Best Sbi debit card

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tushmacd31

Hi 

just realised that I hold SBI account for 10+ years now and debit card was lost last year and didn’t renewed for last 1 year .

Can someone let know which variant to get now .

There are 4 different cards showing from NetBanking

IOCL Rupay

IOCL visa

Visa paywave

Global Ncmc Rupay

Which is the best card to apply for and considering fees of 150+ gst ( so I can recover it in best way )



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tushmacd31 wrote:

@abhishek012

Online net banking apply cards are Classic Global cards.

Wait till 1st April, if Amazon add money offer will extend then apply for RuPay Platinum debit card but you need to visit any SBI branch and apply.

Yearly you will save Rs1200 using Amazon add money offer.

3 types of SBI RuPay Platinum debit card available -

SBI : Bank visit mandatory RuPay-JCB Platinum card code “RPJ”, except salary account holder get online option

SBI full details visit here – https://www.desidime.com/discussions/received-s...

Another SBI RuPay Domestic Platinum card apply process - Bank visit mandatory RuPay-Domestic Platinum card code “REP”.

SBI RuPay-Domestic Platinum full details visit here – https://www.desidime.com/discussions/how-to-app...

One more SBI (Indian Oil) RuPay-DFS Platinum INTL debit card - Bank visit mandatory SBI (Indian Oil) RuPay-DFS Platinum card code “IRP”.

SBI IOCL (Indian Oil) RuPay-DFS Platinum full details visit here – https://www.desidime.com/discussions/how-to-app...

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abhishek012 wrote:

Online net banking apply cards are Classic Global cards.

Wait till 1st April, if Amazon add money offer will extend then apply for RuPay Platinum debit card but you need to visit any SBI branch and apply.

Yearly you will save Rs1200 using Amazon add money offer.

3 types of SBI RuPay Platinum debit card available -

SBI : Bank visit mandatory RuPay-JCB Platinum card code “RPJ”, except salary account holder get online option

SBI full details visit here – https://www.desidime.com/discussions/received-s...

Another SBI RuPay Domestic Platinum card apply process - Bank visit mandatory RuPay-Domestic Platinum card code “REP”.

SBI RuPay-Domestic Platinum full details visit here – https://www.desidime.com/discussions/how-to-app...

One more SBI (Indian Oil) RuPay-DFS Platinum INTL debit card - Bank visit mandatory SBI (Indian Oil) RuPay-DFS Platinum card code “IRP”.

SBI IOCL (Indian Oil) RuPay-DFS Platinum full details visit here – https://www.desidime.com/discussions/how-to-app...

https://cdn0.desidime.com/attachments/photos/751576/original/IMG_20220315_002338.jpg?1647284029

I surely would have loved to visit the bank if not SBI.

But SBI is SBI ( lunch ke bad ana ) type Branch here .

So will prefer online option if possible .

Can u suggest from these options which I have .

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tushmacd31 wrote:

https://cdn0.desidime.com/attachments/photos/751576/original/IMG_20220315_002338.jpg?1647284029

I surely would have loved to visit the bank if not SBI.

But SBI is SBI ( lunch ke bad ana ) type Branch here .

So will prefer online option if possible .

Can u suggest from these options which I have .

Ok then apply “SBI IOCL RuPay Global Contactless card”.

IOCL & non-IOCL both card charges are approx same Rs150.

If you apply for RuPay debit cards then also work on billdesk credit card billpay option in selected banks + lots of other offers like Mobikwik cc billpay-RuPay DC offer etc.

RuPay card offer list - https://www.rupay.co.in/rupay-...rs

and most important, RuPay card is Indian + SBI bank offers will also eligible, so no need to worry. 😀

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abhishek012 wrote:

Ok then apply “SBI IOCL RuPay Global Contactless card”.

IOCL & non-IOCL both card charges are approx same Rs150.

If you apply for RuPay debit cards then also work on billdesk credit card billpay option in selected banks + lots of other offers like Mobikwik cc billpay-RuPay DC offer etc.

RuPay card offer list - https://www.rupay.co.in/rupay-...rs

and most important, RuPay card is Indian + SBI bank offers will also eligible, so no need to worry. 😀

thanks brother 

ordered the rupay variant as you guided.

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tushmacd31 wrote:

thanks brother 

ordered the rupay variant as you guided.

bro did you get your card , planning to apply for new debit card through yono. how many days it took for you to get the card?

@abhishek012 bro the option for me is RUPAY Global card is this is classic card or a platinum card?

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IamRage wrote:

bro did you get your card , planning to apply for new debit card through yono. how many days it took for you to get the card?

@abhishek012 bro the option for me is RUPAY Global card is this is classic card or a platinum card?

Online option is Classic Global card.

RuPay Platinum Global card only apply through SBI Branch.

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abhishek012 wrote:

Online option is Classic Global card.

RuPay Platinum Global card only apply through SBI Branch.

Thanks bro, I doubt if my branch people are even aware of these cards  (tier-3 city)  😜

will visit branch and mention the code you had provided - RPJ 

what is the annual charge for this card?

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IamRage wrote:

bro did you get your card , planning to apply for new debit card through yono. how many days it took for you to get the card?

@abhishek012 bro the option for me is RUPAY Global card is this is classic card or a platinum card?

yes ,i applied for the card ,but through net banking

and it arrived in like 5 working days.

I got Global rupay IOCL card.

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IamRage wrote:

Thanks bro, I doubt if my branch people are even aware of these cards  (tier-3 city)  😜

will visit branch and mention the code you had provided - RPJ 

what is the annual charge for this card?

INR 250/- + GST

Some SBI Branches issue RuPay debit cards free of cost but annual charges apply.

You can apply through any SBI branch.

They just need to search the card with code - RPJ

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Since my SBI JCB RuPay Platinum card works only on Amazon and not on Paytm or PhonePe, I am thinking of requesting 1 more DC from one of these with the lowest charges, and I don’t need to use it internationally, just for things like Paytm wallet load, paying cc bills with supported apps, PhonePe etc. So which of these is best for that? Also YONO app shows only 3 but are the cards shown in YONO same as NetBanking or different? 😄🤦🏻‍♂️

https://cdn0.desidime.com/attachments/photos/768444/original/SBI_debit-atm_cards.jpg?1652889398

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some1anywhere964 wrote:

Since my SBI JCB RuPay Platinum card works only on Amazon and not on Paytm or PhonePe, I am thinking of requesting 1 more DC from one of these with the lowest charges, and I don’t need to use it internationally, just for things like Paytm wallet load, paying cc bills with supported apps, PhonePe etc. So which of these is best for that? Also YONO app shows only 3 but are the cards shown in YONO same as NetBanking or different? 😄🤦🏻‍♂️

https://cdn0.desidime.com/attachments/photos/768444/original/SBI_debit-atm_cards.jpg?1652889398

Wait for few months, JCB will also start accepting on paytm and phonepe.

I think after 30th June, when tokenization will implement, JCB card will also start supporting.

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