Clarification regarding HDFC Millennia CC Fine Print.
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How would you interpret the following point :-
“A cardholder will be eligible for 1% CashPoints as per product feature if he/she does a transaction
through SmartBuy/PayZapp which includes transaction from 10 online merchants also. All other
existing SmartBuy/PayZapp offers will be applicable as per SmartBuy/PayZapp Terms & Conditions.”
So, Amazon transaction through Smartbuy will give 1% CB but direct Amazon Transaction will give 5% CB ?
Am I correct ?
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https://www.desidime.com/discussions/clarification-regarding-hdfc-millennia-cc-fine-print?page=1#post_8143979
So no 10% CB on Amazon shopping? Only 6%? Sneaky HDFC, hiding changes in the fine print.
Makes sense. For RP they’d track txns based on merchant name. When shopping through Smartbuy, merchant name is shown as SMARTBUY on txn page. So only 1% RP + 5% Smartbuy CB 
Someone who shopped on Amazon via Smartbuy in November can confirm this.
https://www.desidime.com/discussions/clarification-regarding-hdfc-millennia-cc-fine-print?page=1#post_8144185
Yeah, need someone to confirm.
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Through Smartbuy you will get 5% sb cashback + 1% reward points.
Direct you’ll get 5% reward points