Any RuPay LTF credit cards that I can get?
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Hi Dimers,
Any good RuPay LTF credit cards that I can get? What are the best options available out there?
Thanks in advance!
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Thanks for the response. Let me look into BoB.
I have no HDFC cards, always get rejected. No SBI either as they are not LTF for the ones offered to me
any clue which BoB LTF is good?
I think there are couple of variants, Premier and Easy.
Premier is Rupay select, so I think its better.
Please go through below threads for further info (they are really long threads)
Bhai don't take anything. Because, you are in peace. Btw, BOB's customer service ist schlecht. Your application ll be under process for months. Just imagine if you encounter any problems who gonna help you out! https://www.desidime.com/discussions/bob-credit... check the comments. As long as rupay does not improve its customer service there is no point in getting one of em credit cards. Debit card is fine. People say BOB takes 3-4 days to reply useless things. I am not against rupay. Consumers are enthusiastic about rupay it's just the staffs ain't. 🙂🙂🙂 I have only union platinum rupay debit card.
Main ye sab isliye keh raha hoon, kyonki aap dono ke inputs/views bahut valuable hai, lekin itminaan se padhne ke liye free time mein... 
or isliye free time aapke section ko open karke aaraam se padh sakte hain.
Canara bank issues LTF credit card that too in Rupay Select variant.
The problem with Rupay today is not the software or the hardware it is the humanware.
Any new system needs extra effort in support as issues would keep coming which need to be resolved immediately. However, most Rupay cards are issued by PSU banks and people working there treat it as an extra burden rather than part of their work.
I remember, last year when everyone start applying for ICICI RuPay card. We are start getting some error on card otp submit page, something like "Server time run out" error.
One user complaint about this thing on ICICI customer support, i think ICICI took 1 or 2 weeks time and then short out this issue.
From last 16 months, we are not getting this error on ICICI RuPay card transactions.
Now imagine, if same thing happend with PSU bank RuPay card, Everyone will start blaming RuPay card and they will also suggest other users dnt apply for RuPay card. 😀
Your Regalia card will remain LTF after conversion to RuPay.
You can use for HDFC bank offers as well as RuPay credit card offers.
More details visit here - https://www.desidime.com/discussions/hdfc-bank-...
Same boat @raghupro anything finalised?
Went ahead with BoB premia. Status showed pending for few days and now says pending vkyc. I completed vkyc on the very same day, not sure what’s the issue.
Let them take their own sweet time. I have no urgency.
If you already have LTF Regalia visa/mastercard then conversion to RuPay Regalia, your card will remain LTF.
HDFC bank Indianoil And Moneyback+ credit card also available on RuPay, new users conversion to LTF or old users if you already have LTF card then conversion to RuPay.
Yes bank also offer selected users for LTF credit card, Yes bank prosperity reward plus credit card available on RuPay.
PNB, Union bank, Central bank, Canara bank, City union bank also offer LTF RuPay Platinum credit card.
I think you can get BOB rupay CC for LTF.
If you have HDFC cards you may change MC/Visa to Rupay (Regalia, Moneyback)
If you have SBI cc, you may change from Visa to Rupay.
Tagging expert @abhishek012 for further guidance