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Cheq app has started charging processing fee for credit card bill payment

3409°
Deal Lieutenant
Manitian
Cheq has started asking for fees for credit card payments for all methods.

They have implemented 0.2% charge upto 99.

But on a hindsight, smaller GV swiggy are available now.



IMG20230525012559139Screenshot2023-05-25-01-22-27-339com.cheq.retail



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Deal Newbie Deal Newbie
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I can see that max charges are 99rs above 1 lakh payment in cheq app

Blaze Blaze
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Amazon prime 1 year was available last night
Generous Generous
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1 year prime no more, 3 month still available. 
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Helpful Helpful
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Post Mogul Post Mogul
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Not showing for me too

Pro DealBaba Pro DealBaba
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after seeing this post- cred,hdfc,paytm and other cc payment players be like:

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Deal Cadet Deal Cadet
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Lets start giving -ve reviews in app store / play store .. this is too much now ...they deserved to die .. 

Finance Mentor Finance Mentor
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Still not able to understand business model of cheq. How they are going to make money? On cc bill payments they are not getting any commission where  as they still spending money on cc bill payments. They need to start other earning option like mobile recharges and bill payments. 

Critic Critic
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They won't be making money for years, it is a matter of when their VC funders patience run out & they pull the plug. Cred launched in 2018 & still making loss of 1000 Crore+.
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Deal Cadet Deal Cadet
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how to buy multiple gv from cheq of same type ? Its is allowing me only 1 gv

Benevolent Benevolent
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  1. Can Cheq coins be converted to cash without any limit ?
  2. Can we pay CC bill with debit card in Cheq ?
Pro DealBaba Pro DealBaba
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I think this charge is introduced due to missusers who are paying advance bills via cheq and getting refund from cc into their bank.

This way they are earning cheq coins for free.

Deal Lieutenant Deal Lieutenant
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The way to deal with that was to not allow payment once the billed amount is paid. They did in the beginning and it wprked. Now they are only hurting normal customers who pay regular bills, because it is upto 99rs so above 50k, the rate reduces and misusers can still do bulk payments and earn coins.

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Cool Cool
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Any trick available on cheq?

Super Stud Super Stud
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Deal Cadet Deal Cadet
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Screenshot20230525-171419
Swiggy voucher 1 per month?
The PostMighty The PostMighty
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Sad to hear this.. sweat

Deal Cadet Deal Cadet
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redeemed & uninstalled

Deal Newbie Deal Newbie
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All points redeemed

Deal Cadet Deal Cadet
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how ? which voucher you brought ?
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Deal Cadet Deal Cadet
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Off topic question : in mobikwik wallet I think we can load upto 2000 or 2500 via cc every month without any charges. .. is there any way to pay this to cc without any charges ? can use it for 1x 1500 amex .. 2x 1500 pay tm is helping and for last 1x1500 can buy amazon gv.. that I can consume. ..

Cool Cool
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1) Paytm you can use for cc bill payment
2)mk there are some charges for the same
3) no you can't use for cc bill
You can use for remaining things
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Deal Newbie Deal Newbie
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Thanks for the update!
I had INR 160 (converted from cheq coins) and transferred the full amount to my account/Upi.

AND

Gave Request to DELETE the Account.  smile

Straight and Simple! We are NOT bound to give processing fee in this "digital era".


Deal Cadet Deal Cadet
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On 24th paid 120000 credit card payment. No extra charge

Benevolent Benevolent
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Processing Fees Started On 25th rolleyes U Lucky smile
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The PostMighty The PostMighty
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Give 1 rating on Playstore that they might know.

Helpful Helpful
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As of now MOBIKWIK is king😄..

photo2023-05-2612-23-28

Deal Cadet Deal Cadet
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this is only 1st time offer that too gor kyc customer
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Deal Cadet Deal Cadet
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They are blocking accounts and otp is not coming and when reported they are not replying now charging processing fees.

Seedhe band kar do na startup

Deal's Advocate Deal's Advocate
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They should shutdown..

Edit: they are getting lots of 1 star reviews now on Google play store.

Deal Cadet Deal Cadet
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I too just rated 1 star..

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Deal Cadet Deal Cadet
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Eventually, we should go with benefit.

if they charging for 99 for 1 lakh, so reality here is we are buying a voucher worth 500 or 1000 by paying 99.

this works for huge amounts of 50,000 or above

Deal Cadet Deal Cadet
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Still cheq is better for large transactions.

Deal Cadet Deal Cadet
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Yes but still risk if you pay with extra charges on cheq and suppose when you are going to redeem voucher that been removed by cheq. As vouchers are not fixed and they can replace with useless vouchers  anytime
Deal Cadet Deal Cadet
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Got amazon prime coupon pray right time to say bye bye.

Although not sure, how will I utilize remaining 3 coins sob joy

Deal Cadet Deal Cadet
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One month?

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Like Magnet Like Magnet
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Cheq overall ratings in play store going down!!!

Like Magnet Like Magnet
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It was 4.3 rating yesterday. Now it is 4.

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Deal Cadet Deal Cadet
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lets make rating as 1 .. keep giving negative 

Deal Newbie Deal Newbie
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We can only redeem 50₹ swiggy voucher once in a month.

Deal Cadet Deal Cadet
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It's time to bounce cheq now

replyuser
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