Best Bank In India as per my personal experience
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DCB elite is the only back account which is away from all other bank accounts………… cashback is awesome…… no other bank can challenge it and never replacable as far as till date
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What is benefit? PM
They’ll soon stop considering online spends for cb.
The main motto of that account is only cash back and extra hidden advanatges
cb is not the only parameter to qualify it as best bank
True true.
For me, Axis priority is better compared to this. I get 10000 CB eyeryear for spending 1lakh
Whereas Dcb elite requires 1,25,000 spends every month to get 2000 CB.
MAB for Axis Priority is 2 Lakh and DCB is 25k. It makes huge difference. Definitely axis priory is better with added benefits like merchant discounts and welcome benefits and LTF credit card.
Best Bank ka award cashback dekh kar nahi dete ,
Uski credibility parakhne ke parameters alag hote hai.
Phir kehte phiroge bank dooba gayi.
Moreover it gives credit card on fixed deposits and all other extra benefits as like other banks
Most of bank issue credit card against FD
kaan idhar se pakad, udhar se pakad..
T: Hold your ear whichever way you want.
All banks have premium accounts with high MABs. Dimers see cashbacks and discounts as secondary source of income. Others don’t care. They earn more than they need or are unaware completely or too busy earning faster than they can save. Banks need to make money and keep loyal customers. They know accounts with higher MABs means they can push occasional loans, etc. Its all business. No one gets anything for free.
+1
real good observation
couch potato! am also one of the senior dimer, not interested in posting. check my joining date thats y i remained newbie…..close shave
LoL
.
The “best bank” depends upon individual requirements and nature of transactions. Sometimes the “best” may not be a single one but a combination of two or three.
ICICI is my primary bank for last 20 years as the zero balance salary account. It has one of the best internet banking portal, with access to all relationships from a single login. For occasional user, ICICIDirect is also the easiest to use. Got home loan at discounted rate from them. Have a normal credit card and now Amazon pay card. The also gave Paylater UPI based current account with interest free credit. But the interest rate is low and NEFT is not free.
So I have Digibank account to park the surplus balance at higher interest and make NEFT/other payments. It gives me additional 1000 cashback every month for doing normal transactions.
Digibank vs DCB. What account to open? Need for cred
digi
cred user spotted