bank account with zero balance

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Deal Cadet
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Which is the best bank with zero maintenance balance …
Which gives access to bank  branch and
Other than paytm …

25 Comments  |  
15 Dimers
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Deal Subedar
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I have a bank of baroda zero balance savings account without any restrictions

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Deal Cadet
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animesh7785474 wrote:

I have a bank of baroda zero balance savings account without any restrictions

Online opening process? or
physical presence required?

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Deal Subedar
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bankipad wrote:

Axis asap best

Worst account.. for cash depositing through cdm they charge 150+ charges. Kotak 811 is best.

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Deal Cadet
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shivarocking72570 wrote:

Worst account.. for cash depositing through cdm they charge 150+ charges. Kotak 811 is best.

Kotak811 is absolutely free with Virtual DB. Others charges SMS charges, physical DB charges etc.

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Deal Newbie
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better contact any govt bank n open pmjdy ac …offline process

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Deal Subedar
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popeyemask wrote:

How about dbs ??

DBS is much better
No annual charges
free physical debit card
on opening account you get 250Rs GV also
and timely offers of loading account with target

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Deal Subedar
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Do anyone has idea of sbi yono account? And what is charges of it?

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Deal Subedar
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SPPatel wrote:

They stop opening new ASAP account

No bro, its working, u can open per ac per device, so if u try to open multiple ac using same device then ur ac will be closed later or get  freeze

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Deal Subedar
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shivarocking72570 wrote:

Worst account.. for cash depositing through cdm they charge 150+ charges. Kotak 811 is best.

Kotak is not everwhere, n axis charges after free monthly limit, asking for free is nt solution, axis is giving u online reward shopping visa debit card which can be used in flipkart+ amzon for instant discount

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Deal Newbie
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bankipad wrote:

No bro, its working, u can open per ac per device, so if u try to open multiple ac using same device then ur ac will be closed later or get  freeze

Getting this from very long time…https://cdn0.desidime.com/attachments/photos/602083/original/Screenshot_2020-01-13-12-09-31-68.png?1578897585

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Deal Subedar
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SPPatel wrote:

Getting this from very long time…https://cdn0.desidime.com/attachments/photos/602083/original/Screenshot_2020-01-13-12-09-31-68.png?1578897585

Yes, same with me.
I wanted 0 balance account with international virtual debit card. Can’t go with kotak 811 account which was closed by kotak for not submitting form in Kotak bank
Is there any other bank which gives international vertual debit card?

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Deal Subedar
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SPPatel wrote:

Getting this from very long time…https://cdn0.desidime.com/attachments/photos/602083/original/Screenshot_2020-01-13-12-09-31-68.png?1578897585

Best to get ans is via twitter, ask axis care they will provide u better solution

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Deal Subedar
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animesh7785474 wrote:

I have a bank of baroda zero balance savings account without any restrictions

Here are the details of my acc
Its a bank of baroda advantage savings account which i opened as a student 5 years back.
Bank of Baroda offers a zero-balance facility for select savings account holders such as salaried employees, insurance agents and students.
So you can try this as this has no restrictions at all with no hidden charges.
Good for students

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Deal Newbie
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bankipad wrote:

Best to get ans is via twitter, ask axis care they will provide u better solution

Ok bro

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Deal Lieutenant
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Better is kotak 811 account,it’s also giving many offers for doing transactions

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Critic
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Those thinking of getting kotak 811 or dbs digibank account,make sure that there is a bank branch in your Aadhaar city address else the acc will be closed after 1 year.My friend confirmed from kotak customer care that this requirement is only for kotak 811 account & for normal accounts opened offline there is no need for aadhaar address city to have their bank branch.

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sricharangunda wrote:

Better is kotak 811 account,it’s also giving many offers for doing transactions

What offer kotak 811 gives other than their useless debit card offers like bookmyshow?

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Deal Lieutenant
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guest_999 wrote:

What offer kotak 811 gives other than their useless debit card offers like bookmyshow?

During prime sale I transacted for 5k and got 500 Amazon gv and also got 300 gv for first time net banking transaction something is better than nothing

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Deal Captain
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I have an ICICI zero balance savings account. When I opened my account I was informed that it’s an option given only to residents of that area as a privilege. Do enquire with the nearest ICICI branch from your home to check if they provide any such accounts in that branch.

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VellaBoy wrote:

DBS is much better
No annual charges
free physical debit card
on opening account you get 250Rs GV also
and timely offers of loading account with target

But works only if there is a branch operational in the city where your adhaar is presently registered.

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