CIBIL Got Upgrade: Real Time SMS of Enquiry Occurred by Bank/NFBCs - Signup Necessary on Website

138°
Helpful
Bramhchari_dRv

CIBIL got upgrade!

Now it notifies real time when an enquiry occurs via SMS instead of email.

Most users often miss e-mails, this is useful now.

Note: for this you need to register on CIBIL website first.

Screenshot2024-04-19-11-25-35-288com.microsoft.android.smsorganizer-edit

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Cadet Deal Cadet
Link Copied

I'm already registered but alerts feature is showing as paid.

1000092850

Deal Subedar Deal Subedar
Link Copied

there are 2 types of alerts 

1) normal alerts and 

2) enquiry


normal alerts feature is paid 

but enquiry is free alert (not paid) it will be sent on email/sms (after last month RBI update)



Side note: But dont trust that i had many hard enquiries only few I received SMS/Email:)


this CIBIL free SMS enquiry new feature is bugged or not working 90% of time:)

hope that clears the doubts:)

krn.punjabi

Bramhchari_dRv

22 Comments  |  
9 Dimers
  • Sort By
Deal Baba Deal Baba
Link Copied

Yes, noticed this in my email last month.

Helpful Helpful
Link Copied
Hmm. For further clarification, it doesn't require paid subscription. Just signup on CIBIL website for free.
View 9 more replies
Deal Subedar Deal Subedar
Link Copied

Its not new, its implemented last few months ago (after RBI notification on changes to CIC), but sadly that SMS is not notified always, i had hard enquiries a lot recently but only once i received this SMS notification:) so not sure we can trust this new SMS feature to be sacrosanct 

So dont trust only the SMS:) always log in to the CIBIL and REFRESH REPORT (for subscribed users) for non subscribed dont know

Helpful Helpful
Link Copied
It's implemented recently about 1 month ago.

I applied for something & got SMS today, as well as email (1 hour late).

We used to receive email earlier also, SMS is an addition.

Yes, it might be (1m) old but it's news which I found useful to share.
View 4 more replies
Deal Cadet Deal Cadet
Link Copied

I'm already registered but alerts feature is showing as paid.

1000092850

Helpful Helpful
Link Copied

I'm free user & keep receiving alerts

View 1 more reply
Deal Newbie Deal Newbie
Link Copied

The email alerts I get that there's been a change in my CIBIL Report only notifies that there's a change but doesn't mention which bank has made an enquiry.

Helpful Helpful
Link Copied
It you get sms, then it's mentioned.
replyuser
Click here to reply
Reply