successful PayZapp transaction basis offer terms & condition.

    4. For all cancelled transactions, refund transactions, partial refund transaction Cashback if given to the customer shall be debited from the PayZapp Prepaid card. In case of insufficient balance PayZapp Prepaid Card will go in negative balance.

    5. For all PayZapp accounts not complying to any of the above terms & conditions bank reserves the right to block / downgrade the account to no KYC staus as deemed fit. Thus, the customer will not be able to utilize the balance available in PayZapp Prepaid card.

    6. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.

    7. Any query regarding the program will be entertained till 60 days from offer fulfilment date. Post such date; the Bank will not entertain any correspondence or communication regarding this Program from the cardholder.

    8. Any TAT committed with respect to posting of CashBack for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.

    9. In case of delay in posting or non-posting of CashBack if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same and have the Reward points/ CashBack posted if the customer is eligible as per offer T&C

StoresAddress/city/state

246 Comments  |  
76 Dimers
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Dimer of The Year 2020 Dimer of The Year 2020
Link Copied
rohant wrote:

abb kya fayeda iska biggrin
VU

Category – Instant Vouchers

Offer

Instant Vouchers

For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends

For Other Credit & Debit Card customers – 10% Cashback on all spends

Dimer of The Year 2020 Dimer of The Year 2020
Link Copied
anantnitish wrote:

Sab paisa khatam hone kae bad

Category – Instant Vouchers

Offer

Instant Vouchers

For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends

For Other Credit & Debit Card customers – 10% Cashback on all spends

Deal Subedar Deal Subedar
Link Copied
Expand
rajrocks wrote:

Category – Instant Vouchers

Offer

Instant Vouchers

For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends

For Other Credit & Debit Card customers – 10% Cashback on all spends

It says refer Annexure 1 for complete list of brands for the instant vouchers offer, I pretty much believe it won’t be applicable for Amazon/Flipkart Gyftr vouchers.

Dimer of The Year 2020 Dimer of The Year 2020
Link Copied
Expand
BlueFlash wrote:

It says refer Annexure 1 for complete list of brands for the instant vouchers offer, I pretty much believe it won’t be applicable for Amazon/Flipkart Gyftr vouchers.

as i understand from tnc. no discounts will be there on amz n fk but below will be applicable
For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends
For Other Credit & Debit Card customers – 10% Cashback on all spends

Deal Cadet Deal Cadet
Link Copied
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rajrocks wrote:

as i understand from tnc. no discounts will be there on amz n fk but below will be applicable
For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends
For Other Credit & Debit Card customers – 10% Cashback on all spends

Awesome can buy 10k one this time since limits have changed

Deal Cadet Deal Cadet
Link Copied

With no Amazon and only cashback, that too after 90 days literally kills the offer. rolleyes Anyway, VU for effort.

Deal Captain Deal Captain
Link Copied

In one line, Instant Vouchers: Amazon NA
khtam finish tata bye bye

Entertainer Entertainer
Link Copied

Was eagerly waiting for this post and it’s looong scrolling .. some dimers complain but I love it .. i kind of take it as a game that we should go from start to finish with minimum possible swipes 🥲
+🔥

Entertainer Entertainer
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BlueFlash wrote:

It says refer Annexure 1 for complete list of brands for the instant vouchers offer, I pretty much believe it won’t be applicable for Amazon/Flipkart Gyftr vouchers.

High time I feel @admin adds sad smiley 😢 emoji reaction. Then i will certainly debut that emoji on ur comment bro 😢😅

Cool Cool
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RSHARMA966 wrote:

Awesome can buy 10k one this time since limits have changed

If we buy Amazon gift card from Amazon through smartbuy will we get 10% cashback?

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jain01010199 wrote:

If we buy Amazon gift card from Amazon through smartbuy will we get 10% cashback?

Offer is not applicable on Amazon and Flipkart on following categories
Flight Bookings, Prepaid / Gift Cards, Bill Payments & Recharges
Purchase of Video Gaming Consoles & Hardware
Prime membership
Amazon Fresh orders
Amazon Pay Balance
Jewellery / Gold coins or its equivalent’

Deal Cadet Deal Cadet
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I just upgraded to regalia.. seems no good offer for regalia..

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hemant_111 wrote:

I just upgraded to regalia.. seems no good offer for regalia..

Other debit/credit cards have max cb limit of 1000 per month & I already did 23k worth of shopping on amazon during hdfc 10% instant off sale offer during GIF sale via smartbuy so already this limit over for my hdfc moneyback cc but regalia(not regalia first) has 2k monthly cb limit.

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noobDealer wrote:

no 5k/10k limit on voucher for 10x?

That is smartbuy gyftr limit, you can’t buy more than 10k worth of amazon/flipkart gv anyway from gyftr using hdfc card in a month.

Deal Cadet Deal Cadet
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theking wrote:

In one line, Instant Vouchers: Amazon NA
khtam finish tata bye bye

bhai wo discount on voucher h , not your RP on voucher purchase

Post Emperor Post Emperor
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I already did 30k transaction in Smartbuy Amazon during the first week sale…
Will I be eligible for this 10% cashback if I buy gv?
Ps I hold a money-back credit card..

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rajrocks wrote:

as i understand from tnc. no discounts will be there on amz n fk but below will be applicable
For Infinia & Diners Black Credit card customers – 10X Rewards Points on all spends
For Other Credit & Debit Card customers – 10% Cashback on all spends

Bro many people monthly max cb amazon smartbuy limit already over during hdfc card 10% off offer of GIF sale between 2-7th oct.

The monthly offer on Amazon of 5X Reward points or 5% Cashback and Flipkart offer of 3X Rewards points or 1% Cashback is inclusive in Slab 1 offer of Amazon & Flipkart. E.g. If the customer has already shopped before the SmartBuy Sale period and has availed the monthly offer of Rewards points or Cashback on Amazon or Flipkart, the same will be included while computing the max cap mentioned for Slab 1.

Deal Cadet Deal Cadet
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sujith8786 wrote:

I already did 30k transaction in Smartbuy Amazon during the first week sale…
Will I be eligible for this 10% cashback if I buy gv?
Ps I hold a money-back credit card..

When will we get cashback of GIF day purchases?

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sujith8786 wrote:

I already did 30k transaction in Smartbuy Amazon during the first week sale…
Will I be eligible for this 10% cashback if I buy gv?
Ps I hold a money-back credit card..

No, see my above posts(have same card). You wouldn’t be getting 5% on 10k out of that 30k spend too. For gyftr GV you can get as limit is on individual category so 1k limit on amazon, 1k on flipkart, 1k on smartbuy gyftr. However smartbuy gyftr has 10k monthly amazon/flipkart gv purchase limit for any hdfc card.

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