https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8453640
If you are salaried then you should have it, everything is free
Benefit of ICICI Bank account if you already have CC
- 2666
- 22
-
- Last Comment
So I already have Amazon Pay ICICI credit card. Are there any further advantages to opening an ICICI bank account (as in are there more discounts, cashbacks, offers, savings for cc + account holders?) if I am already happy with other banks (SBI, HDFC, BOB, Kotak, Federal Bank, Union Bank, IOB)? Any other benefits to opening an ICICI Bank account? (I am not eligible for ICICI Mine anyway since I am 37 so I will need to open account with 10K balance).
Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
21 Comments
|
11 Dimers
- Sort By
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8453646
Ah sorry forgot to mention: I am self-employed, blogger.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8454283
ICICI bank will issue you RuPay Platinum debit card.
You can use for Amazon add money offer 20% upto 100 per month + ICICI bank 10% discount offers on Amazon/Flipkart etc.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8454429
USP of ICICI is its services. For primary bank acc, its best.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8454520
abhishek012 wrote:ICICI bank will issue you RuPay Platinum debit card.
You can use for Amazon add money offer 20% upto 100 per month + ICICI bank 10% discount offers on Amazon/Flipkart etc.
Wealth account hav visa platinum
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8455575
Expand
amanhere2011608 wrote:Wealth account hav visa platinum
ICICI RuPay Platinum also issue to Wealth account holders.
Call this ICICI customer care number - 1860 120 7777 (dnt call any other number, they will not issue RuPay card).
Ask for RuPay card and you will get by default RuPay Platinum. ICICI customer support also give you wrong info like RuPay card have 10k limit and E-com is not supported. Ignore everything and apply for RuPay card. Limit is same like Visa Platinum.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8455712
Expand
abhishek012 wrote:ICICI RuPay Platinum also issue to Wealth account holders.
Call this ICICI customer care number - 1860 120 7777 (dnt call any other number, they will not issue RuPay card).
Ask for RuPay card and you will get by default RuPay Platinum. ICICI customer support also give you wrong info like RuPay card have 10k limit and E-com is not supported. Ignore everything and apply for RuPay card. Limit is same like Visa Platinum.
Should I block/close existing Debit card before calling customer care for Rupay platinum? Or should wait till it gets delivered?
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8456021
Expand
ViralDimer wrote:Should I block/close existing Debit card before calling customer care for Rupay platinum? Or should wait till it gets delivered?
No, call customer support and apply RuPay card (by default you will get RuPay Platinum).
No need to block your old debit card, once you use your new RuPay card, your old card will auto block (virtual card will generate on imobile app within a 48hrs and physical card will delivered after few days).
If ICICI customer care denied to issue RuPay card then force them like told them today my friends are already get RuPay card from ICICI or i will complaint to RBI if you dnt issue me RuPay card.
Note – ICICI mine saving account holders not eligible for ICICI RuPay card.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8456196
if your looking for offers/cashback then dont open if icici bank account.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8463083
akki.akki wrote:if your looking for offers/cashback then dont open if icici bank account.
Any more details by what you mean? You are not getting any cashback?
In iMobile and net banking, I see many exclusive offers (which are not on credit card).
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8463112
Expand
some1anywhere wrote:Any more details by what you mean? You are not getting any cashback?
In iMobile and net banking, I see many exclusive offers (which are not on credit card).
Except Amazon Pay none of ICICI’s cc/DC is rewarding.
On there other hand most of ICICI offers are user specific that too for at first come basis. You would never be able know if you have qualified or not.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8463314
abhishek012 wrote:ICICI bank will issue you RuPay Platinum debit card.
You can use for Amazon add money offer 20% upto 100 per month + ICICI bank 10% discount offers on Amazon/Flipkart etc.
ICICI mine account pe by defualt rupay card milega kya
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8463615
Expand
whyred wrote:ICICI mine account pe by defualt rupay card milega kya
No, default bhi nahin aur request se RuPay Platinum bhi nahin from what @Abhishek012 told me.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8467236
The best credit card from ICICI is The platinum that doesn’t have any joining or annual fees.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8467297
sandhuhardeep924679 wrote:The best credit card from ICICI is The platinum that doesn’t have any joining or annual fees.
Most useless card…No offer nothing, pathetic point based reward system as well
Must be best to decorate shocase as it is free.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8467302
Dont open ICICI Bank account ..You are not missing out on any such benefits.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8478302
Expand
abhishek012 wrote:No, call customer support and apply RuPay card (by default you will get RuPay Platinum).
No need to block your old debit card, once you use your new RuPay card, your old card will auto block (virtual card will generate on imobile app within a 48hrs and physical card will delivered after few days).
If ICICI customer care denied to issue RuPay card then force them like told them today my friends are already get RuPay card from ICICI or i will complaint to RBI if you dnt issue me RuPay card.
Note – ICICI mine saving account holders not eligible for ICICI RuPay card.
Thanks brother 
Today i received Rupay Platinum Debit Card from ICICI by following the same process you mentioned here..
Thank you 
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8484058
Today I found that ICICI Bank does not send you any SMS about service charges. e.g. ATM/debit card charges, they will cut silently from your account. They won’t even bother to send you an SMS. Their customer support confirmed that unlike other banks, they don’t send SMS messages for service charges. Yet they charge you SMS service charges per quarter.
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8687188
@abhishek012 Btw ICICI has 0 balance/BSBDA account. But they won't issue RuPay PLATINUM for that account right? Only Classic?
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8687258
some1anywhere wrote:This is jan dhan yojna account, you will get ICICI jan dhan yojna RuPay debit card.@abhishek012 Btw ICICI has 0 balance/BSBDA account. But they won't issue RuPay PLATINUM for that account right?
https://www.desidime.com/discussions/benefit-of-icici-bank-account-if-you-already-have-cc?page=1#post_8687756
some1anywhere wrote:@abhishek012 Btw ICICI has 0 balance/BSBDA account. But they won't issue RuPay PLATINUM for that account right? Only Classic?
They'll issue RuPlat I guess but it'll work like atm card, online txn disabled (red somewhere)
Click here to reply
Reply
![Onecard 5% back on Amazon and Flipkart [27-29 Mar]](https://cdn2.desidime.com/topics/photos/1555948/medium/Ytbt5ggr-teE6RsNwA8TU73PfAZZVCXHPUCmsiZBsR1ZB1lLQ0cWZ0abUUPjpI1BGI4_w240-h480.?1679976766)
![Limited Accounts: Sample @ ₹1 [more in description]](https://cdn1.desidime.com/topics/photos/1556019/medium/Screenshot2023-03-28at4.17.48PM.png?1680000448)
