Any new trick to transfer amount from credit card to bank without any charges (if not below 1%)

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Last Comment 2023-05-28

2023-05-24

Hello dimers, Greetings and wishes for the efforts you are putting to help and create awareness on deals and money saving tricks and tips.

Curious to know the tips and tricks to transfer from credit card to bank without charges are minimal charges.

Holding following cards, hsbc, hdfc, axis, paytm sbi, bob rupay.

Thanks in advance

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19 Comments |

15 Dimers

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https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293066

monu.tanwar123262

2023-05-24

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Freecharge rent payment

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293103

malli_18arjun

2023-05-24

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freecharge rent payment also gets charges

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https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293073

LORDofTheDRINKS

2023-05-24

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Can't think of anything else apart from snapay and bharatnxt DM for referral if not already using them.

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293174

Rajrox

2023-05-24

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If you have fk axis, then swipe on someone known POS, it will attract 2.1 % MDR but you will get 1.5% cb also.

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293191

UnderNation

2023-05-24

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Bro Small Doubt , Any Chances Will They Collect Gst 18% Gst For 2.1% ?? (Because Everyone Need To Show ITR)

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https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293217

rusty.james

2023-05-24

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Popcorn please sunglasses

I hope after all those fights someone is going to give us an ethical way to transfer credit card balance to bank sunglasses

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293294

MJ911

Admin

2023-05-24

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@Satish84 and @DEALSTER going personal against eachother is not allowed.

U both can discuss/debate on this in ur personal messages.

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293301

Satish84

2023-05-24

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I request you to go through the messages from thread starting and find out who is going personal. If you find fault on me I will leave desidime

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9293773

flash007

2023-05-24

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lets fight hard and instead of useful threads, create long non useful fight threads 😂

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9294473

neel648

2023-05-25

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Damn there have been a fight club in desidime!?

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9294160

demerius2020

2023-05-24

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bharatnxt+amex .. amex giving 3.8% till 1.5L/yr

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9294455

JAYM

2023-05-25

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aap-ka-bol-rahe-hai-humri-kachu-nahi-samajh-aa-raha-hai-angoori-bhabhi-baudam

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https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9294475

neel648

2023-05-25

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There are some like paytm education/tuition pay . Charges r 1.8% but u get some % of cashback/paytm points +credit card cashback

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9295184

PaneerButterMasala

2023-05-25

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Tagging the Guru of Card2Bank Transfer! @abhishek012

https://www.desidime.com/discussions/any-new-trick-to-transfer-amount-from-credit-card-to-bank-without-any-charges-if-not-below-1?page=1#post_9302251

bnbauri

2023-05-28

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Not trick but I use a workaround. It works for me, not sure whether it will work for you.

Every month I load some money to my PayTM wallet using my BoB Snapdeal card. The charges are around 3.35% for me. But I get around 1.5% cashback from PayTM in fuel wallet and 2.5% rewards from BoB.

I don't abuse this, just a few thousands which I had to pay in cash expenditures every month thus making all my expenses through the credit Cards. I mentioned this specifically because if you use it extensively PayTM will increase the wallet loading charges for you.