Apps that send credit reports in pdf (cibil/crif etc)

You can download credit reports in pdf directly from the credit reporting agencies.
Crif – https://cir.crifhighmark.com/Inquiry/B2C/B2CFFC...
Equifax – https://eport.equifax.co.in/gcs/log...sp
Experian – https://www.experi...n/
Cibil – https://myscore.cibil.com/CreditView/enrollShor...

Only these can give you the updated (if eligible) reports.
Other than these you can generate old reports from Cred/One score/ Paisabazaar application

Don’t opt for paid subscription, only get the free report

xxxyyyzzz wrote:

You can download credit reports in pdf directly from the credit reporting agencies.
Crif – https://cir.crifhighmark.com/Inquiry/B2C/B2CFFC...
Equifax – https://eport.equifax.co.in/gcs/log...sp
Experian – https://www.experi...n/
Cibil – https://myscore.cibil.com/CreditView/enrollShor...

Only these can give you the updated (if eligible) reports.
Other than these you can generate old reports from Cred/Onescore/ Paisabazaar

All are free and spam free?

kartikxxx wrote:

All are free and spam free?

Yes, you can get one report (most lenders) each month for free from all four agencies.
If you want to check your credit score daily (which is unnecessary), you will have to pay for a subscription.

Applications (cred/paisabazzar) also give the same thing, but you risk being spammed unnecessarily and their reports are quite old, so I would highly suggest directly downloading from these agencies.

xxxyyyzzz wrote:

Yes, you can get one report (most lenders) each month for free from all four agencies.
If you want to check your credit score daily (which is unnecessary), you will have to pay for a subscription.

Applications (cred/paisabazzar) also give the same thing, but you risk being spammed unnecessarily and their reports are quite old, so I would highly suggest directly downloading from these agencies.

Tried crif link, pdf downloaded but it says password will be sent on mail id in 7 days. Too slow process.

Anyway thanks bro for all the safe links, kg+

xxxyyyzzz wrote:

Yes, you can get one report (most lenders) each month for free from all four agencies.
If you want to check your credit score daily (which is unnecessary), you will have to pay for a subscription.

Applications (cred/paisabazzar) also give the same thing, but you risk being spammed unnecessarily and their reports are quite old, so I would highly suggest directly downloading from these agencies.

Yes, you can get one report (most lenders) each month for free from all four agencies.
one report free in one calendar year

+ @kartikxxx

kartikxxx wrote:

Tried crif link, pdf downloaded but it says password will be sent on mail id in 7 days. Too slow process.

Anyway thanks bro for all the safe links, kg+

You should get (crif) before tomorrow noon (max), just check your email.
Others will get generated instantly, Experian also sends you by email (but their servers are down, try after some time)
Cibil was also down for full-day, the day before ~ yesterday, but it’s working fine now.

edit- @kartikxxx The password of Crif report is 8 characters. It is a combination of the first four letters of your name, in lower case, as it appears on the details entered by you and letters and the last 4 digits of your mobile number.

kukdookoo wrote:

Yes, you can get one report (most lenders) each month for free from all four agencies.
one report free in one calendar year

+ @kartikxxx

Cibil~HDFC lets us view and download one refreshed report each month.
Experian, I get fresh each month for free.
Crif and Equifax are useless and not required much IMO (recently, HDFC only did a hard enquiry on these)

Most of the hard enquiries are done on Cibil and Experian only.

xxxyyyzzz wrote:

Cibil~HDFC lets us view and download one refreshed report each month.
Experian, I get fresh each month for free.
Crif and Equifax are useless and not required much IMO (recently, HDFC only did a hard enquiry on these)

Most of the hard enquiries are done on Cibil and Experian only.

Cibil~HDFC lets us view and download one refreshed report each month.
if a person checks directly from the links that you posted then it is one report per year.

yaar sare banks and nbfc’s follow cibil only. and cibil here is becoming spammer, read in other thread where they are sending messages to users for subscriptions indirectly.

xxxyyyzzz wrote:

Cibil~HDFC lets us view and download one refreshed report each month.
Experian, I get fresh each month for free.
Crif and Equifax are useless and not required much IMO (recently, HDFC only did a hard enquiry on these)

Most of the hard enquiries are done on Cibil and Experian only.

Experian iss
sent by onescore every month on mail…and crif password is cracked as u suggested..thanks again.

xxxyyyzzz wrote:

You can download credit reports in pdf directly from the credit reporting agencies.
Crif – https://cir.crifhighmark.com/Inquiry/B2C/B2CFFC...
Equifax – https://eport.equifax.co.in/gcs/log...sp
Experian – https://www.experi...n/
Cibil – https://myscore.cibil.com/CreditView/enrollShor...

Only these can give you the updated (if eligible) reports.
Other than these you can generate old reports from Cred/One score/ Paisabazaar application

Don’t opt for paid subscription, only get the free report

Which is more reliable out of these to check Credit Scores. Previously, I checked my scores from either Paytm or Cred but it seems they are not reliable at all.

I found a jugaad for getting cibil report for free from SBI

Just goto below SBI homeloans site and give details, you can download cibil PDF, password will be otp sent to mobile

https://homeloans.sbi/ge...il

Now it’s down, you can check later

kukdookoo wrote:

By spam, i meant stupid loan/ card offers & calls.
Cibil i agree, occasionally sends annual subscription purchase related mails.
.
@lg50 The most updated report is usually the most reliable. For the most updated one, you can only depend on these 4 agencies (each having different conditions to give score). Paytm, cred amd other third parties just facilitate credit score search within their app for convenience, user engagement (and their own motives 😅)

By spam, i meant stupid loan/ card offers & calls.
Cibil i agree, occasionally sends annual subscription purchase related mails.
.
@LG50 The most updated report is usually the most reliable. For the most updated one, you can only depend on these 4 agencies (each having different conditions to give score). Paytm, cred amd other third parties just facilitate credit score search within their app for convenience, user engagement (and their own motives )

iron-man wrote:

I found a jugaad for getting cibil report for free from SBI

Just goto below SBI homeloans site and give details, you can download cibil PDF, password will be otp sent to mobile

https://homeloans.sbi/ge...il

Now it’s down, you can check later

Essentially you are asking them to call for loans

Myscore.cibil vs cibil what’s difference?

sanketpero wrote:

Myscore.cibil vs cibil what’s difference?

One is original cibil, another is powered by hdfc.

kartikxxx wrote:

One is original cibil, another is powered by hdfc.

No Bro, HDFC, one score, SBi Homeloans, ICICI and all others just facilitate giving the scores.
There is no difference in the CIBIL report, the only difference is the date generated (i.e, recent, old).

avgn wrote:

Essentially you are asking them to call for loans

Been using this since quite time.
So far not received any loan call /sms from SBI or a third party that mentions SBI loan.

iron-man wrote:

I found a jugaad for getting cibil report for free from SBI

Just goto below SBI homeloans site and give details, you can download cibil PDF, password will be otp sent to mobile

https://homeloans.sbi/ge...il

Now it’s down, you can check later

Its must be lunch rime for their website.

TechnoFrendz wrote:

Been using this since quite time.
So far not received any loan call /sms from SBI or a third party that mentions SBI loan.

I dont know, i never checked my score on or via wishfin but from yesterday i have received 3 calls so far… saying ur cibil is awesome we are offering card n all .. we have a report from wishfin, u might have checked on it….i said i never did it nd i dont want ….these spams seem to be increasing now.

I am on full dnd ,still receiving these spam calls.

kartikxxx wrote:

I dont know, i never checked my score on or via wishfin but from yesterday i have received 3 calls so far… saying ur cibil is awesome we are offering card n all .. we have a report from wishfin, u might have checked on it….i said i never did it nd i dont want ….these spams seem to be increasing now.

I am on full dnd ,still receiving these spam calls.

Did they mention anything about SBI loan ?

And wishfin is a completely different thing, I was talking about SBI link.

TechnoFrendz wrote:

Did they mention anything about SBI loan ?

And wishfin is a completely different thing, I was talking about SBI link.

No no, m just saying that wishfin is also not safe…never tried sbi link.

TechnoFrendz wrote:

Been using this since quite time.
So far not received any loan call /sms from SBI or a third party that mentions SBI loan.

+1.
Using this every month. No span calls received till now.

HDFC Bank CIBIL. Monthly free report.
https://myscore.cibil.com/CreditView/enrollShor...

iron-man wrote:

I found a jugaad for getting cibil report for free from SBI

Just goto below SBI homeloans site and give details, you can download cibil PDF, password will be otp sent to mobile

https://homeloans.sbi/ge...il

Now it’s down, you can check later

WHAT IS THE PASSWORD OF THE PDF GENERATED

batmanBABA wrote:

WHAT IS THE PASSWORD OF THE PDF GENERATED

Try first 4 of ur name and last 4 of ur phone number… Ex tush7839

batmanBABA wrote:

WHAT IS THE PASSWORD OF THE PDF GENERATED

Otp will be sent to mobile, that’s the password

Any good credit card available in paisa bazaar or Bank bazaar.

sudbht wrote:

Any good credit card available in paisa bazaar or Bank bazaar.

All cards are good , it depends only on your requirement.

kartikxxx wrote:

Yup any good LTF credit card

Yup, any good LTF credit card available currently in PB or BB? Haven’t installed the app if any good LTF cc available then only going to install it.