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Buying My First Car Need Suggestions

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Nikhil9821

Hello Everyone I wanted to buy a car. 

My budget is around 10 lac and I am confused between Maruti Suzuki and Tata. 

Which is Good Altroz or Swift ? Or should I go for any other SUV ?

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Deal Cadet Deal Cadet
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As a Car enthusiast, having tested owned and driven 100s of cars including sports cars and on track, I will tell u the following

1. Please do urself a favor and as a 1st car go for a used car which is minimum 4/5 star rated. 

Why used ? : u get a highly depreciated car, at half price, and a car is not a mobile phone to have new tech each year, same engines are being used from last 15 years, whatever feature is missing can be added. Also how much running is expected?

Which brands to go for in used? 
Maruti (only brezza, coz 4 star), Honda, Toyota. U can get Volkswagen and skodas on the cheap as well but beware of the parts and maintenance costs. Japanese cars are very reliable and last literally lacs and lacs of kms, so a car that has run say 50k kms, has HUGE life still left in it. One more advantage of getting a used car is u can get one with a sequential CNG fitted as well. 

Cars u shud aim for

a. Honda city ivtec - ultimate in driving. comfort, status, reliability and tech, one of the rare cars that does 0-100 under 10 secs without any mods, an engine that revs till 7-8k rpm, drives soundlessly when u want and roars like a tiger when u want, comes in auto and paddleshifters as well , feels like Heaven, closest thing to a sports car, as u can get. U can find many with cng fitted. The diesel idtec is not the same, go for it only for mileage

Honda is the biggest mfg of engines in the world, it makes engines as small as lawn mowers to as big as aircraft and they are even f1 champs
not just quantity, they make the MOST reliable engines, and powerful as well, the 1.5 litre ivtec is one of the best engines ever, and it is said that not a single vtec has failed yet

b. Honda Civic - The ulimate dream car of many, but considering honda city satisfies all needs and has better resale value, not much advantages here

c.  Toyota Corolla Altis : U get a D segment car in the budget of A segment, need  I say more? More Comfort than sporty

d. Amaze/ Jazz/ WRV - Good reliable cars, but come with only 1 .2 litre engine

e. Etios Cross- A 5 star toyota that looks good, might not have good resale value, same with brv/ mobilio

f. Brezza- Good car but might be costly

g. Polo/ tsi/ tdi/ vento/ rapid : go for these if u r prepared to pay maybe a higher maintenance, if u are an enthu go for tsi/ tdi

h. Ciaz- another rare 4 star rated car by maruti


2. As its ur first car, go for a manual, learn it and enjoy it

Which shape to go for? Sedan is the best shape for a car in all aspects, followed by hatchbacks, I know nowadays SUVs are in fashion, but hey guess what, non of those are actually suvs, they are raised hatchbacks

3. SInce I expect u might say hey, i wanna go for a new one, i will answer that as well
Again here, min req is 4-5 star safety, and reliability, which brands to go for? Honda, Toyota, Tata, Maruti ( only 5 star models) 

Also in this budget u can try for TIAGO EV

Considering budget, only 4-5 star tatas are in this range, the new baleno and citroen c3 has not been tested yet

There are 3 options to choose from , the Nexon, Altroz and Punch, all 3 are good, the Nexon being most powerful with the Turbo engine

The altroz is a gem of a car , but u get a non turbo 3 cyl engine, same with punch, the punch base or mid variant with rythm pack is very pocket friendly as well , around 7.5 lacs on road

I suggest u go to a good tata showroom and test drive all 4, and if u do end up buying , go for their extended warranty package 

In fact go out and test as many cars as possible, both used new even lesser and over budget, call em for td, and ask em to drive if u not comfy, do check spinny as well

pls note,even though the magnite, kiger are in ur budget i have avoided them due to unreliable dealerships, and less powerful engines

Pro Tech Guru Pro Tech Guru
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Swift is not a good option if you consider safety ratings. Of late, people fancy travelling on highways quite a lot for road trips and vacations and safety ratings matter a lot! The new age Marutis are different though - Baleno 2022 has a very good safety rating. So consider a Baleno instead.

Having owned Hyundai cars over 15 years and now moved to Tata, I can personally say fit, refinement, finish is pathetic in Tata vehicles compared to Hyundai. Also, after sales is pathetic.

If automatica, Tata Altroz has an upper edge over both Swift and Baleno which sport an AMT engine that’s way more inferior as compared to DCT on Altroz.

Though AMTs have come a long way, the new age AMT engines are only good in lower gears and in traffic. Once you rev up, you see the lag, stutter and offer a bit jerky gear shifts as compared to DCT or CVT.

Overall my suggestions would be Baleno for manual and Altroz for automatic.

Generous Generous
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Get Altroz DCA. 

Suggestion based on below assumptions 

1. You will keep car longer let say 5+ years 

2. Safety is important 

3. Comfort is important

4. MIlage is secondary as compared to Comfort and Safety.

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Deal Cadet Deal Cadet
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😳 10L me SUV , mujhe bhi apna budget 30L se 10L karna padega.

Btw, if i were you, i would have chosen TATA (though never held one)

Deal Cadet Deal Cadet
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Tata after service didn’t hear a good feedback.

Between swift and Altroz overall winner is Swift, considering after service and resale value and other factors.

Have swift 2009 model even if I sell today or after 2 years it’s easily going to fetch 1.50 to 1.75 lacs. But all the peer cars won’t even fetch 1 lacs with similar condition

Altroz has more features and value for money though

Deal Cadet Deal Cadet
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Owning a car is real pain until you make full use of it.

Ownership cost alone per month for cars below 10 lacs is minimum 7K

Deal Newbie Deal Newbie
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I would suggest going for Punch. These pseudo SUVs are good fit for Indian conditions (atleast ground clearance wise). Maruti may give you good service, cheap maintenance, good resale, but it skips on most important part: Safety. Better be safe in a car with resale of 3 lacs vs getting injured in car with resale of 3.5 lacs.
Benevolent Benevolent
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Don't buy tin ka dibba just for lower price tag
Deal Cadet Deal Cadet
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Having swift dezire from 8 years. Overall good performance . No idea about new model . Bt swift will b a better choice
Deal Subedar Deal Subedar
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if choose maruti then baleno,brezza,swift are options

ford ecosport also good

Deal Cadet Deal Cadet
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What will be your usage pattern of it?
Generous Generous
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Get Altroz DCA. 

Suggestion based on below assumptions 

1. You will keep car longer let say 5+ years 

2. Safety is important 

3. Comfort is important

4. MIlage is secondary as compared to Comfort and Safety.

Deal Subedar Deal Subedar
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Buy automatic, rest is secondary.

Deal Hunter Deal Hunter
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spids wrote:

Owning a car is real pain until you make full use of it.

Ownership cost alone per month for cars below 10 lacs is minimum 7K

That is not true at all. I don't know what you do with your car to spend 7k per month on it. My 2.6 year old car has not even run 3000 kms and i do not spend even a rupee on it per month apart from refueling it as and when needed. Even the yearly service doesn't cost this much. 
Deal Subedar Deal Subedar
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Bhai first you decide ki tumhe konai segment ki gaadi leni hai SUV ya phir hatchback ya sedan Phir hum suggest karenge
Pro Tech Guru Pro Tech Guru
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Swift is not a good option if you consider safety ratings. Of late, people fancy travelling on highways quite a lot for road trips and vacations and safety ratings matter a lot! The new age Marutis are different though - Baleno 2022 has a very good safety rating. So consider a Baleno instead.

Having owned Hyundai cars over 15 years and now moved to Tata, I can personally say fit, refinement, finish is pathetic in Tata vehicles compared to Hyundai. Also, after sales is pathetic.

If automatica, Tata Altroz has an upper edge over both Swift and Baleno which sport an AMT engine that’s way more inferior as compared to DCT on Altroz.

Though AMTs have come a long way, the new age AMT engines are only good in lower gears and in traffic. Once you rev up, you see the lag, stutter and offer a bit jerky gear shifts as compared to DCT or CVT.

Overall my suggestions would be Baleno for manual and Altroz for automatic.

Pro Tech Guru Pro Tech Guru
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DEALSTER wrote:
That is not true at all. I don't know what you do with your car to spend 7k per month on it. My 2.6 year old car has not even run 3000 kms and i do not spend even a rupee on it per month apart from refueling it as and when needed. Even the yearly service doesn't cost this much. 

Your usage is way too low to talk about normalised cost of ownership. But then again, 7k per month is a bit botched up too.


I am assuming 4k to 5k per month on an average is what one should be ready for in initial years and goes higher over time. 
  
you have to factor in insurance cost every year, service cost every year, wear and tear component cost etc. Over time, wear and tear components cost keep increasing as you drive the vehicle more. 

Deal Hunter Deal Hunter
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raghupro wrote:

Your usage is way too low to talk about normalised cost of ownership. But then again, 7k per month is a bit botched up too.


I am assuming 4k to 5k per month on an average is what one should be ready for in initial years and goes higher over time. 
  
you have to factor in insurance cost every year, service cost every year, wear and tear component cost etc. Over time, wear and tear components cost keep increasing as you drive the vehicle more. 

so basically one must spend 60k every year apart from fuel every year on a  car? I believe a cab driver might do it.
Generous Generous
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DEALSTER wrote:
That is not true at all. I don't know what you do with your car to spend 7k per month on it. My 2.6 year old car has not even run 3000 kms and i do not spend even a rupee on it per month apart from refueling it as and when needed. Even the yearly service doesn't cost this much. 
Assume car is of around 10L. 

Yearly Insurance approx 30K 
Service cost approx 5K yearly 
plus interest on 10L ...

Easy 7K per month .. as per Spids calculations 😉
Deal Cadet Deal Cadet
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Sudarshan61 wrote:
Assume car is of around 10L. 

Yearly Insurance approx 30K 
Service cost approx 5K yearly 
plus interest on 10L ...

Easy 7K per month .. as per Spids calculations 😉
Insurance comes at about 15k.
Deal Hunter Deal Hunter
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Sudarshan61 wrote:
Assume car is of around 10L. 

Yearly Insurance approx 30K 
Service cost approx 5K yearly 
plus interest on 10L ...

Easy 7K per month .. as per Spids calculations 😉
Interest should not be generalized as not everybody takes loan and it never is for 100% of the sale value. Moreover, it wont be there for lifetime and keeps on decreasing as you pay your loan. 

By this logic include an accident every month and the related expenses not covered by insurance. 

30K for insurance again is too high for non commercial vehicles. 
Deal Subedar Deal Subedar
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For flooded city roads, Punch will be a better option if Manual transmission is required over Altroz and Swift/Baleno

Benevolent Benevolent
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Cool07 wrote:

Buy automatic, rest is secondary.

drive an automatic dsg once, heaven
then shift to a good ev afterwards, ultra heaven
Hunk Hunk
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raghupro wrote:

Swift is not a good option if you consider safety ratings. Of late, people fancy travelling on highways quite a lot for road trips and vacations and safety ratings matter a lot! The new age Marutis are different though - Baleno 2022 has a very good safety rating. So consider a Baleno instead.

Having owned Hyundai cars over 15 years and now moved to Tata, I can personally say fit, refinement, finish is pathetic in Tata vehicles compared to Hyundai. Also, after sales is pathetic.

If automatica, Tata Altroz has an upper edge over both Swift and Baleno which sport an AMT engine that’s way more inferior as compared to DCT on Altroz.

Though AMTs have come a long way, the new age AMT engines are only good in lower gears and in traffic. Once you rev up, you see the lag, stutter and offer a bit jerky gear shifts as compared to DCT or CVT.

Overall my suggestions would be Baleno for manual and Altroz for automatic.

DCT is nice but expensive, CVT is buttery smooth but it comes at the cost of performance. CVT is virtually maintenance free.
Deal Subedar Deal Subedar
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kukdookoo wrote:
drive an automatic dsg once, heaven
then shift to a good ev afterwards, ultra heaven
this is same as watching stuff in HD on a 15inch display vs watching on 55 inch 4k
Pro Tech Guru Pro Tech Guru
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bikidas2060 wrote:
DCT is nice but expensive, CVT is buttery smooth but it comes at the cost of performance. CVT is virtually maintenance free.

CVT is ideal for more laid back style of drive and can’t provide punchy accelerations, especially the moments when you have to overtake another vehicle - be it on city roads or highways. DCT excels in performance over CVT in this factor.

Pro Tech Guru Pro Tech Guru
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kukdookoo wrote:
drive an automatic dsg once, heaven
then shift to a good ev afterwards, ultra heaven

Having been driving Nexon EV for 5.5 months and 7.5k kms, I couldn’t agree more. 

Generous Generous
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Cool07 wrote:

For flooded city roads, Punch will be a better option if Manual transmission is required over Altroz and Swift/Baleno

I hope you dont suggest to buy a boat in that case. 
Deal Subedar Deal Subedar
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Sudarshan61 wrote:
I hope you dont suggest to buy a boat in that case. 
I have travelled to many cities and the situation is same in Monsoon. Be it Banglore, Delhi NCR, Mumbai, Chennai, Jaipur. My suggestion was for first time buyer who might not have experience in tackling water logged roads. You could have ignored that advice of mine. But anyway to each of his own. I will buy a boat when need arises.
Deal Newbie Deal Newbie
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DEALSTER wrote:
That is not true at all. I don't know what you do with your car to spend 7k per month on it. My 2.6 year old car has not even run 3000 kms and i do not spend even a rupee on it per month apart from refueling it as and when needed. Even the yearly service doesn't cost this much. 

Then you don't even need a car. If in 2.6 years you've only clocked 3000 kms

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