Any new trick to transfer amount from credit card to bank without any charges (if not below 1%)

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Talk-Of-The-Town
Satish84
Hello dimers, Greetings and wishes for the efforts you are putting to help and create awareness on deals and money saving tricks and tips.

Curious to know the tips and tricks to transfer from credit card to bank without charges are minimal charges.

Holding following cards, hsbc, hdfc, axis, paytm sbi, bob rupay.

Thanks in advance
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19 Comments  |  
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Freecharge rent payment

Deal Cadet Deal Cadet
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freecharge rent payment also gets charges
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Post Tycoon Post Tycoon
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Can't think of anything else apart from snapay and bharatnxt DM for referral if not already using them.

Deal Cadet Deal Cadet
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If you have fk axis, then swipe on someone known POS, it will attract 2.1 % MDR but you will get 1.5% cb also.

Benevolent Benevolent
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Bro Small Doubt , Any Chances Will They Collect Gst 18% Gst For 2.1% ?? (Because Everyone Need To Show ITR)

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The PostMighty The PostMighty
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Popcorn please sunglasses

I hope after all those fights someone is going to give us an ethical way to transfer credit card balance to bank sunglasses

Pro Community Angel Pro Community Angel
Admin
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@Satish84 and @DEALSTER   going personal against eachother  is not allowed.

U both can discuss/debate on this in ur personal messages.


Talk-Of-The-Town Talk-Of-The-Town
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I request you to go through the messages from thread starting and find out who is going personal. If you find fault on me I will leave desidime
Benevolent Benevolent
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lets fight hard and instead of useful threads, create long non useful fight threads 😂

Helpful Helpful
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Damn there have been a fight club in desidime!?

Generous Generous
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bharatnxt+amex .. amex giving 3.8% till 1.5L/yr

Generous Generous
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aap-ka-bol-rahe-hai-humri-kachu-nahi-samajh-aa-raha-hai-angoori-bhabhi-baudam

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Helpful Helpful
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There are some like paytm education/tuition pay . Charges r 1.8% but u get some % of cashback/paytm points +credit card cashback

Deal Cadet Deal Cadet
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Tagging the Guru of Card2Bank Transfer! @abhishek012

Commentator Commentator
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Not trick but I use a workaround. It works for me, not sure whether it will work for you.

Every month I load some money to my PayTM wallet using my BoB Snapdeal card. The charges are around 3.35% for me. But I get around 1.5% cashback from PayTM in fuel wallet and 2.5% rewards from BoB.

I don't abuse this, just a few thousands which I had to pay in cash expenditures every month thus making all my expenses through the credit Cards. I mentioned this specifically because if you use it extensively PayTM will increase the wallet loading charges for you.


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