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Axis allowing pre-approved cards for cc users

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Finance Ninja
Tanmayyy

Axis is allowing Credit Card only users to get pre-approved new cards via Axis Mobile app now.
Just go to Apply option and select credit card in it, it'll ask consent to start application , give the consent and it'll show a list of pre-approved cards.

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Generous Generous
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Which of Axis Card is good though?

Would like to add some premium Axis card only if provided LTF. Do share trick if any.

(Already have FK Paid Card.)

Showing 12 Cards Pre-Approved including Ace, Atlas, Samsung, etc. But all paid.

Pro Entertainer Pro Entertainer
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Ace is better, if offline 2% and gpay 5% upto 500 utilities is what you need.
Pro Entertainer Pro Entertainer
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Ace is better, if offline 2% and gpay 5% upto 500 utilities is what you need.
Generous Generous
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@tappukepapa Thanks Bro.

Yup, but not suitable for me. And want some premium card LTF for occasional 10% online offers.

As, Axis FK and TataNeu Infinity helps me to fetch 1.5% Offline.
(Last year they charged fees on the Axis FK for the very first time in last 3 years. No retention offered.)

For Utility Pay, I use SBI CB CC, Amex MRCC, and Millenia for approx 5% through Amazon Pay GC. (Also, Rupay Platinum DC on Fridays.)
Pro Entertainer Pro Entertainer
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If showing in pre-approved, then can apply without cibil hit.
Deal Cadet Deal Cadet
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@tappukepapa

Checked all cards have annual and joining fees even ,

Those card which should be LTF like myzone and neo ,ace too have fees

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Deal Subedar Deal Subedar
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Upgrade offer showing...error .. not able to claim... Myzone rupay LTF

Crusader Crusader
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Which axis card are you using currently bro?

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Deal Cadet Deal Cadet
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Its asking to fill PAN details again?

Hunk Hunk
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You don't have any Preapproved offers.

Deal Cadet Deal Cadet
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I'm getting ACE in the pre-approved list in Axis app

So there won't be any cibil hit with this?

Hunk Hunk
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Yes.

Deal Subedar Deal Subedar
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showing magnus, ace. all paid. have flipkart and airtel both ltf

Deal Cadet Deal Cadet
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You got airtel axis ltf?

Are you sure?

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Deal Subedar Deal Subedar
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got ace card instantly. first paid card from axis

Deal Newbie Deal Newbie
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My first axis my zone LTF approved just now within 10 secs after 7-8 rejections. I have lost hope and i opened savings a/c on christmas 2023, not even 2 months old, i was reading all the comments to find if  there is anyone similar like me and i didnt find any.

I risked and gave a try from AXIS Mobile app and within 10 secs text message received card approved. Thank you for the thread

Comrade Comrade
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So you are saying you got the approval even though you do not have a credit card and also having a savings account.

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Comrade Comrade
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Flipkart was ltf?
Entertainer Entertainer
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Card is delivered to same old address of previous card or can be delivered to a new address?

Pro Entertainer Pro Entertainer
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Will get an option to select or change address.
Comrade Comrade
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Got sony liv code

Deal Cadet Deal Cadet
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Shows 11 pre approved cards but all are chargeable basis . Neo min starti...50. Though have fk axis and myzone both LTF

Deal Cadet Deal Cadet
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Got increment in FK AXIS CC FROM 30K TO 1.20K YESTERDAY

Deal Cadet Deal Cadet
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You mean 1.2lacs

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Deal Cadet Deal Cadet
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Is it possible to make flipkart axis ltf, or reduce annual target

Deal Cadet Deal Cadet
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Starts with new application for me when I click apply now in app

Crusader Crusader
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Try during day time

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Deal Newbie Deal Newbie
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ACE is useless card now. It has excluded every thing , school fee, etc .. only advantage is Utilities via Gpay.

Deal Cadet Deal Cadet
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Is it not good for offline offers of 2% cashback? i heard before not sure

so ACE is not worth it anymore?
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Post Mogul Post Mogul
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I had a cibil hit, so people who are opting this be aware.

Finance Ninja Finance Ninja
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read the comments before following the steps of any deal/discussion
Deal Captain Deal Captain
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I had a terrible experience with AXIS CC. I filled all the information online, then a guy comes at my home for address verification. He would again take 20 minutes to fill the entire form again on his phone. After 2 weeks, application got rejected. Same thing happened twice. Wasting my time and hitting my cibil. I am just using FD Backed Axis My Zone CC now.

Deal Cadet Deal Cadet
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Screenshot20240309202719Gallery

Bro thank you so much. You don't know how many times I had applied for myzone and neo ltf cards in the past 2 years. Everytime, Axis rejects my applications. But this time I just followed the steps and dannnnng! Got my virtual card instantly. You are best bro ❤️ 🙏 🙌 

Generous Generous
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I'm applying for Ace CC (please don't ask why I'm doing so after recent devaluation ... I'm taking an informed decision and will close the card before end of first year) and want it to be delivered on a different address than what's mentioned, I choose the option 'NO' when it asks whether I want the credit card at the mentioned address, still it didn't ask me even once for a different address.

Also, I tried twice and got the same error message as shown below :

image



Any idea what's happening here?

P.S. I hold Flipkart Axis Bank CC LTF

Savings Mentor Savings Mentor
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UPDATE: Now Chortel / Airtel Axis Bank credit card is also being offered pre-approved to some on official Axis Mobile app. In fact some people said their application was rejected on Airtel app but instantly approved on Axis app.

Deal Cadet Deal Cadet
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Yes, it happened for me as well.
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