Credit cards cashback query

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Last Comment 2022-01-21

uuv

2022-01-19

For Amazon pay icici card,

does the reward points is rounded off to give maximum cashback ?

For example,

recently noticed that for rs 355 transaction at Amazon, the 5% cashback is 18 and not 15.

Please confirm.

Also which other top rewarding credit cards give proportional/ exact cashback for the transacted account,

like IDFC card which gives 1.5% for online spends.

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https://www.desidime.com/discussions/ccc?page=1#post_8216546

Knight11

2022-01-19

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Yeah, amazon pay normally does rounding. It is quite good in terms of that. I think it gives reward points even for transactions less than 100 (probably takes sum of all transactions and then adds final cashback).

Paytm Citi also does rounding off. I did a 50 rupee transaction once and got 1 rs cashback (for 1% category).

Axis Flipkart does truncation.

https://www.desidime.com/discussions/ccc?page=1#post_8216594

uuv

2022-01-19

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Yes, as you mentioned for amazon card

(probably takes sum of all transactions and then adds final cashback)

bcoz, my total cb earned for last statement was simply 5% of total amount due.

any idea on IDFC card , HDFC regalia, HSBC ?

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https://www.desidime.com/discussions/ccc?page=1#post_8217481

jain01010199

2022-01-20

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Regalia is becoming really shit since last few months. There is nothing so called premium about the card any more especially after new millenia has been announced. Those benefits are 10x better than what a premium card like regalia offers

Only utility left is to buy Apay vouchers from Smartbuy at 5% cashback and pay bills using Apay.

I have both Flipkart axis and Amazon ICICI and started using them for other day to day txn

https://www.desidime.com/discussions/ccc?page=1#post_8217777

uuv

2022-01-20

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@jain01010199 @Fanil

using LTF regalia card

so, either we have to wait for free upgrade to infinia or millennia for better rewards/ cashback ?

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https://www.desidime.com/discussions/ccc?page=1#post_8218527

savl

2022-01-20

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I also have millennia upgrade available but it’s not ltf like regalia….only first year free…should I take it or wait for ltf millennia offer???There is no chance of getting infinia for me….