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Any trick for getting max cashback on Cred

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Deal Cadet
pjain2712

Hi Dimers,

Need your suggestions here..

I have to pay a credit card bill of around 50k.. please advise if I should pay entire amount on Cred at once to get 50k scratch card or pay lesser amount (20k or 5k) multiple times in order to get maximum cashback..?

Thanks

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15 Dimers
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Benevolent Benevolent
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Bro for 1k, 5k , 10k cards u will get cashback less than 15rs (mostly 5 to 10rs)… I never got more than that… Wait for other dimer suggestions On 20k and 50k cards…

Generous Generous
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20k scratch card gave me around 25rs one time so it’s better to exhaust 1k and 5k first. 30k gone for this then 20k bill for one last scratch card.

If you have a hdfc savings account with platinum debit card you will get back 500rs flat within 24 hours. But can only be redeemed for vouchers. CC should be supported in hdfc billpay for this.

Deal Cadet Deal Cadet
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Thanks but I don’t have HDFC savings account. For Cred, you mean 5k (6 times)=30k and 20k (one last) transactions (total 50k) would be better option?

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Pro Analyst Pro Analyst
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Pay on CRED 5 times 1K and get the 5 upto 1K Scratch Cards.
Then Pay the remaining 45K on Mobikwik using the available offers.
If you’re paying 1st ever Credit Card Bill Payment or 1st for December, there are different offers available for certain minimum amount. Check on the App.
After utilizing the 1st time offer, next pay the remaining amount with maximum 25K at a time and apply the promo code CCPAY to get 2% SuperCash upto 500 at a time. Repeat the CCPAY code for next payment too. Finally, redeem the Collected SuperCash with several coupons of Rs. 20 for 100 SuperCash, and use them to pay your CC Bill with the coupon value.
This way, SuperCash will give you 0.40% return on your CC Bill.

Deal Cadet Deal Cadet
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Thanks, could you please explain how we can redeem 100 supercash for ₹20? Any example

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Deal Lieutenant Deal Lieutenant
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Try Dhani and be dhani

Deal Newbie Deal Newbie
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Dhani debit card not working anymore for billdesk

Generous Generous
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Payment with mobikwil walle is chargble .. i tried with 100 rs which i paid with debitcard..

Deal Newbie Deal Newbie
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Using SBI debit card with 0.25% rewards is better than cred right?

Deal Cadet Deal Cadet
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Which SBI dc or all SBI debit cards? And what is the process?

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