Axis bank fraud call

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Deal Newbie
abhinavshar8...

hi i need help regarding a fraud call, i am not sure yet.

my friend got this call claiming to be from axis bank and they offer credit card limit increase.

after that they ask for otp which come like this

xxxxxx is the OTP for availing Axis Bank Credit Card. Valid for 5 mins. Please do not share with anyone.

now my friend already have acc in axis along with credit card.

there is no transaction on any card neither any allert on cibil. 

Phone number +911400464035

Have confirm from axis bank too that no new credit card is issued under this pan.

So what exactly was this does anyone else faced it. Please help.

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Beacon Beacon
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As far as I know, there is no OTP required for credit limit increase (atleast in case of HDFC and SBI). No experience with Axis (for credit limit) so other dimers may share something.
If OTP was not shared, it’s all good.
Disable international and OTP less transactions for safety, for now.

Deal Subedar Deal Subedar
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No OTP required for limit increament in Axis CC.
So avoid such calls/sms.
They might be from BankBazaar or Paisa bazaar and trying to initiate a new cc application , just complete their targets. It can be case,not sure.

Also try to share the number of that caller.
May be someone can identify the exact reason

Mobile Guru Mobile Guru
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M.MAHI wrote:

No OTP required for limit increament in Axis CC.
So avoid such calls/sms.
They might be from BankBazaar or Paisa bazaar and trying to initiate a new cc application , just complete their targets. It can be case,not sure.

Also try to share the number of that caller.
May be someone can identify the exact reason

+1
These OTPs are for new cc applications and this could be an internal job ( Kotak employees who had access to Savings account used to do the same )

Deal Newbie Deal Newbie
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getready wrote:

+1
These OTPs are for new cc applications and this could be an internal job ( Kotak employees who had access to Savings account used to do the same )

a new cc would get alert in cibil right?

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