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Cheq app has started charging processing fee for credit card bill payment

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Cheq has started asking for fees for credit card payments for all methods.

They have implemented 0.2% charge upto 99.

But on a hindsight, smaller GV swiggy are available now.



IMG20230525012559139Screenshot2023-05-25-01-22-27-339com.cheq.retail



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Deal Newbie Deal Newbie
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either it will be removed within a week or the business will be closed for them😂

Pro Blogger Pro Blogger
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Alternative apps for Credit Card bill repayment -

1) CRED - Pay Rs50,001+ and get debit card payment option,

2) Mobikwik

3) Bajaj Finserv

4) Paytm - Visa/RuPay debit card accepted or alternative way is first load money to paytm wallet and now pay cc bill using your Paytm wallet balance/Paytm gift voucher balance

5) HDFC bill pay for HDFC users.

6) Axis cc bill pay via net banking/app - You will get debit card option via Freecharge gateway.

Deal Cadet Deal Cadet
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there audacity to charge processing fees in cash and later compare it with cheq coins and telling that you are getting 300 profit.

400 cheq coin - 100 rs processing fees = 300 profit? They should compare both in cash 400 cheq coin = 100 rs - 100 rs processing fees = 0 profit

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Deal Cadet Deal Cadet
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Bk100 wrote:

Cred trying different revenue streams but cheq has nothing so far. It has just plain cc payment option. Nothing else. They need to add atleast some bill payment - rent payment by cc - recharge option to start earning little bit money. 

First they have to fix the existing bugs in app😬

As soon as I open the app Something pops up
Deal Cadet Deal Cadet
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As of now MOBIKWIK is king😄..

photo2023-05-2612-23-28

Deal Cadet Deal Cadet
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Mr.Blackhearted wrote:

As of now MOBIKWIK is king😄..

photo2023-05-2612-23-28

this is only 1st time offer that too gor kyc customer
Deal Cadet Deal Cadet
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mojo_jojo123 wrote:

Off topic question : in mobikwik wallet I think we can load upto 2000 or 2500 via cc every month without any charges. .. is there any way to pay this to cc without any charges ? can use it for 1x 1500 amex .. 2x 1500 pay tm is helping and for last 1x1500 can buy amazon gv.. that I can consume. ..

can someone please guide .. what is exact charges of mobikwik .. and also if there is any better offer /process to achieve 1500x2 remaining amex  ?
Deal Cadet Deal Cadet
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They are blocking accounts and otp is not coming and when reported they are not replying now charging processing fees.

Seedhe band kar do na startup

Deal Cadet Deal Cadet
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mojo_jojo123 wrote:
this is only 1st time offer that too gor kyc customer
what if you have unlimited accounts😝
Post Mogul Post Mogul
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They should shutdown..

Edit: they are getting lots of 1 star reviews now on Google play store.

Deal Cadet Deal Cadet
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krunal7 wrote:

They should shutdown..

Edit: they are getting lots of 1 star reviews now on Google play store.

I too just rated 1 star..

Deal Cadet Deal Cadet
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Eventually, we should go with benefit.

if they charging for 99 for 1 lakh, so reality here is we are buying a voucher worth 500 or 1000 by paying 99.

this works for huge amounts of 50,000 or above

Deal Cadet Deal Cadet
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Still cheq is better for large transactions.

Commentator Commentator
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sudhakarhd wrote:

Still cheq is better for large transactions.

Yes but still risk if you pay with extra charges on cheq and suppose when you are going to redeem voucher that been removed by cheq. As vouchers are not fixed and they can replace with useless vouchers  anytime
Deal Cadet Deal Cadet
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krunal7 wrote:

They should shutdown..

Edit: they are getting lots of 1 star reviews now on Google play store.

I too rated 1 start .. they deserve it ..
Deal Newbie Deal Newbie
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Got amazon prime coupon pray right time to say bye bye.

Although not sure, how will I utilize remaining 3 coins sob joy

Like Magnet Like Magnet
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Cheq overall ratings in play store going down!!!

Like Magnet Like Magnet
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sb007 wrote:

Cheq overall ratings in play store going down!!!

It was 4.3 rating yesterday. Now it is 4.

Deal Cadet Deal Cadet
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lets make rating as 1 .. keep giving negative 

Deal Newbie Deal Newbie
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bankipad wrote:
Yes, it would fetch

HDFC CC pay on Payzapp via Platinum DC will be eligible for 1%?

Deal Newbie Deal Newbie
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We can only redeem 50₹ swiggy voucher once in a month.

Deal Cadet Deal Cadet
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bankipad wrote:
Yes, it would fetch

Are you saying that Paying Cc Bill on Payzapp with Hdfc Debit card will give CB ?

Deal Cadet Deal Cadet
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Bk100 wrote:

Still not able to understand business model of cheq. How they are going to make money? On cc bill payments they are not getting any commission where  as they still spending money on cc bill payments. They need to start other earning option like mobile recharges and bill payments. 

Bhai Brand/ Goodwill/ Market value bhi koi cheez hoti hai..

Poore India mein sbke muh se Cheq cheq cheq nikal raha hai.

Aap koi bhi Naya product bana lo as a start up , You cannot convince /force anyone to repeatedly use your product/ Company name. Unhone kar dikhaaya hai. Chaahe funds chip in Kiya, chaaye cash burn Kiya. Ab brand value ban gayee hai worth many bucks. Now they can sell it too or they might plan to add something or shift to another product

Deal Cadet Deal Cadet
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manish2410773 wrote:

Got amazon prime coupon pray right time to say bye bye.

Although not sure, how will I utilize remaining 3 coins sob joy

One month?

Deal Cadet Deal Cadet
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mojo_jojo123 wrote:

Off topic question : in mobikwik wallet I think we can load upto 2000 or 2500 via cc every month without any charges. .. is there any way to pay this to cc without any charges ? can use it for 1x 1500 amex .. 2x 1500 pay tm is helping and for last 1x1500 can buy amazon gv.. that I can consume. ..

How do you load in Paytm without charges?

Deal Cadet Deal Cadet
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It's time to bounce cheq now

Deal Newbie Deal Newbie
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akone wrote:

One month?

One year. Saw this prime reward available again. I had some 1000 coins already. So I paid bills of my 4 credit cards in advance to reach the 1499 limit
Got the voucher and added it to my existing Amazon prime account. My membership got extended for 1 year.

However terms in cheq say u can only apply for non prime accounts. 
Like Magnet Like Magnet
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sb007 wrote:

It was 4.3 rating yesterday. Now it is 4.

Rating has dropped to 3.8 now...

Deal Cadet Deal Cadet
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sb007 wrote:

Rating has dropped to 3.8 now...

Make it 1 .. we need to keep giving negative 

Deal Cadet Deal Cadet
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They went down so fast joy faster than Cred and Postpe.

Let me stick to 0.25% of postpe. Redeeming vouchers is a pain in cheq now. The one you need is not available in small denomination. It's stupid to accumulate coins when they are changing T&C so fast.

By the time we accumulate coins for amazon they would have removed it and ask me to shop from The Man Company joy pray🤦

Deal Newbie Deal Newbie
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They're charging 0.2% and giving 1% back. So, they decreased the amount of cheq chips from 1% to 0.8%.. isn't it better than cred??

Deal Cadet Deal Cadet
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YPR wrote:

They're charging 0.2% and giving 1% back. So, they decreased the amount of cheq chips from 1% to 0.8%.. isn't it better than cred??

lol,, thet are charging 0.2% hard cash ... and their 1 cheq is equal to 0.25% hard cash .. so effectivetly 0.05% only they are giving if you think cash to cash transaction. GV they have lot of resitriction now .. 
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