Credit card bill - suggestions
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I need to pay credit card bill of more than 5 lacs.
Just want some suggestions of what best tips, tricks and hacks people use in order to get maximum benefit for the same.
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If Due date is nearby pay using NEFT
If you have some time, use Cred, mobikwik to get few rewards/supercash.
Bill has not been generated yet, so I have some time..
Just wanted to ensure I get some rewards as the bill amount is too much due to some unavoidable and unexpected spend
Kore ? @Sharingan
Sorry I couldn’t get you?
For successful bill payment
- DCB elie for 0.05% assured cashback
- Hdfc platinum debit card and hdfc bill pay combination 750/- per month..
- User specific Amazon card payment offers
For not-so-successful payments
- Mobikwik for supercash via UPI. I would not recommend this as the amount involved is huge, any problem during payment will result in having the funds stuck for a week or two
Now 37th Day, Money is stuck with Mobikwik. Repetitive message on twitter.
More than 5 lac on credit card bill…
If it’s for real .just pay using direct bank. Ignore 5-10 Rs of cashback..or some useless points.
Infact…pay direct NEFT from your back account just 3 days before the payment cycle. (keeping 5lac in saving account itself will give you more interest than paying via any other means)
Yes, I have IDFC account..will pay in the final few days
Where debit card is accepted for credit card payment? Any way with cred available?
There was this guy who asked for 80L payment..
Please go through that thread.. some funny jokes aside, there were some genuine suggestions..
https://www.desidime.com/discussions/best-offer...
Why don’t they have a menu to delete a wrong thread post, instead of allowing only editing and writing something like this.
What do you mean?
Which Bank Credit card?
U can pay on same day for HDFC or SBI thru CRED – instant credit or same day credit even if if u do not get confirmation.
I did up to 3lacs. CRED is pretty fast. Pay 100001+100002..using debit cards for extra debit card rewards.
Pls note Debit cards have daily spend limits like DCB Bank card has Rs2lacs limit and SBI DC has 75K limit per day…
Icici card..I have only icici debit card, which gives payback points..so not worth much value
1. DCB elite – 0.5% upto 2k per month, Chk if u can use on cred
2. Hdfc bill pay using platinum rewards dc
- 1% cb upto 750 per month per card/ac
- can not be used to pay hdfc and some other cc bill
-pay atleast 5 days b4 due
3. Hdfc millenia dc gives 1% upto 400 per month
- can be used on mobikwik
- 90 dyas to get cashback
4. Mobikwik to earn supercash
- usually 1% supercash upto 1000 (full kyc), 2% upto 1k on first of month, code ccpay
- try ccpay with dc from web
- pay at least 7 days in advance
5. Cred for some cashbacks
- new cred account gives 2% upto 1000 reward by using 10gems on first txn,
and scratch cards on subsequent txn of 50k, 20k etc
- payment settled for most cc instantly or within 2-3 hours
- for payment above 1L u can use debit card for rp
Thanks..can hdfc bill pay be used to pay icici card bill? Also, where does the cashback come?
Pay direct
Thank me later
Pay using the HDFC’s netbanking method in this month and in the next month to get the maximum benefit.
Hdfc will give only 750 per month, that too only if you have platinum debit card. Else mobikiwik is the best option, though I won’t suggest it for 5 lakhs.
@hotchap @manikantaks4u