Credit Card Against FD
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Which is best credit card against fd in market??
Is Saving/Current Account is mandatory to take cc against fd??
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but it will still be a paid card.. right bro..
FD just helps in getting the card easily
For ICICI you can open a zero balance FD account with 90% limit of FD as CC limit
Do i need savings account for it in icici?
Bro don’t get SBI Credit Card if your annual spend is less than 50k. You have to pay 599 annual charges plus SBI won’t remove lien on FD. Better get a Axis Myzone Easy card against 20k FD no annual charges. If u pay on time then Axis remove your lien after 6-8 months. Then it’ll became a normal unsecured card. After that you can upgrade to Axis Flipkart card.
Are you sure about it because I have heard that icici/amazon & axis/flipkart have stopped this way of giving their cards & now mostly rely on salary/income proof/itr for approving amazon pay & flipkart axis card.
Fd against icici card better, because no annual charges,after they provide free upgrade based cibil score
@25GURGAONBOY how to upgrade icici secured cc?
Customer Care is Not Available ,Do know what the issue is whenever i tried login to net banking its log in and logged out and shows this page is currently no available ,i have pockets wallet earlier with same number, downloaded i mobile and login but in i mobile they are asking debit card cvv, how new customer can provide this??Anyone Experience icici customer please help
Now you have to wait for approx 10-15 working days and you will receive your debit card from icici bank, than you can proceed further for imobile login. You can meanwhile complete physical kyc process by visiting branch which have been alloted while online account opening.
If anyone have any axis card can upgrade his card easily just by calling cc no docs needed
what is the benefit of having CC provided by ICICI instaFD ACCOUNT @ Rs.10k FD ?
1. I do lots of online shopping upto Rs.10-20k monthly, can I pay bills later of CC ?
2. Is there any hidden charge after 1 year for card ?
CC bill is generated at the end of statement cycle which is a fixed day of the month.e.g. If 15th of every month is your statement date then whatever your dues are till 15th will be there in the bill generated on 15th of that month which you will then need to pay within next 18-21 days. It seems that you don’t understand much about using credit cards in which case be very attentive because credit cards can ruin a person financially if not used with care. If most of your online shopping is from amazon then it is better to get sbi simplyclick card against FD by visiting local sbi branch.
Just yesturday opened account in HDFC, make FDR of 4 lac ( min required amt to get Regalia ) . Credit limit will be 80%, to make it Ltf upload 1 utility bill.
Ps. Card will be active until your FDR are with them.
Utility bill must to make it free .
Took mainly for 6 international lounge access per year.
Also that can be shared with add on priority pass.
For domestic Regalia is useless.
Update guys now ICICI reported my credit card to CIBIL. It took 4 month to show in CIBIL.
Does ICICI provide CC based on FD? How much limit am I gonna get? Also will the card be lifetime free one or annual charge will be imposed on the same?
Yes,
80% of FD amount,
LTF platinum cc.
SBI simplyclick is the best card against FD if used mainly for online shopping especially from amazon. It needs a savings acc in sbi(though not necessarily in same branch as FD).