Axis bank Indian oil credit card

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playdime

I have got approval for axis bank IOCL CC with LTF option.

I chose this because FK axis has charges, so wanted to use this for sometime and request for fk axis LTF.

I have few queries ( I asked their CCARE but they are not very clear may be new recruits, but wanted to hear from DD).

1. Can I swipe on any card machine to get waiver on fuel surcharge at IOCL or have to swipe on axis machine?

2. Min. Transaction website says 200, but CC says 400, which is correct?

3. Did anyone receive 500 amazon voucher as per their website, CC says no such offer.

4. Initial 100% cashback of 250 when used within 30 days of card arrival. Did anyone receive this benefit.  CC has no clue sad.

5. Another benefit is 1% cash back on online spends and accelerated reward points of 20 on every 100 spent at IOCL. Are these points worth?

https://www.axisbank.com/retail/cards/credit-ca...

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Deal Subedar Deal Subedar
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Flipkart u won't get on request as ltf... If offer comes for ltf.. U have to apply  seperately  as new application for ltf.... U can get flipkart paid via upgrade..... This Indian oil card is having lot of issues... Like not giving cashback, adding fuel surcharge.... Etc... Uts ltf keep it... But if u want to use for fuel... Everyday u have to contact customer care..... 

Post Mogul Post Mogul
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1. People have claimed they got it on icici or paytm machine so not sure what the criteria is, I've found an indian oil pump with axis machine near my house and fill up there exclusively. 2. Minimum to get accelerated points is 100 rs and to get surcharge vaiver is 200, max 5000 for both. 3. I asked cutomer care and this was the response- "Please to inform you that, on card activation within first 30 days (from the date of card issuance), the customer will be eligible for Rs. 500 Amazon Pay voucher as an additional benefit. The detailed T&C of the campaign are:– The offer is valid till 30th Nov 2022 The offer is valid only for customer sourced with Promo Code/Fee Profile: PNN The Customers will get the Amazon Pay Voucher within 60 days of Card Activation." 4. Yes got 250 in 3-4 days of transaction but was expecting 500 as per the current offer. Didn't reach out to customer care for this. 5. These points are worth 20p against amazon flipkart gv giving 4% net reward
Deal Cadet Deal Cadet
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batmanBABA wrote:

Flipkart u won't get on request as ltf... If offer comes for ltf.. U have to apply  seperately  as new application for ltf.... U can get flipkart paid via upgrade..... This Indian oil card is having lot of issues... Like not giving cashback, adding fuel surcharge.... Etc... Uts ltf keep it... But if u want to use for fuel... Everyday u have to contact customer care..... 

Is that upgrade system started again?
Deal Subedar Deal Subedar
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batmanBABA wrote:
Yes even on call

Old habits die hard... Dikhawa tha axis ka kuch mahine ke liye?

Deal Subedar Deal Subedar
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agnivo007 wrote:

Old habits die hard... Dikhawa tha axis ka kuch mahine ke liye?

They stopped due to some rbi guidelines. Then again started from oct ... But its only for paid cards. Even if a ltf offer running for example currently indian oil axis card... If u call for that card and they give it to u... It will be a priced card with Joining and annual fees
Deal Subedar Deal Subedar
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batmanBABA wrote:

Flipkart u won't get on request as ltf... If offer comes for ltf.. U have to apply  seperately  as new application for ltf.... U can get flipkart paid via upgrade..... This Indian oil card is having lot of issues... Like not giving cashback, adding fuel surcharge.... Etc... Uts ltf keep it... But if u want to use for fuel... Everyday u have to contact customer care..... 

Ok  thank you. If offer comes i will see after 6 months. The iocl card helps me to start relationship with axis, otherwise is 0 for me.

If i apply when the ltf offer comes for fk axis, my thought was , i will have higher chances of approval, otherwise axis bank seldom considers me. 

I may be wrong, but that was my thought process while applying for axis IOCL.

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playdime wrote:

Ok  thank you. If offer comes i will see after 6 months. The iocl card helps me to start relationship with axis, otherwise is 0 for me.

If i apply when the ltf offer comes for fk axis, my thought was , i will have higher chances of approval, otherwise axis bank seldom considers me. 

I may be wrong, but that was my thought process while applying for axis IOCL.

In axis this theory... They can approve also... And not.. They even decline to people with 800 plus cibil... So u can apply and try your luck

Deal Subedar Deal Subedar
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batmanBABA wrote:

In axis this theory... They can approve also... And not.. They even decline to people with 800 plus cibil... So u can apply and try your luck

Ok sure. I applied 1year back with ltf offer ( some agent called and offered that) . Agent came with tab entered all details and took my docs ( digital process). He said my name was big so cannot fit in tab and  left 😀.

This IOCL card also i applied directly from website.

Deal Cadet Deal Cadet
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FK axis , Amazon pay ICICI card has fuel surcharge waiver ..and will they also give cashback on fuel?
Deal Subedar Deal Subedar
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prashanth.m1111757 wrote:
FK axis , Amazon pay ICICI card has fuel surcharge waiver ..and will they also give cashback on fuel?

Amazon pay icici will give full waiver of 2.5% , but  no cash back on fuel.

Axis bank IOCL will give 1% waiver on surcharge means still we have to pay 1.5% surcharge+GST. That's what CC told me.

We get edge points on fuel in axis bank, 5 points for every 100 spent.

So I don't see any benefit of having axis IOCL card now.

Deal Subedar Deal Subedar
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@legend101

Have you verified how much surchage on fuel and how much waiver was given in your statement? Are they just giving 1% waiver instead of charged 2.5% by dealers?

Post Emperor Post Emperor
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playdime wrote:

@legend101

Have you verified how much surchage on fuel and how much waiver was given in your statement? Are they just giving 1% waiver instead of charged 2.5% by dealers?

Fuel surcharge is 1.18% only including GST not 2.5%. 

In case of surcharge waiver, you have to just bear GST on the fuel transaction.
Deal Cadet Deal Cadet
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I have ACE, Axis FK and 15 year old Axis GOLD card. Can i apply for IOCL from Axis or via cc?

Deal Subedar Deal Subedar
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tenon09 wrote:
Fuel surcharge is 1.18% only including GST not 2.5%. 

In case of surcharge waiver, you have to just bear GST on the fuel transaction.

Yes, but i spoke to CC yesterday, he clearly mentioned 2.5% and confirmed 1% waiver given by axis bank. 

Thats why i am asking this again. 

Not sure, how experienced that CC is.

Deal Subedar Deal Subedar
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iamrafic wrote:

I have ACE, Axis FK and 15 year old Axis GOLD card. Can i apply for IOCL from Axis or via cc?

If FK axis is there, then no point in applying for axis IOCL.

If you still need it, you can apply for it, i believe your request will be approved.

Better try amazon pay icici which gives full waiver on surcharge on any fuel station and on any swiping machine.

Post Mogul Post Mogul
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playdime wrote:

@legend101

Have you verified how much surchage on fuel and how much waiver was given in your statement? Are they just giving 1% waiver instead of charged 2.5% by dealers?

Used it twice, both tike onlt 1% charged and same reversed
Wingman Wingman
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playdime wrote:

Yes, but i spoke to CC yesterday, he clearly mentioned 2.5% and confirmed 1% waiver given by axis bank. 

Thats why i am asking this again. 

Not sure, how experienced that CC is.

Purchase was of 510 rupeesScreenshot2022-11-29-20-54-58-389com.axis.mobile
Deal Subedar Deal Subedar
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neel648 wrote:

Screenshot2022-11-29-17-16-13-294com.twitter.android

Yes, but amazon pay balance reward is not applicable to all channels and need to apply promocode.

Offer t&c

the customer will be eligible for Rs. 500 Amazon Pay voucher as an additional benefit. The detailed T&C of the campaign are:– The offer is valid till 30th Nov 2022 The offer is valid only for customer sourced with Promo Code/Fee Profile: PNN The Customers will get the Amazon Pay Voucher within 60 days of Card Activation.

Wingman Wingman
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playdime wrote:

Yes, but amazon pay balance reward is not applicable to all channels and need to apply promocode.

Which promo code? How can I get 500 amazon voucher then?
Deal Subedar Deal Subedar
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neel648 wrote:
Which promo code? How can I get 500 amazon voucher then?

the customer will be eligible for Rs. 500 Amazon Pay voucher as an additional benefit. The detailed T&C of the campaign are:– The offer is valid till 30th Nov 2022 The offer is valid only for customer sourced with Promo Code/Fee Profile: PNN The Customers will get the Amazon Pay Voucher within 60 days of Card Activation.

Wingman Wingman
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playdime wrote:

the customer will be eligible for Rs. 500 Amazon Pay voucher as an additional benefit. The detailed T&C of the campaign are:– The offer is valid till 30th Nov 2022 The offer is valid only for customer sourced with Promo Code/Fee Profile: PNN The Customers will get the Amazon Pay Voucher within 60 days of Card Activation.

I didnt understand the sourced with promo code/fee profile part at all. Can u elaborate?
Deal Subedar Deal Subedar
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neel648 wrote:
I didnt understand the sourced with promo code/fee profile part at all. Can u elaborate?

Even i am not able to, but called CC before activation yesterday and he said i am not eligible.i directly applied from their site

Wingman Wingman
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playdime wrote:

Even i am not able, but called CC befire activation yesterday and he said i am not eligible.i directly applied from their site

Did u ask whats was the eligibility criteria then? stuck_out_tongue_closed_eyes
I have realised CC on call doesnt know a thing. I called too they coundnt ans properly. But axis support twitter handle explained a few things like 250 this month and 250 next month cashback
Deal Subedar Deal Subedar
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neel648 wrote:
Did u ask whats was the eligibility criteria then? stuck_out_tongue_closed_eyes
I have realised CC on call doesnt know a thing. I called too they coundnt ans properly. But axis support twitter handle explained a few things like 250 this month and 250 next month cashback

I have specifically asked him ( mr. Sourav) all the quries i posted on DD and also mentioned , only tell me offers applicable to me and not in general.

Then he gave this info of 2.5% surcharge after putting me on hold for 5mins asking his senior. So as per you i handled 2 dumbos on call smile

Deal Cadet Deal Cadet
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playdime wrote:

If FK axis is there, then no point in applying for axis IOCL.

If you still need it, you can apply for it, i believe your request will be approved.

Better try amazon pay icici which gives full waiver on surcharge on any fuel station and on any swiping machine.

Thanks bro, for fuel i am regularly using Standard Chartered Titanium (5% incl. 1% sur charge)and ICICI HP CORAL.
Deal Subedar Deal Subedar
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neel648 wrote:
Did u ask whats was the eligibility criteria then? stuck_out_tongue_closed_eyes
I have realised CC on call doesnt know a thing. I called too they coundnt ans properly. But axis support twitter handle explained a few things like 250 this month and 250 next month cashback

See this chat i had before call with Cc

Axischatdd

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