credit card bill payment offer
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https://www.desidime.com/discussions/credit-card-bill-payment-offer-eb7d477a-233c-43db-a110-ee0c0751fdfd?page=1#post_9690709
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https://www.desidime.com/discussions/credit-card-bill-payment-offer-eb7d477a-233c-43db-a110-ee0c0751fdfd?page=1#post_9690743
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Check if you have 100% cashback points on paytm.. Will give you around 0.9% conversion