Benefit of ICICI Bank account if you already have CC

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Savings Mentor
some1anywhere

So I already have Amazon Pay ICICI credit card. Are there any further advantages to opening an ICICI bank account (as in are there more discounts, cashbacks, offers, savings for cc + account holders?) if I am already happy with other banks (SBI, HDFCBOB, Kotak, Federal Bank, Union Bank, IOB)? Any other benefits to opening an ICICI Bank account? (I am not eligible for ICICI Mine anyway since I am 37 so I will need to open account with 10K balance).

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Deal Cadet Deal Cadet
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If you are salaried then you should have it, everything is free

Savings Mentor Savings Mentor
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Ah sorry forgot to mention: I am self-employed, blogger.

Finance Ninja Finance Ninja
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ICICI bank will issue you RuPay Platinum debit card.

You can use for Amazon add money offer 20% upto 100 per month + ICICI bank 10% discount offers on Amazon/Flipkart etc.

Deal Cadet Deal Cadet
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Wealth account hav visa platinum 

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Generous Generous
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USP of ICICI is its services. For primary bank acc, its best.

Benevolent Benevolent
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if your looking for offers/cashback then dont open if icici bank account.

Savings Mentor Savings Mentor
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Any more details by what you mean? You are not getting any cashback?

In iMobile and net banking, I see many exclusive offers (which are not on credit card).

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Deal Newbie Deal Newbie
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The best credit card from ICICI is The platinum that doesn’t have any joining or annual fees. 

Benevolent Benevolent
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Most useless card…No offer nothing, pathetic point based reward system as well 


Must be best to decorate shocase as it is free. 

Benevolent Benevolent
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Dont open ICICI Bank account ..You are not missing out on any such benefits. 

Savings Mentor Savings Mentor
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Today I found that ICICI Bank does not send you any SMS about service charges. e.g. ATM/debit card charges, they will cut silently from your account. They won’t even bother to send you an SMS. Their customer support confirmed that unlike other banks, they don’t send SMS messages for service charges. Yet they charge you SMS service charges per quarter.

Savings Mentor Savings Mentor
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@abhishek012 Btw ICICI has 0 balance/BSBDA account. But they won't issue RuPay PLATINUM for that account right? Only Classic?

Finance Ninja Finance Ninja
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This is jan dhan yojna account, you will get ICICI jan dhan yojna RuPay debit card.
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