American Express Platinum Travel Credit Card Review (India)

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Budding Star
bobby_123

If you’re looking for a best travel credit card in India, the American Express Platinum Travel Credit Card is a must have in your wallet. The attractive reward rate on the card is too good to believe and it holds intact even after so many years of it’s existence.

It has been holding the “best travel credit card” tag almost every year for about a decade and so it’s undoubtedly an amazing product

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Overview
Type Travel Credit Card
Reward Rate 1% – 8.5%
Joining Fee 3,500 INR+GST First Year FREE
Best for Taj Vouchers & Marriott points transfers
USP Milestone benefits

American Express Platinum Travel Credit Card has been everyone’s #1 choice when looking for a travel credit card because it comes with an attractive value and a relatively easy to reach spend targets.

Currently, one of the best offer you could get is a First Year FREE limited period offer when you apply using a referral link.

Apply through Referral & you’ll get it First Year Fee Free* (Saving INR 3,500) + 2,000 Referral Bonus Membership Rewards® points (spend INR 5,000 within 90 days)
Fees
Joining Fee 3,500 INR+GST First Year Free
Welcome Benefit 10,000 MR Points
Renewal Fee 5,000 INR+GST
Renewal Benefit Nil
Renewal Fee waiver Nil

Rewards
SPEND TYPE REWARDS REWARD RATE (CASH CREDIT) REWARD RATE (MARRIOTT/TAJ VOUCHER)
Regular Spends 1 MR on every 50 INR spend 0.50% ~1%
  • Excluded spends: Insurance, Utilities, Fuel
  • Rewards don’t expire.

The reward points earned on American Express Platinum Travel Credit Card are ideally meant for Marriott transfers (or) Taj voucher redemptions (according to me), as other options are not attractive enough.

Also note that the MR points earned on plat travel can’t be pooled with other Amex cards, so you can’t redeem for Gold (or) Platinum rewards collection.

While the reward rate on regular spends is not that attractive as seen above, its all about the milestone benefits that makes this card really click!

Milestone Benefit
SPEND MILESTONE BENEFIT VALUE VALUE (CUMULATIVE) SAVINGS (CUMULATIVE)
1.9 Lakhs 15,000 MR (Bonus) ~7500 INR 7,500 INR 3.9%
4 Lakhs 25,000 MR (Bonus) + 10,000 Taj Voucher ~22,500 INR 30,000 INR 7.5%

Airport Lounge Access
ACCESS TYPE VIA ACCESS LIMIT
Domestic Amex 8 (2/qtr)
International Priority Pass
Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
6 Comments  |  
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Spearhead Spearhead
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Mutual fund sahi h

Deal Newbie Deal Newbie
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Sorry but...

Is this an infomercial?

Review?

Deal?

Or

Advertisement?

.

Unable to get.

Budding Star Budding Star
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bro its review but if you have referral than get it for free for 1st year + 2,000 Referral Bonus Membership Rewards® points (spend INR 5,000 within 90 days)
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Deal Cadet Deal Cadet
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Have they started issuing to business men?
replyuser
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