Beaware!! Mobikwik HDFC Platinum DC - No 1% Cashback on CC Bill Payment

V1ckyram wrote:
Getting this payment page, how to identify merchant?

Looks like Zaakpay, Check Name in OTP.

So kaha per use ker sakate hai card for cc Bill

Tag karna hame jab koi khushkhabri ho ya death of mobi 🤷..

Knight11 wrote:

Zaakpay is there since 3-4 months now.

Mobikwik has changed mcc name and code.

ONE MOBIKWIK SYS is utility 4900 and only this gives 1% for HDFC Easy shop platinum debit card.

ONE MOBIKWIK and One Mobikwik Sys is wallet 6540 and only Millenia debit card will get 1% on this, easyshop platinum debit card will be 0.

MERCHANT is 7399 Other business spends and easyshop platinum debit card will be 0 on this as well. Millenia might give 2.5% on this though.

All are based on my understanding and what I read from various places. Haven't tried myself.

time to upgrade debit card from easyshop platinum to millennia now

22sumit wrote:
time to upgrade debit card from easyshop platinum to millennia now

Millenia wait time is too much. I will just move to Billpay for simplicity.

22sumit wrote:
time to upgrade debit card from easyshop platinum to millennia now

Completely depends on which CC your bill is highest. I will rather stick with HDFC Bill Pay as my major CCs are covered.

I used mobikwik before. It said to give some percent cashback on credit card bill payment but it did not provide any. After that i stopped using mobikwick.

i think its the same for some time. So what i follow is use hdfc bill pay for all the othe cc bill payment and for hdfc cc use axis dc

anyones knows about this issue " only 20k allowed from this card"

True. Haven't received points for Rs. 22000 Bill Payment on 14 Sep.

My OTP for today like this

OTP is XXXXXX for txn of INR XXXXX at One Mobiwik System Pvt Lt on HDFC Bank card ending XXXX. Valid till  XX:XX. Do not share OTP for security reasons

One Mobikwik System Pvt Lt on utility or wallet

On Axis which debit card gives reward points

Rag_NLR wrote:

i think its the same for some time. So what i follow is use hdfc bill pay for all the othe cc bill payment and for hdfc cc use axis dc

Which axis dc gives cashback & which portal you pay bill with this card?

When one can use debit card for paying CC bill on HDFC Bill pay, why risk doing same thing on Mobikwik, when there is so much uncertainty on it being considered valid for debit card's scheme cashback ?

GotoVishal wrote:

When one can use debit card for paying CC bill on HDFC Bill pay, why risk doing same thing on Mobikwik, when there is so much uncertainty on it being considered valid for debit card's scheme cashback ?

1. You cannot pay Hdfc credit card bill from Hdfc bill pay.
2. Use can take advantage of extra cashback code like FULLPAY to get 1% extra upto 100.
I hope this clears your doubts.

nomag wrote:
1. You cannot pay Hdfc credit card bill from Hdfc bill pay.
2. Use can take advantage of extra cashback code like FULLPAY to get 1% extra upto 100.
I hope this clears your doubts.

Thanks.
Here is what I am thinking - pay 2500 twice from HDFC billpay using my debit card and then STILL pay full amount using Mobikwik FULLPAY to get 100 cashback. Though I pay 5000 extra this month but I get 500 cashback from HDFC.

Will I get what I am thinking ?

GotoVishal wrote:
Thanks.
Here is what I am thinking - pay 2500 twice from HDFC billpay using my debit card and then STILL pay full amount using Mobikwik FULLPAY to get 100 cashback. Though I pay 5000 extra this month but I get 500 cashback from HDFC.

Will I get what I am thinking ?

Currently, not getting cashback via mobikwik for hdfc cards
And MobiKwik should fetch bills automatically for FULLPAY code

marumuganainar wrote:

My OTP for today like this

OTP is XXXXXX for txn of INR XXXXX at One Mobiwik System Pvt Lt on HDFC Bank card ending XXXX. Valid till  XX:XX. Do not share OTP for security reasons

One Mobikwik System Pvt Lt on utility or wallet

On Axis which debit card gives reward points

Prestige debit card gives 2% reward points upto 500 per month

No idea about its t&c

Anyone knows please share 

1 silly question:

I have Millenia DC and right now paying through PayTM (adding balance through DC and then pay CC bill via wallet balance is not being allowed now by PayTM) directly by DC. Will this give me 1% ?

If the above mentioned process will not guarantee 1% whats the better way ?

notion wrote:

1 silly question:

I have Millenia DC and right now paying through PayTM (adding balance through DC and then pay CC bill via wallet balance is not being allowed now by PayTM) directly by DC. Will this give me 1% ?

If the above mentioned process will not guarantee 1% whats the better way ?

Directly it won’t give cashback. On second question no idea.

notion wrote:

1 silly question:

I have Millenia DC and right now paying through PayTM (adding balance through DC and then pay CC bill via wallet balance is not being allowed now by PayTM) directly by DC. Will this give me 1% ?

If the above mentioned process will not guarantee 1% whats the better way ?

I have been paying credit card bills for months directly and get 400 every month. I have never added and paid from wallet and do not do any other payment through DC. Hence, it surely works for me.

GotoVishal wrote:

When one can use debit card for paying CC bill on HDFC Bill pay, why risk doing same thing on Mobikwik, when there is so much uncertainty on it being considered valid for debit card's scheme cashback ?

Bcz fullpay code.. also many other dc will die like jupitor dc. Waiting for new model in market old ones are not entertaining anymore

Napster84 wrote:

I have been paying credit card bills for months directly and get 400 every month. I have never added and paid from wallet and do not do any other payment through DC. Hence, it surely works for me.

You doing it from PayTM or Mobikwik ?

notion wrote:

You doing it from PayTM or Mobikwik ?

Paytm only

I used to get 2.5% cb for paying cc bill in mobikwik using millenia dc. But then I started using platinum dc for bigger amounts because millenia dc max I can do for 16k cc bill

SaveMoney69 wrote:

I used to get 2.5% cb for paying cc bill in mobikwik using millenia dc. But then I started using platinum dc for bigger amounts because millenia dc max I can do for 16k cc bill

Are you still getting 2.5% cashback on Millenia debit card. Also how come you have 2 debit card ,I thought 1 - 1 account.
How can I get it alongside my platinum debit?

Napster84 wrote:

I have been paying credit card bills for months directly and get 400 every month. I have never added and paid from wallet and do not do any other payment through DC. Hence, it surely works for me.

Are you getting 400 @ 1% or 2.5%?

1cooldesidd wrote:

Are you getting 400 @ 1% or 2.5%?

Is there a way to check that? My CC bills are roughly 50k every month, hence never checked that

Knight11 wrote:

Zaakpay is there since 3-4 months now.

Mobikwik has changed mcc name and code.

ONE MOBIKWIK SYS is utility 4900 and only this gives 1% for HDFC Easy shop platinum debit card.

ONE MOBIKWIK and One Mobikwik Sys is wallet 6540 and only Millenia debit card will get 1% on this, easyshop platinum debit card will be 0.

MERCHANT is 7399 Other business spends and easyshop platinum debit card will be 0 on this as well. Millenia might give 2.5% on this though.

All are based on my understanding and what I read from various places. Haven't tried myself.

Got a new merchant name today: "MOBIKWIK" 😁

KingRocks wrote:

Got a new merchant name today: "MOBIKWIK" 😁

Wow, I think MOBIKWIK used to come earlier also and had utility mcc. Try 100 rs transaction and let us know if u get points in 1-2 days.

KingRocks wrote:

Got a new merchant name today: "MOBIKWIK" 😁

Looks like they have hired Yogiji 😅