CITIBANK Account conversion off salary a/c

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Last Comment 2023-02-28

2023-01-02

Changed JOB so now the salary won't get credited to my citi account.

What will happen to my citi salary account ? I read, it will get converted to other account if there's no salary credit for 90 days and the MAB will be 1 lakh.

Is there any other saving bank account type in citi with 0 MAB ?

I know citi will get converted to axis, I don't wanna close this account just yet since I have this account registered on multiple platforms like MF & all.

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https://www.desidime.com/discussions/citibank-account-conversion-off-salary-a-c?page=1#post_9003303

Gauravmittal49589

2023-01-02

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You can deposit same amount every month's first week so it can remain same salary account till merger into axis

https://www.desidime.com/discussions/citibank-account-conversion-off-salary-a-c?page=1#post_9121197

IVI

2023-02-28

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@Gauravmittal49589

Can you explain lil further please ?
My salary is very dynamic and used to keep shifting month on month by slight bit due to RSU tax calculation, shift allowance and more.

Can I share lets say 1L every last day of the month from my another account and put remarks as salary ? Will that trigger it as salary credit ?

Bank might have some way to detect salary right ?

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https://www.desidime.com/discussions/citibank-account-conversion-off-salary-a-c?page=1#post_9003322

Uhtnas4444

2023-01-02

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There is no option for Zero balance with Citi. I had to close my Citi account last year after I moved my salary account from Citi to HDFC. They had MAB with 50000 or 70000 to start with, which was too high I felt.