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Airtel Axis Bank Credit Card - Not Worth as a Paid Card (Edit : Seems worth)

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Pro DealBaba Pro DealBaba
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Considering the capping i.e 300₹ per month on bill payment…i think this is useless.

Deal Lieutenant Deal Lieutenant
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Still good.
You will not get 25% discount anywhere.
Fees is just 500+GST

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Deal Lieutenant Deal Lieutenant
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I wondering how many ppl will post this? REPOST

Deal Subedar Deal Subedar
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Bekr card

Benevolent Benevolent
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I have jio, which already gives 20% discount on any Credit card plus is about 10% cheaper.

25% on broadband is good considering jio is still not rolled out even in metros properly. But this may hit the 300 limit.

For utility bills, I use amazon voucher from axis/hdfc gyfter portal which gives 6-8% value plus some cashback. Maybe less than 10%, but still okay. This can be used virtually everywhere say ola, uber, Zomato, swiggy, big basket.

I don’t use Zomato. On swiggy, I get 10% via cred pay plus 1-2% as card rewards. Airtel axis won’t give 10% when paying via cred pay.

For big basket, I buy vouchers from axis grab deals portal, when they give 5% grab deals cashback on voucher plus 4.5% instant discount Plus 1.5% flipkart card cashback. So, this is more than 10%.

Still a good card, for people who don’t want to spend time on purchasing and checking all the vouchers and have Airtel mobile and broadband connection.

Would have been better if there was a single and higher cap of around 2500 per month in 10/25% categories.

Say for broadband, people generally take 6 months plan and need  to pay about 5k in a month. So, 300 cashback on 5k is not even 10% and then the value is lost there. With 2500 cap, there will still be 1250 available for other items.

Benevolent Benevolent
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Sorry, I meant gyfter portal, which has 5x edge rewards for Amazon voucher . I have privilege card, which can be redeemed for twice the value for Myntra Vouchers. So, basically 10% cashback as Myntra voucher. If I consider 15% discount on that, it comes to 8.5%.

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