Cheq app has started charging processing fee for credit card bill payment

abhishek012 wrote:

Alternative apps for Credit Card bill repayment -

1) CRED - Pay Rs50,001+ and get debit card payment option,

2) Mobikwik

3) Bajaj Finserv

4) Paytm - Visa/RuPay debit card accepted or alternative way is first load money to paytm wallet and now pay cc bill using your Paytm wallet balance/Paytm gift voucher balance

5) HDFC bill pay for HDFC users.

6) Axis cc bill pay via net banking/app - You will get debit card option via Freecharge gateway.

But will it give 1% upto 750 points on hdfc platinum debit? If not paying with debit is no use 

syeraa wrote:
Maximum 1 voucher per month

how to buy multiple gv from cheq of same type ? Its is allowing me only 1 gv

1. Can Cheq coins be converted to cash without any limit ?
2. Can we pay CC bill with debit card in Cheq ?
   

I think this charge is introduced due to missusers who are paying advance bills via cheq and getting refund from cc into their bank.

This way they are earning cheq coins for free.

kartikxxx wrote:

I think this charge is introduced due to missusers who are paying advance bills via cheq and getting refund from cc into their bank.

This way they are earning cheq coins for free.

The way to deal with that was to not allow payment once the billed amount is paid. They did in the beginning and it wprked. Now they are only hurting normal customers who pay regular bills, because it is upto 99rs so above 50k, the rate reduces and misusers can still do bulk payments and earn coins.

legend101 wrote:

The way to deal with that was to not allow payment once the billed amount is paid. They did in the beginning and it wprked. Now they are only hurting normal customers who pay regular bills, because it is upto 99rs so above 50k, the rate reduces and misusers can still do bulk payments and earn coins.

Manitian wrote:

Any CB, Points benefits for any of these above methods?

Apart from HDFC 1% CB.

RBL Signature+ Debit card, 1% to 2% Cashback.

@rohithkumarsp543

@princeaj

Knight11 wrote:

On a brighter side, 50rs swiggy voucher is available for redemption. No need to wait for whole year to reach that 5000 Milestone 😂.

Any trick available on cheq?

Kochiro wrote:

Paying 0.2 to get 0.5 xD 0.3 profit lol so it's 1:0.3 ratio while for hdfc it's 1:1

Can you please highlight how hdfc gives 1%?

Sad to hear this..

redeemed & uninstalled

All points redeemed

Bk100 wrote:

Still not able to understand business model of cheq. How they are going to make money? On cc bill payments they are not getting any commission where  as they still spending money on cc bill payments. They need to start other earning option like mobile recharges and bill payments. 

mahendraoka972 wrote:

All points redeemed

mojo_jojo123 wrote:
how ? which voucher you brought ?

zahid4ever wrote:
Its time to uninstall CheQ App

guest_999 wrote:
They won't be making money for years, it is a matter of when their VC funders patience run out & they pull the plug. Cred launched in 2018 & still making loss of 1000 Crore+.

Cred trying different revenue streams but cheq has nothing so far. It has just plain cc payment option. Nothing else. They need to add atleast some bill payment - rent payment by cc - recharge option to start earning little bit money. 

Bk100 wrote:

Cred trying different revenue streams but cheq has nothing so far. It has just plain cc payment option. Nothing else. They need to add atleast some bill payment - rent payment by cc - recharge option to start earning little bit money. 

Off topic question : in mobikwik wallet I think we can load upto 2000 or 2500 via cc every month without any charges. .. is there any way to pay this to cc without any charges ? can use it for 1x 1500 amex .. 2x 1500 pay tm is helping and for last 1x1500 can buy amazon gv.. that I can consume. ..

mojo_jojo123 wrote:

Off topic question : in mobikwik wallet I think we can load upto 2000 or 2500 via cc every month without any charges. .. is there any way to pay this to cc without any charges ? can use it for 1x 1500 amex .. 2x 1500 pay tm is helping and for last 1x1500 can buy amazon gv.. that I can consume. ..

jainashish85 wrote:

0.5% - 0.2% > 0.25%

So still cheq > postpe?

Infact it is 0.25% - 0.2% < 0.25%

Thanks for the update!
I had INR 160 (converted from cheq coins) and transferred the full amount to my account/Upi.

AND

Gave Request to DELETE the Account. 

Straight and Simple! We are NOT bound to give processing fee in this "digital era".

On 24th paid 120000 credit card payment. No extra charge

glnaidu4321 wrote:

On 24th paid 120000 credit card payment. No extra charge

UnderNation wrote:
Processing Fees Started On 25th U Lucky

Give 1 rating on Playstore that they might know.