Do you STILL keep Rupay CC alive???
17 days left
Hot Deal

CREDIT CARD -> Any REAL use for HYPED UPI RUPAY Credit Cards? Lets see it

439°
Deal Cadet
DEEPANGEORGE

Hello Dimers,

Have you ever found any good use for UPI RUPAY Credit Cards, except the following

1) Scan and Pay (which is ALREADY dead with merchant disabling it)

2) dont say FOR chai chai we get RP for just Rs.35 (because real credit card gives more than 1.5% return not this 0.5 or 0.75 via Rupay CC) eg. Tata BRAND LOCKED rupay gimmic with tata products being costly xD than normal stores or even compared with amazon price tata is costly

3) SnapDeal BOB rupay 2.5% with SPEND limit constrain of Rs.20,000

4) paying one credit card bill with another using rupay CC


apart from the above 4 reasons??? ANY GOOD USE for Rupay CC??

I started wondering this because all my Rupay CC's are lying dead lol

so any one facing same issue??? please comment xDDDDD




Lets see who wanna cry with Rupay CC xD along with me:P vote now:P

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Top Comments
Finance Mentor Finance Mentor
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You're getting awarded for thinking too much I guess...

Finance Ninja Finance Ninja
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RuPay Credit Card is useless, Go for 5% SBI Cashback credit card | World's Best Credit Card Ever. 😜

5% Cashback on everything, including Utility, Insurance payment via Amazon gv purchase from Stan app, Zingoy, Amazon etc

Also Fastag recharge, Livquik Fastag recharge from Park+ app - 5% Cashback and Free transfer to bank (Livquik Fastag also available on Bike RC).

Offline use via Pineperks RuPay gift card purchase from Amazon or Giverly Prepaid card use.

Ya, if you want any other bank credit card then apply for RuPay credit card. 😬

I also have 2nd SBI Card - SBI Cashback credit card.

Benevolent Benevolent
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I recently enabled Wallet UPI on Amazon and that has replaced UPI Lite as my preferred payment mode for transactions below Rs 500. It helps keep my bank statements clean and it has its own unique UPI handle which means anyone can transfer directly to my Amazon Wallet UPI. I can load via debit card too. UPI Lite was more restrictive. Because of these 2 options, I never really felt the need for a RuPay CC on UPI.

44 Comments  |  
18 Dimers
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Deal Cadet Deal Cadet
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OUT OF TOPIC:


"Hurray! You have won a Badge Vanguard. Congratulations!"

Omg it says its my 50th thread and awarded me this badge, but its 49 in my profile a bug??

wondering

@admin

Finance Mentor Finance Mentor
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You're getting awarded for thinking too much I guess...

Deal Cadet Deal Cadet
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hahahahahahaha is that so?? xD hmmm so then DD will have to create a new VIP badge saying "Thinker noobie" for me lol

Let me wait and watch xD
Finance Ninja Finance Ninja
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RuPay Credit Card is useless, Go for 5% SBI Cashback credit card | World's Best Credit Card Ever. 😜

5% Cashback on everything, including Utility, Insurance payment via Amazon gv purchase from Stan app, Zingoy, Amazon etc

Also Fastag recharge, Livquik Fastag recharge from Park+ app - 5% Cashback and Free transfer to bank (Livquik Fastag also available on Bike RC).

Offline use via Pineperks RuPay gift card purchase from Amazon or Giverly Prepaid card use.

Ya, if you want any other bank credit card then apply for RuPay credit card. 😬

I also have 2nd SBI Card - SBI Cashback credit card.

Deal Cadet Deal Cadet
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yes:) SBI Cashback is great use:)


hmmm how many credit card we can hold under one name in SBI Cards?


many says 3 is max. hmmm can we hold more than that?

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Deal Cadet Deal Cadet
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Reward system is truly useless. 


Deal Cadet Deal Cadet
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Still in the voting section I see many are choosing the option 


"Yes (I use it always)"


ah I think they dont know the reward for using a good CC is more than 1.5% than this shitty Rupay CC that offers:) hmmm damn, people are getting tricked into using Rupay CC to be caught into credit system lol damn these tricky financial system guys luring in the name of Rupay marketing in CC


hope people learn and understand soon that Rupay in Credit card is useless, and get good real credit cards with 2.5%++ reward rate minimum credit card

I still dont know why many are not understanding why Rupay CC is useless

View 4 more replies
Comrade Comrade
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I closed indusind rupay. There is one more issue many banks give rupay card as additional card and if one want to upgrade it ... story begins. I personally liked rupay for scan and pay but its horrible everytime i try to pay it fails most of time. And guess  what if you do not carrying cash and consumed something in a restaurant and payment failed then restaurants kitchen is your new work place.

Post Mogul Post Mogul
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Using Tata Nue Rupay infinity on UPI only to save Bank account statement flooded with UPI transactions as Paytm is closed now. 1st statement of TATA Rupay infinity is still not prepared So Can't say anything at reward on spending. Many Shopkeepers keep credit Card Transactions disabled on UPI, so sometimes need to use bank account on UPI or Cash.

Deal Cadet Deal Cadet
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But in reality if you have many cluttered transaction in bank account you will get lot of pre approved offers in private banks:) so actually its not bad smile

only thing bad about having cluttered bank statement is hard to read for you:) other than that its very good actually
View 2 more replies
Deal Captain Deal Captain
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Is BOB Snapdeal giving 2.5% on rupay on UPI spends too??

Benevolent Benevolent
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I recently enabled Wallet UPI on Amazon and that has replaced UPI Lite as my preferred payment mode for transactions below Rs 500. It helps keep my bank statements clean and it has its own unique UPI handle which means anyone can transfer directly to my Amazon Wallet UPI. I can load via debit card too. UPI Lite was more restrictive. Because of these 2 options, I never really felt the need for a RuPay CC on UPI.

Deal Cadet Deal Cadet
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word on the street is icici rupay is refunding to bnk acnts instead especially amzn

i guess u understood the assignment

Deal Cadet Deal Cadet
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ya heard it just now after you, its not logical hmmmm if this is allowed then everyone will just order and cancel and then credit card amount will be sent to bank account as refund, and 45 days free credit hot cash lol is this really okay???


ICICI Bank customers are lucky to have free rotation this way lol xDD


Enjoy till it lasts:)

ah damn i dont have any ICICI Card sad

Finance Ninja Finance Ninja
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@sahil1033

You can transfer to bank Livquik Fastag recharge balance to Bank via Livquik Wallet UPI.

Yes, Livquik Fastag available on Bike RC.

Deal Cadet Deal Cadet
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ohhh can we get Livquik Fastag for Bike RC even now?


isn't fastag against 2 wheelers is one of the cause of Paytm Payments bank/Wallet/Fastag fall? 


is Fastag even allowed for bikes??? 


just wondering

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