Credit card bill - suggestions

@hotchap @manikantaks4u

If Due date is nearby pay using NEFT
If you have some time, use Cred, mobikwik to get few rewards/supercash.

Kore ? @Sharingan

manikantaks4u wrote:

If Due date is nearby pay using NEFT
If you have some time, use Cred, mobikwik to get few rewards/supercash.

Bill has not been generated yet, so I have some time..
Just wanted to ensure I get some rewards as the bill amount is too much due to some unavoidable and unexpected spend

Manitian wrote:

Kore ? @Sharingan

Sorry I couldn’t get you?

Sharingan wrote:

Sorry I couldn’t get you?

Your post says Kore. Nevermind I guess you wanted to say More. Use cred/Mobikwik or HDFC debit card option if your card support cashback.

For successful bill payment

• DCB elie for 0.05% assured cashback
• Hdfc platinum debit card and hdfc bill pay combination 750/- per month..
• User specific Amazon card payment offers

For not-so-successful payments

• Mobikwik for supercash via UPI. I would not recommend this as the amount involved is huge, any problem during payment will result in having the funds stuck for a week or two

Manitian wrote:

Your post says Kore. Nevermind I guess you wanted to say More. Use cred/Mobikwik or HDFC debit card option if your card support cashback.

Sorry, just a typo

Sharingan wrote:

Bill has not been generated yet, so I have some time..
Just wanted to ensure I get some rewards as the bill amount is too much due to some unavoidable and unexpected spend

1. If you got hdfc Platinum Debit card then pay thru hdfc bill pay section
2. Mobikwik to earn supercash
3. Cred for some cashbacks
4. Amazon for some cashback
5. Paytm if you are eligible for any cashback
6. Phonepe for some coupons

@Siddhartha07

More than 5 lac on credit card bill…
If it’s for real .just pay using direct bank. Ignore 5-10 Rs of cashback..or some useless points.

Infact…pay direct NEFT from your back account just 3 days before the payment cycle. (keeping 5lac in saving account itself will give you more interest than paying via any other means)

Where debit card is accepted for credit card payment? Any way with cred available?

hotchap wrote:

1. If you got hdfc Platinum Debit card then pay thru hdfc bill pay section
2. Mobikwik to earn supercash
3. Cred for some cashbacks
4. Amazon for some cashback
5. Paytm if you are eligible for any cashback
6. Phonepe for some coupons

@Siddhartha07

Can you please share the hdfc bill pay method? I searched on desidime but couldn’t find the related thread.

rohan8397 wrote:

Can you please share the hdfc bill pay method? I searched on desidime but couldn’t find the related thread.

HDFC Netbanking >Bill pay and recharge > Credit card

https://ddime.i...6h

There was this guy who asked for 80L payment..
Please go through that thread.. some funny jokes aside, there were some genuine suggestions..
https://www.desidime.com/discussions/best-offer...

Sudarshan61 wrote:

More than 5 lac on credit card bill…
If it’s for real .just pay using direct bank. Ignore 5-10 Rs of cashback..or some useless points.

Infact…pay direct NEFT from your back account just 3 days before the payment cycle. (keeping 5lac in saving account itself will give you more interest than paying via any other means)

Yes, I have IDFC account..will pay in the final few days

hotchap wrote:

HDFC Netbanking >Bill pay and recharge > Credit card

https://ddime.i...6h

Thanks. Kg+

Why don’t they have a menu to delete a wrong thread post, instead of allowing only editing and writing something like this.

Sharingan wrote:

Yes, I have IDFC account..will pay in the final few days

Exactly, when such large amounts are involved, it is always best to choose the safest / fail-safe payment method rather than the most convenient / cheapest option.

Which Bank Credit card?
U can pay on same day for HDFC or SBI thru CRED – instant credit or same day credit even if if u do not get confirmation.
I did up to 3lacs. CRED is pretty fast. Pay 100001+100002..using debit cards for extra debit card rewards.
Pls note Debit cards have daily spend limits like DCB Bank card has Rs2lacs limit and SBI DC has 75K limit per day…

1. DCB elite – 0.5% upto 2k per month, Chk if u can use on cred
2. Hdfc bill pay using platinum rewards dc
- 1% cb upto 750 per month per card/ac
- can not be used to pay hdfc and some other cc bill
-pay atleast 5 days b4 due
3. Hdfc millenia dc gives 1% upto 400 per month
- can be used on mobikwik
- 90 dyas to get cashback
4. Mobikwik to earn supercash
- usually 1% supercash upto 1000 (full kyc), 2% upto 1k on first of month, code ccpay
- try ccpay with dc from web
- pay at least 7 days in advance
5. Cred for some cashbacks
- new cred account gives 2% upto 1000 reward by using 10gems on first txn,
and scratch cards on subsequent txn of 50k, 20k etc
- payment settled for most cc instantly or within 2-3 hours
- for payment above 1L u can use debit card for rp

insta wrote:

1. DCB elite – 0.5% upto 2k per month, Chk if u can use on cred
2. Hdfc bill pay using platinum rewards dc
- 1% cb upto 750 per month per card/ac
- can not be used to pay hdfc and some other cc bill
-pay atleast 5 days b4 due
3. Hdfc millenia dc gives 1% upto 400 per month
- can be used on mobikwik
- 90 dyas to get cashback
4. Mobikwik to earn supercash
- usually 1% supercash upto 1000 (full kyc), 2% upto 1k on first of month, code ccpay
- try ccpay with dc from web
- pay at least 7 days in advance
5. Cred for some cashbacks
- new cred account gives 2% upto 1000 reward by using 10gems on first txn,
and scratch cards on subsequent txn of 50k, 20k etc
- payment settled for most cc instantly or within 2-3 hours
- for payment above 1L u can use debit card for rp

Thanks..can hdfc bill pay be used to pay icici card bill? Also, where does the cashback come?

caks2006407 wrote:

Which Bank Credit card?
U can pay on same day for HDFC or SBI thru CRED – instant credit or same day credit even if if u do not get confirmation.
I did up to 3lacs. CRED is pretty fast. Pay 100001+100002..using debit cards for extra debit card rewards.
Pls note Debit cards have daily spend limits like DCB Bank card has Rs2lacs limit and SBI DC has 75K limit per day…

Icici card..I have only icici debit card, which gives payback points..so not worth much value

teriab33 wrote:

Why don’t they have a menu to delete a wrong thread post, instead of allowing only editing and writing something like this.

What do you mean?

Sharingan wrote:

Thanks..can hdfc bill pay be used to pay icici card bill? Also, where does the cashback come?

Yes,
Cb shown as rewards points within 3-4 days.
Try with small amount first to verify. Only for using platinum debit card.

Sharingan wrote:

What do you mean?

After you write a reply, there is no option to delete it completely.

andromeda wrote:

For successful bill payment

• DCB elie for 0.05% assured cashback
• Hdfc platinum debit card and hdfc bill pay combination 750/- per month..
• User specific Amazon card payment offers

For not-so-successful payments

• Mobikwik for supercash via UPI. I would not recommend this as the amount involved is huge, any problem during payment will result in having the funds stuck for a week or two

Now 37th Day, Money is stuck with Mobikwik. Repetitive message on twitter.

soccergiants wrote:

Now 37th Day, Money is stuck with Mobikwik. Repetitive message om twitter.

I feel sorry bro

andromeda wrote:

I feel sorry bro

Complaint to RBI now lets see what happens. Perfect case of “Save a penny, lose a dollar.”

caks2006407 wrote:

Which Bank Credit card?
U can pay on same day for HDFC or SBI thru CRED – instant credit or same day credit even if if u do not get confirmation.
I did up to 3lacs. CRED is pretty fast. Pay 100001+100002..using debit cards for extra debit card rewards.
Pls note Debit cards have daily spend limits like DCB Bank card has Rs2lacs limit and SBI DC has 75K limit per day…

How Did U Paid Via Debit Card in cred App…? I can see only upi and net banking