Considering to discontinue Axis ACE CC, Should I?

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Last Comment 2022-02-15

2022-02-04

Hello Dimers,

I’ve Axis Flipkart LTF card and ACE paid card and I am considering to close my ACE card as I no longer see any real benefit since I already have Axis FK LTF. My monthly electricity bill is around 5 to 6k and I spent around 1lakh until now since April 2021, it was FYF and renewal charges will be levied in April. I’ve HDFC platinum DC which I am thinking to upgrade to Millennia DC to get 10% cb through Amazon GV for bill payments. I’ve heard Axis is not issuing this card to new customer easily now so I am confused whether I should continue this card or not? I don’t do any money rotation so please gimme your suggestion guys?

TIA.

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Top Comments

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8247910

Scorpion

2022-02-04

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As per the above details, ur not much spending on the Ace Card.

If ur spending is less than 2L better switch to some other card or downgrade it to other card having less spend waiver and having good rewards for Bills and payments (for ur Electricity bills).

Axis freecharge gives 5% CB on all spends thru Freechare app and waiver on 50000 per year. By joining u will get rs.700 worth voucher against 350+gst joining fees.

34 Comments |

14 Dimers

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https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8247910

Scorpion

2022-02-04

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As per the above details, ur not much spending on the Ace Card.

If ur spending is less than 2L better switch to some other card or downgrade it to other card having less spend waiver and having good rewards for Bills and payments (for ur Electricity bills).

Axis freecharge gives 5% CB on all spends thru Freechare app and waiver on 50000 per year. By joining u will get rs.700 worth voucher against 350+gst joining fees.

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248035

nikniknik

2022-02-04

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Do let me know If you are able to upgrade platinum dc to Millennia

https://www.desidime.com/discussions/getting-er...

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248498

Surya_Baskar

2022-02-04

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Check netbanking, that is the easiest way

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https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248663

caks2006407

2022-02-04

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Don’t close ACE, its best card for as of now esp after HDFC devalued rewards

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248687

samm255

2022-02-04

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Yes I am aware but it is paid card while FK Axis is LTF and difference is 0.5%.

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248681

samm255

2022-02-04

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@Scorpion bro I am not interested in freecharge card as I have Axis Neo LTF card which also gives 5% cb on bill payments. FK Axis covers of the Ace features and is LTF.

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248693

Scorpion

2022-02-04

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Then i would suggest the best option is to close ACE, considering the cards u hold and the spending pattern.

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https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248692

Manitian

2022-02-04

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Pay bills for whole community and earn 3/2% percent ….

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248752

neehesh

2022-02-04

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But HDFC dc has cb limit of rs400 per month right?

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248756

samm255

2022-02-04

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Yes correct but that is more than enough for people like me. In case of CC bill more than 40k I can split spend in two months for that.

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8248960

MrMonkey

2022-02-04

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“Millennia DC to get 10% cb through Amazon GV for bill payments”
Could you explain how this works? I thought 5% Millennia rewards +5% SmartBuy cashback is only valid for Amazon orders which excludes not Bill payments, Gift cards etc

https://www.desidime.com/discussions/considering-to-discontinue-axis-ace-cc-should-i?page=1#post_8249041

samm255

2022-02-04

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You buy 8000 amazon instant voucher through smartbuy on gyftr website which will give you 400+400 cb and pay your electricity bill etc through Amazon pay balance. You won’t get 10% cb if you directly pay bill on Amazon though DC