https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158268
Check statement and if due is less days better to pay 10k
Credit card bill payment
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I have to pay my credit card bill of 10,000 Rs. But an item that I purchased in previous cycle, I have got a refund of that of about 2000 Rs. So can I pay credit card bill payment of 8000 only and avoid any charges? Or do I need to pay 10,000 Rs only?
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https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158299
dlhntr wrote:
Check statement and if due is less days better to pay 10k
Didn't quite get you
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158374
if u are confused then either mail to cc and get thngs on mail or
pay what your statement shows
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158379
Please check your unbilled transactions OR current credit card transactions (for which statement has not been generated).
If you can see the INR 2000 actually credited in your transactions, then you can pay the balance INR 8000.
It's like paying in installments.
Total value of credit transactions before your bill due date should be atleast equal to your credit card bill value.
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158388
You to pay ₹10K (if refund got credited in this billing cycle). If your billing cycle starts from 16 of each month, and amount got credited on/after 16, you have to pay full amount.
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158423
Dear Customer,
Greetings from ICICI Bank.
We have received merchant credit refund on your ICICI Bank Credit Card XXXXXX for INR 400 on March 16, 2023 from XXXXXXXXXX
We wish to inform you that this refund will not be considered as payment
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158585
Pay what is mentioned in account statement before due date. This rule will help to avoid charges in all banks.
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158589
budweiser wrote:Dear Customer,
Greetings from ICICI Bank.
We have received merchant credit refund on your ICICI Bank Credit Card XXXXXX for INR 400 on March 16, 2023 from XXXXXXXXXX
We wish to inform you that this refund will not be considered as payment
Yes icici is kind enough to tell. Good gesture. Atleast charges can be avoided due to confusion.
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9158636
...i wud never take chances with these things....pay 10k...sleep easy...
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9159674
budweiser wrote:Dear Customer,
Greetings from ICICI Bank.
We have received merchant credit refund on your ICICI Bank Credit Card XXXXXX for INR 400 on March 16, 2023 from XXXXXXXXXX
We wish to inform you that this refund will not be considered as payment
I also received this kind of email for a merchant refund but in my case I got refund before billing date so I don't need to pay any amount right?
https://www.desidime.com/discussions/credit-card-bill-payment-48932785-e2d5-46b2-af8f-23611d8b210a?page=1#post_9159692
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pjain2712 wrote:I also received this kind of email for a merchant refund but in my case I got refund before billing date so I don't need to pay any amount right?
Just keep in mind that once the statement is generated for whatever amount, you need to pay that. Refund or no refund, it doesn't matter.
So, if you've received a refund, that will bring down the statement due for next month.
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