Hot Deal Best Debit card for credit card payment in CRED

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Hi guys.

i will be making about 70,000 worth of credit card bill payment in January. Need your help with choosing the best Debit card for that.

I have,
1. HDFC Easyshop Platinum debit card. here 4 points for every 200 spent. 4rp=1rs.
2. ICICI debit card (not sure about the conversion rate but us linked with my payback account).
3. DBS bank visa card. again not sure of the conversion or even know if they offer reward points.

please help.

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well I had created the similar topic few weeks ago . Few dimers complain about it to not to discuss these things publicly because they feel since few banks are giving RP on debit card and if they came to know about cred then they will stop that too. even a dimer said all banks are giving him RP on cred transactions so not to discuss it online. I agree Few Banks are giving RP on debit cards currently not all but anytime they can stop giving that too by noticing the extra large numbers of 1000 cred points scratch card transactions . grinning .

I had deleted that topic after a dimer request.

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You will hardly make a buck or two with points at the risk of exposing your debit, credit card no to these companies. Pay via NetBanking and be at peace.

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Hi get dcb cashback debit card it gives 1.25% cb.

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Simbha3 wrote:

Hi get dcb cashback debit card it gives 1.25% cb.

I have DCB card bro.. can you confirm ?

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Puchka wrote:

well I had created the similar topic few weeks ago . Few dimers complain about it to not to discuss these things publicly because they feel since few banks are giving RP on debit card and if they came to know about cred then they will stop that too. even a dimer said all banks are giving him RP on cred transactions so not to discuss it online. I agree Few Banks are giving RP on debit cards currently not all but anytime they can stop giving that too by noticing the extra large numbers of 1000 cred points scratch card transactions . grinning .

I had deleted that topic after a dimer request.

Oh.. ok.. well i guess i will have to do trial and error then grinning

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Question wrote:

I have DCB card bro.. can you confirm ?

You need dcb cashback saving account for that.elite saving ac ll give you 1.60 something but 25k balance

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Simbha3 wrote:

You need dcb cashback saving account for that.e elite saving ac ll give you 1.60 something but 25k balance

what exact card variant you have of DCB ?

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Simbha3 wrote:

Cashback

I opened the zero balance savings account when they were running the offer with aadhar verification.. is that cashback account ?

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Question wrote:

I opened the zero balance savings account when they were running the offer with aadhar verification.. is that cashback account ?

No.its a different account..Upgrade your account.

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HDFC Easyshop Platinum debit card RP only for selected merchant MCC codes. smile

check HDFC bank website, you get full details.

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abhishek012 wrote:

HDFC Easyshop Platinum debit card RP only for selected merchant MCC codes. smile

check HDFC bank website, you get full details.

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abhishek012 wrote:

HDFC Easyshop Platinum debit card RP only for selected merchant MCC codes. smile

check HDFC bank website, you get full details.

HDFC Easyshop Platinum debit card does not give RP for Cred txns. Personally checked in my account.

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does cred also gives cb on debit card txns?

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atx88 wrote:

HDFC Easyshop Platinum debit card does not give RP for Cred txns. Personally checked in my account.

Yes, it does not.

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Simbha3 wrote:

You need dcb cashback saving account for that.elite saving ac ll give you 1.60 something but 25k balance

How much is the min balance requirement for DCB cashback account?

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any1 checked with hdfc rupay debit card

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Puchka wrote:

well I had created the similar topic few weeks ago . Few dimers complain about it to not to discuss these things publicly because they feel since few banks are giving RP on debit card and if they came to know about cred then they will stop that too. even a dimer said all banks are giving him RP on cred transactions so not to discuss it online. I agree Few Banks are giving RP on debit cards currently not all but anytime they can stop giving that too by noticing the extra large numbers of 1000 cred points scratch card transactions . grinning .

I had deleted that topic after a dimer request.

why did u delete…. i read that that time. now cracked my head for searching it…. to comment on that… :/ Never delete posts on desidime
Matter :
Digibucks Program is expired on 31st december.
https://www.dbs.com/digibank/in/digibucks-terms...
so now we wont get any bucks for doing any transaction on cred too….

For december month i got bucks and got cb of 250 rs in jan month.
( i maintained minimum account balance till end of month : 10k
Made minimum 500 digi Bucks to be collected in that month, only then minimum cashback of 250 will get credited.)
@Question @abhishek012 @Simbha3 @asen @atx88 @baaz4u2007
any other cards gives points/cashback … ?

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atx88 wrote:

HDFC Easyshop Platinum debit card does not give RP for Cred txns. Personally checked in my account.

I also checked no reward points for HDFC in cred.

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vickyVicky wrote:

why did u delete…. i read that that time. now cracked my head for searching it…. to comment on that… :/ Never delete posts on desidime
Matter :
Digibucks Program is expired on 31st december.
https://www.dbs.com/digibank/in/digibucks-terms...
so now we wont get any bucks for doing any transaction on cred too….

For december month i got bucks and got cb of 250 rs in jan month.
( i maintained minimum account balance till end of month : 10k
Made minimum 500 digi Bucks to be collected in that month, only then minimum cashback of 250 will get credited.)
@Question @abhishek012 @Simbha3 @asen @atx88 @baaz4u2007
any other cards gives points/cashback … ?

BOI one of the PSU bank gives 1 rp for every 100 spent. If u spend more than 10000 in a month, you will get 2 rp per 100. It applies to all the cred payments and even to investing in mutual funds. I think it’s in line with some of the private banks’ debit cards.

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MSDfan wrote:

BOI one of the PSU bank gives 1 rp for every 100 spent. If u spend more than 10000 in a month, you will get 2 rp per 100. It applies to all the cred payments and even to investing in mutual funds. I think it’s in line with some of the private banks’ debit cards.

whats the value of each RP?

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MSDfan wrote:

4 points= 1 rupee

thanks. so, on spending 200 Rs we get 1 Re.

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vickyVicky wrote:

why did u delete…. i read that that time. now cracked my head for searching it…. to comment on that… :/ Never delete posts on desidime
Matter :
Digibucks Program is expired on 31st december.
https://www.dbs.com/digibank/in/digibucks-terms...
so now we wont get any bucks for doing any transaction on cred too….

For december month i got bucks and got cb of 250 rs in jan month.
( i maintained minimum account balance till end of month : 10k
Made minimum 500 digi Bucks to be collected in that month, only then minimum cashback of 250 will get credited.)
@Question @abhishek012 @Simbha3 @asen @atx88 @baaz4u2007
any other cards gives points/cashback … ?

Sbi debit card too gives reward points which you can redeem with amazon vouchers, etc though the reward earn rate is very low.

BTW yes there is no point in using dbs debit card since it won’t earn any RPs but most of other banks will atleast give some RPs

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gotrajk wrote:

thanks. so, on spending 200 Rs we get 1 Re.

You get 1 Rs for 400 up to spends of 10000. After 10000, 1 Rs per 200 spent.

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which sbi dc give rp and 1 rp= ? paisa for sbi .

i too got 250 for dbs in jan ,dec . so they stopped now.

currently i am using yes world debit card all cred transactions,

200 spent = 1 rp

1rp= 0.25 paisa

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Puchka wrote:

which sbi dc give rp and 1 rp= ? paisa for sbi .

i too got 250 for dbs in jan ,dec . so they stopped now.

currently i am using yes world debit card all cred transactions,

200 spent = 1 rp

1rp= 0.25 paisa

For classic dc, you’ll get 1 rp per 200 and 1 rp=25 paisa

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dev007 wrote:

For classic dc, you’ll get 1 rp per 200 and 1 rp=25 paisa

So BOI platinum debit card is best then. 1 rp per 100. 2 rp per 100 if the spends are more than 10k

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Indusind debit cards

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