Credit Card Contest : Win Free 150 Amazon Vouchers
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Hello Guys,
Welcome to DesiDime Finance Forum. This contest is very simple. Who thought that your credit will give you free Amazon Voucher.
Yes you heard it right!!!!!
One has to share that how do use your credit card and made benefits out of it.
For example there are many credit card expert who collect rewards points and use them in booking flight tickets, purchasing voucher or enjoy hotel dinner, etc. and pay by Reward Points they earned by spending on credit cards..
So basically one has to share their credit card benefits .. like How you planned to get that milestone, how used your reward points, CASH BACK etc..
For example
I will share my case : For Flipkart Axis Bank Credit Card.
Credit Card 1 : Flipkart Axis
Best Use for : Online Shopping
Joining Fee : Nil (currently 500-1000/year)
Annual Fee : Nil
Benefit : 5% flat Cash back on Flipkart, Myntra
So I had Purchased 4 iPhone 13 During Flipkart Big Billion Day Sale. .. Each for Rs.48019 and received 2400 cash back for each .. So total I had made Rs.9600 approx. and sold it in a shop for Rs.50K each .. so total profit was around Rs.17500
if you have more than 1 credit card then you can write more…. Please try to share in above format..
Contest TnC :
We will Select 10 Random Winner.
Each Winner will get 150 Amazon voucher.
Contest Ends On - 9th March 2023
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Finance
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Credit Card
No Credit Card, No Worries 🥳
@Rosh_0007 please add how u got the card if it is LTF ,it will be useful for other dimers to apply
Credit Card : Flipkart Axis
Best Use for : Online Shopping (Flipkart & Myntra), Offline
Joining Fee : Nil (currently 500-1000/year)
Annual Fee : Nil
Benefit : 5% flat Cash back on Flipkart, Myntra, 4% on preferred merchants like PVR and Swiggy
So I had Purchased household items like TV, Refrigerator from Flipkart using this card and i normally purchase through Grab Deals Axis portal which gives me additional benefit. and using it for my fuel purchase as well.
Credit Card : HSBC Visa Platinum
Best Use for : Online Shopping , Online ticket booking
Joining Fee : Nil
Annual Fee : Nil
Benefit : 3 complimentary airport lounge access
I am using this card for home expenses and paying insurance premium . Used domestic lounge access facilities
Credit card-Amazon icici and Flipkart Axis bank
Being an online user 5% cashback will get on every transaction
No joining and annual fee
Cashback can directly coming to wallet and can redeem for next purchase
I save a lot of money for the last 10 years
Credit Card : AmazonPay ICICI CC
Best Use for : Online Shopping
Joining Fee : Nil
Annual Fee : Nil
For Prime Users 5% Cashback
Credit Card 1: SimplyCLICK
Best Use for: NetMeds and Apollo 24|7 for my parents medicines, Occasional huge festive offers on SBI Cards
Fees: FYF but fees waived off upon calling SBI Card CC
Benefit: 10X accelerated reward points on these sites, also get 5X on Paytm wallet load if detected as bill payment gateway
Credit Card 2: ICICI Amazon Pay
Best Use for: Amazon Shopping
Fees: LTF
Benefit: 5% cashback since I have Amazon Prime
Credit Card 3: ICICI Platinum
Best Use for: Festive Shopping/ICICI Bank offers
Fees: LTF
Benefit: Big discounts when Amazon Pay card discounts not applicable
Credit Card 4: HDFC Business MoneyBack
Best Use for: Utility bills, Government and tax payments, Occasional HDFC festive offers
Fees: LTF for me
Benefit: 5% Cashback on Utility bills, business expenses
Credit Card 5: HDFC Tata Neu Plus
Best Use for: Tata apps and services (BigBasket, Tata Sky/Play recharges, 1mg)
Fees: FYF for me
Benefit: NeuCoins combined with NeuPass
Credit Card 6: OneCard
Best Use for: Miscellaneous discounts as per offers in the app
Fees: LTF
Benefit: Regular discounts on BigBasket, BlinkIt, Amazon, Zomato, Ola
Credit Card 7: RBL Bank BankBazaar SaveMax
Best Use for: Zomato and BookMyShow
Fees: LTF
Benefit: 10% discount on Zomato and 10% discount on BookMyShow
Credit Card 8: RBL Bank PaisaBazaar DUET
Best Use for: Rent payments, Occasional festive offers on RBL cards
Fees: LTF
Benefit: 1% unlimited cashback on bigger amounts like rent payments via RedGiraffe, Nobroker or Magicbricks
Credit Card 9: BOB Select
Best Use for: Licious and utility bills, Occasional festive offers on BOB cards
Fees: LTF
Benefit: Got lot of 20% Licious instant discount, utility bill payments flat ₹50 off via Amazon, DTH
Credit Card 10: IDFC First WOW!
Best Use for: International purchases and transactions,
Fees: LTF
Benefit: Gives 0% forex, its bill payment gives further cashback, discounts on bus & air tickets via Yatra.com
Credit Card 11: Punjab National Bank RuPay Platinum
Best Use for: UPI payments via Credit card
Fees: LTF
Benefit: Cashback via RuPay offers, Reward points, UPI on CC offers
Credit Card 12: Kotak Mahindra Zen Signature
Best Use for: Bank offers/discounts on 1mg, UrbanCompany (AC servicing, massage), Festive bank offers on Amazon
Fees: LTF
Benefit: 20% Discount on 1mg every Wed, 15% on UrbanCompany, 7% cashback on DMart
Credit Card 13: Axis My Zone
Best Use for: Swiggy and Paytm Movies, Occasional festive offers on Axis cards
Fees: LTF
Benefit: 40% on Swiggy 4 times a month, Buy One Get One movie ticket free via Paytm
Credit Card 14: Yes Bank FinBooster
Best Use for: Insurance Premium, Occasional festive offers
Fees: LTF
Benefit: Accelerated reward points on insurance premium, non expiring reward points with no cap on FinBooster
Card 1 - indusind eazydiner credit card. I am a frequent movie goer and sometimes I go alone. The 2 free tickets per month is useful when it's a single ticket booking or odd ticket booking since most cards offer b1g1 only..the 25% discount on eazydiner is cherry on top. I and my friends have used it already to save a good amount of money.
Hdfc tataneu infinity card - there are many offers on hdfc cards but reward system is okay if not used for travel and earning not done from smartbuy.. however with tataneu card all spends got a decent 1.5% cashback and with this i accrued good neucoins. Finally i bought my brother iPhone 11R at 23.5k whose actual price - 40k ( received 1710 coins additionally ).
Card 3 - sbi cashback
Used sbi cashback card to buy Amazon gvs and pay insurance premium at 5% discount. Not only these , helped friends buy few phones from Flipkart using sbi cashback card and earned good cashback (11k in 3 months).
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Card 4 - American express MRCC
Used MRCC cards to pay for fuel at HP pumps for office commute with friends earning good 1000 bonus points each month. Additionally, had a refund issue from pizza hut which when raised as dispute was resolved within hours by pizza hut saving 2k. Had it been other cards, this would have been difficult. Milestones are additional to these offers and points.
Card 5 - used icici credit card during BBD sale to buy iPhone at 48k and delivered to a friend's shop. He paid me 52k.many other bank offers helped me accrue good 10k points.
Card 6 - onecard has helped get 5-10% cashback on Amazon gvs from time to time.
Card 7 - RBL Zomato credit card - now useless, but when I had applied it used to give 10% unlimited cashback on birthdays. Used aeronpay to pay same cards bill at 0 charges to earn 9900 points + 2000 milestone points.
Card 8 - bank of baroda rupay card - used this card for all rupay benefits. Starting from bms rupay offers to dineout 15% offers.
post it in trading instead of spamming every thread in this website.....
Mainly using credit card to pay bills and insurance thanks to the best credit card available at present - SBI cashback card
CC : HDFC IOCL,ICICI ,ONECARD,SBI CASHBACK CARD
Best Use for : HDFC (FUEL ) ALL OTHER ARE ONLINE SHOPPING RESPECTIVE OFFERS EXAMPLE ONECARD FOR SWIGGY,ZOMATO
Joining Fee : Nil (ICICI 499)
Annual Fee : Nil
Benefit : MAINLY SPEND AMOUNT PAY THROUGH SBI CASHBACK CARD(GET 1%) AND PAY SBI BILL THROUGH CRED APP
CC: DCB
Use: Everywhere (+ rent payments before Dec 2022). I obtained about 5K+ INR with my DCB usage and hence that was a benefit.
I don't use credit Card so it gives me profit of NO REPAYMENT NO LIABILITY NO EMI NO INTREST 
I use credit cards to get bank specific discounts during sale..have most major banks credit cards.
CC : Amazon Pay ICICI
Best Use for : Online Shopping, wallet reloads and lic payment
Joining Fee: Nil
Annual Fee : Nil
Benefit : 5% - prime /3% - non prime flat Cash back on Amazon. 1% on others
Need 150 amazon voucher 
1. 2% value back on purchases made at Croma (in-store and online).
2. Up to 5% value back on purchases made at Tata outlets.3. 3x Empower Points on grocery, dining, departmental stores, and international transactions.
4. 1 Empower Point for every Rs.100 spent at other retail outlets.
What ever I purchased in Amazon and flipkart like mixer, fan's, refrigerator, geaser. I got instant discount of min 15% Discount
Credit card - AmazonPay- ICICI
Best use - Shopping on Amazon
Joining Fee and Renewal Fee - 0
Benefits - 5% cashback for Amazon Prime Members and 3% for everyone else
Best use - purchased electronic appliances
Sbi cashback credit card is best credit card
Credit Card 1 : Flipkart Axis
Best Use for : Online Shopping
Joining Fee : Nil (currently 500-1000/year)
Annual Fee : Nil
Benefit : 5% flat Cash back on Flipkart, Myntra
I had purchased AC, Laptop and some items with 5%cashback and 10% Instant Discount
Credit Card 2 : PNB Rupay Credit Card
Best Use for : UPI Transactions
Joining Fee : Nil
Annual Fee : Nil(atleast 1 transaction in quarter )
Benefit : Any UPI Transactions to Merchants and Billpayments
Best work for Paytm Fasttag to direct bank account 
Credit Card 3 : Axis Bank Myzone Card
Best Use for : 1+1 Movie Tickets Every Month
Joining Fee : Nil
Annual Fee : Nil
Benefit : LTF and 1 Free Movie Ticket Every Month
Credit Card 4 : ICICI Amazon Credit Card
Best Use for : 5% cashback For prime
Joining Fee : Nil
Annual Fee : Nil
Benefit : We Get 1% cashback on wallet Loading
Credit Card 5 : HDFC Tata Neu Credit Ca
Best Use for : UPI Transactions
Joining Fee : Nil
Annual Fee : 499(no fee spends 1lac in year )
I use FK Axis Bank CC for all my online and offline shopping. Gives 5% CB on FK . Also it gives 1.5% on all other spends online or offline.
Credit Card 1 : IDFC First bank millennium
Best Use for : Railway lounge
Joining Fee : Nil
Annual Fee : Nil
Benefit : 4 complementary railway lounge access per quarter.
I live in Barrackpore kolkata, one eligible lounge is in sealdah station.whenever i pass by station I use this complementary lounge facility. Free food, unlimited tea coffee, wifi and good ambiance, I have 2 IDFC card that's why I got 8 per quarter.
Best part is they do not ask for any tickets so when I travel by local train for any purpose then also I can opt the facility. I saved a lot of money by having lunch and dinner free of cost.
Only drawback is they do not provide buffe as stated in the card instead they provide thali.
I have use amazon pay cc and got more than 5k every year
I use Flipkart Axis card and got Iphone 13 at 45800
I used icici rubyx and got Iphone 14 plus in 69000
I use apay credit card to buy gold coins worth 12000 in last 2 years and saved over 12k
Also use regalia ltf and idfc ltf for lounge access every quarter
Au bank gave me free card and already saved 300 inr in 10 days on zepto
Axis airtel gives me 300 cb for airtel black and 10 percent cb on all bills
Hamen Amazon ka
Hi
Amazon icici cc
jiving fee 0
annual 0
2% cashback for 1st year and then points which comes to amazon account direct as pay balance
Credit Card: Axis Ace credit card
Best use: 5% cashback on bill payments and recharges initiated via Google Pay
Joining fee: 500 + gst, Spend Rs. 10,000 within 45 days of card issuance to avail of joining fee reversal.
Annual fee: 500+ gst, Renewal Fee of Rs. 499 + tax (Spend Rs. 2 lahks or above in a year and avail of annual fee waiver.)
Benefits:
So I mostly used it in offline stores/shopping and got 2% cashback on each transaction. Sometimes paid electricity bills and DTH recharges through Google Pay and got 5% cashback. I'm also using this card for online shopping on Amazon and Myntra and many online merchants like Swiggy, Magicpin etc. Bought online shopping vouchers on Amazon and Paytm many times from this credit card and got 2% cashback every time.
I already availed the joining fee reversal and only a few steps remain to recover the annual fee waiver as well.