(OVER) [Financial Year 24-25 Contest] Comment and Win Amazon Gift Cards and Prime Vouchers

Day 3 Set 2

A1: Bimal Jalan

A2: ICICI APAY 1885

Day 3

A1 : 6000 shares

Dividend : 316000

A2: Cover, No copay, availability, Room rent and doctor/nursing fees cap, settlement ratio, illness covered, pre and post hospitalization benefits, OPD reimbursement...

3 ) Dr. D. Subbarao

4) Amazon cc is best rewarding cc , i dont have any cc

1) 6000 share -

 2.5% dividend income in 2016 

 0.83% - dividend income in 2023

2) Premiums & network branches

Certainly! Let’s address your questions:

1. Ex-Governors of RBI:
   • Sir Osborne Smith: The inaugural officeholder, a British banker who served as the managing governor of the Imperial Bank of India before becoming the governor. He resigned before completing his term.
   • Sir James Braid Taylor: An ICS officer who served as the controller of the currency and the deputy governor of RBI. His stewardship saw the Bank through the war years and the transition from a silver currency to fiat money.
   • Sir C. D. Deshmukh: The first Indian to serve as the governor. His tenure oversaw the partition of India and the subsequent division of assets and liabilities between India and Pakistan.
   • Sir Benegal Rama Rau: The longest-serving governor, holding office for over seven years.
   • Dr. Manmohan Singh: The fifteenth governor, who later became India’s thirteenth prime minister.
   • Shaktikanta Das: The twenty-fifth and current governor since December 12, 2018¹.
2. Most Rewarding Credit Cards:
   • SimplyCLICK SBI Credit Card:
     • Annual Fee: ₹499 + taxes
     • Features: 1% Fuel Surcharge Waiver, e-Vouchers worth ₹2000 for annual online spends of ₹1 Lakh.
   • HSBC Cashback Credit Card:
     • Annual Fee: ₹999 (reversed if total annual spend exceeds ₹200,000)
     • Cashback Features: 10% accelerated cashback on dining, food delivery, and grocery spends (up to ₹1000 per billing cycle); 1.5% unlimited cashback on other spends.
   • IndusInd Bank Legend Credit Card:
     • Annual Fee: ₹9,999 + GST
     • Features: Complimentary stay at Oberoi Chain of Hotels, free movie tickets on BookMyShow, 2x rewards on weekend spends, access to 700+ lounges worldwide.
   • AU Bank Altura Plus Credit Card:
     • Annual Fee: ₹499 + applicable taxes
     • Features: 1.5% cashback on all POS retail spends, 1% Fuel Surcharge Waiver on transactions between ₹400 and ₹5000.
   • SBI SimplySAVE Credit Card:
     • Joining Fee: ₹499 + 18% GST
     • Features: Bonus reward points, 5X and 10X reward points².

Remember, the best credit card depends on your spending habits and preferences. Make sure to check the latest offers and terms before making a decision! 🌟

1) S Jagannathan

2) Recently got my first ICICI cc, forget about rewards for now.

D3 s2

1. C D Deshmukh
2. Airtel credit Card, 900 cashback in month

Afternoon

1) Dr Y V Reddy

2) SBI cashback Cc ,7300 points 

Q1: Raghuram Rajan

Q2: Most rewarding card for me is Amazon Pay ICICI. It don't give reward but cashback and I accumulated over 11k of cashback till now

Day 3 set 2

1. Urjit patel

2. Sbi cc, accumulated around 2000

Gave up in year 2

Day 3 set 2

1) Manmohan Singh

2) amazon icici credit card , reward: Rs36500 till now

Day 3 , set 1

1) shares--6000, dividend -316000

2) parameters:

1. All items its Covers
2. Hospital Network
3. Premiums
4. Deductibles and Copayments
5. Exclusions
6. Limits
7. Customer Service
8. Additional Benefits
9. Flexibility

Day 3, Set 2 (11 Apr, Afternoon)

Q1: Name any one ex-governer of RBI. Please note it should be not repeated in comments for valid entry. Do tag me, if all posted

Q2: Most rewarding credit card you hold? What is the highest Rewards points you accumulated?

entry valid till 9PM today

D3

1 Share- 6000, Dividend -316000

Day 3

Q1. 6000 shares, 316000 in dividends

Q2. Things to consider while purchasing health insurance policy. Sum insured in comparison to premium paid, family floater options, Cashless facility, Availability at all hospitals, capping on room rent

1... November 2021

2... Last Ipo Applied : none

D3

A1 : 6000 shares. 3,16,000 in dividends.

A2 : Health insurance as the name suggests insures one with nominal health to provide a decided amount when the person or group is medically ill. This ensures one doesn't rely on their monthly income and other assets for their medical emergencies. Hence it is a necessity in today's time to compulsorily have a health insurance atleast for the bread earner of the family.

D3

A1 : 6000 shares. 3,16,000 in dividends.

A2 : Health insurance as the name suggests insures one with nominal health to provide a decided amount when the person or group is medically ill. This ensures one doesn't rely on their monthly income and other assets for their medical emergencies. Hence it is a necessity in today's time to compulsorily have a health insurance atleast for the bread earner of the family.

D3

A1 : 6000 shares. 3,16,000 in dividends.

A2 : Health insurance as the name suggests insures one with nominal health to provide a decided amount when the person or group is medically ill. This ensures one doesn't rely on their monthly income and other assets for their medical emergencies. Hence it is a necessity in today's time to compulsorily have a health insurance atleast for the bread earner of the family.

1)  yeh Trigonometry kaha se aa gaya😳

6000 shares and 316000 dividend 

apna bhi same 2 same 

2) 

Health insurance 

Waiting period, claim settlement ratio, cashless claims, coverages, renewability,exclusions , sum insured , free medical chech up , room rent capping , network hospitals , pre & post hospitalisation, cost of the policy , premium, tax benefit....

Q1: 6000 Shares and 316000 Dividend income

Q2: Things to be checked while purchasing health insuranse:

No Room rent cap, No Co-Pay, Which illnesses are covered under policy, cashless+reimbursement available, Family floater.

Thanks 

Happy to see ... Dimers asking question.. thanks for your time and participation Guys.. 

some old dimers ..😃

cc : @quantum nice contest for finance knowledge.

ek question @abhishek012 bhai ka banta hai

Day 3

Q1. Shares- 6000

Dividend -316000

2. Total cover, exclusions, capping, min duration for availing benefit

Q 1: I purchased 400 shares of a company X in the year 2012.
In 2014, the company declared a bonus of 1:1 on shares for all shareholders.
In 2016, the company declared a dividend of Rs. 20 per share which I used to buy a new tabletIn 2018, the company decided to split each share into 5 shares.In 2020, the company again declared a bonus of 1:1 on shares.
In 2022, the company announced a share buyback in which I tendered 25% of my holdings at that point of time and it got accepted in buyback.
In 2023, the company declared a dividend of Rs. 50 per share which I used to buy a new phone

How many shares of the company do I own now?What has been my total dividend income in all these years.

Q 2: Health insurance is an essential part of Financial Planning. What all parameters/aspects will you check for while buying a health insurance for yourself (assuming that you dont have any employer health insurance/medical cover)

11) stoptomove, abhishek012

12) Boon

11 : bobby_123

12 : Gst is good & Boon one nation one tax.

A11 - @abhishek012 

A12 - Boon definitely