Hello Guys,
Welcome to DesiDime Finance Forum. This contest is very simple. Who thought that your credit will give you free Amazon Voucher.
Yes you heard it right!!!!!
One has to share that how do use your credit card and made benefits out of it.
For example there are many credit card expert who collect rewards points and use them in booking flight tickets, purchasing voucher or enjoy hotel dinner, etc. and pay by Reward Points they earned by spending on credit cards..
So basically one has to share their credit card benefits .. like How you planned to get that milestone, how used your reward points, CASH BACK etc..
For example
I will share my case : For Flipkart Axis Bank Credit Card.
Credit Card 1 : Flipkart Axis
Best Use for : Online Shopping
Joining Fee : Nil (currently 500-1000/year)
Annual Fee : Nil
Benefit : 5% flat Cash back on Flipkart, Myntra
So I had Purchased 4 iPhone 13 During Flipkart Big Billion Day Sale. .. Each for Rs.48019 and received 2400 cash back for each .. So total I had made Rs.9600 approx. and sold it in a shop for Rs.50K each .. so total profit was around Rs.17500
if you have more than 1 credit card then you can write more…. Please try to share in above format..
Contest TnC :
We will Select 10 Random Winner.
Each Winner will get 150 Amazon voucher.
Contest Ends On - 9th March 2023
Finance
Credit Card
11
I use FK Axis Bank CC for all my online and offline shopping. Gives 5% CB on FK as well as flight booking on FK. Myntra too. My friends use it during sale too and I only give them the discount received, cashback is mine. So it's a win win deal. Also it gives 1.5% on all other spends online or offline.
Also I got Airtel Axis CC which use to Recharge my Airtel Fiber and My Phone as it gives 25% CB and also 10% cb on all Zomato and Swiggy spends over and above the Discount applied. It's a great card too for me.
I am using Axis ACE credit it give 5% back on utility and bill payment.. So pay bill of others also .. and earn cash back…
I used amzon icici credit card. It's rewards programme provide direct credit to amzon pay balance. I use it to purchase product on amazon. Thanks
Credit Card 1 : Flipkart Axis by my fav bank AXIS
Best Use for : Only for Online Shopping
Joining Fee : Nil (currently 500-1000/year)
Annual Fee : Nil
Benefit : 5% flat Cash back on Flipkart, Myntra and other platforms...
I've spent above 75k in the last 1-2 year with this card to gain extra cb on this card so that was SWEET 
Credit Card 1 : Small Au
Best Use for : bill pay / Paytm fast tag
Joining Fee : Nil
Annual Fee : Nil
Benefit : 50 rs flat per transaction
I use it load my Paytm fasttag /wallet through cred and get 50rs savings 2 timess a month. I load 1000 each by paying 950 from card
.
good luck all
Cc1: Airtel Axis credit card
Best use: Airtel bill payment
Joining fee: 500 + gst (limited time first yaer free)
Annual fee: 500+ gst
Benefits:
25% cashback upto Rs 300 per month for Airtel bill payment.
10% cashback upto Rs 300 per month for utility bill payment.
I utilize full benefits for above two categories, also no hassle to search for deals to pay bills (P.S. only till axis tracks cashback correctly otherwise big headache to communicate transaction and claim cashback)
I use my
Flipkart Axis CC - For purchases on Flipkart, Myntra (5%) and other spends (1.5%)
Axis Myzone CC - For movie ticket booking on Paytm
AmazonPay ICICI CC - For all spends on Amazon
ICICI Platinum CC - For all purchases where there is offer with ICICI ( If Amazonpay CC not applicable) , also for movie ticket booking on BMS
Hdfc millennia got ltf, use it for insurance payment via smart buy gift voucher, use it on partner brands for 5% category
Flipkart card use it on flipkart spends 5% cashback(paid)
Amazon pay card for Amazon spends
Icici hpcl super saver for depatmental store spends
Can u mention partner brands?
Credit Card : AmazonPay ICICI CC
Best Use for : Online Shopping
Joining Fee : Nil
Annual Fee : Nil
Got card without any income proofs
benefit made on credit card.: so many cc offers in past 4years and cashback
credit card : amazon pay icici card
best use : shopping and bill payment in amazon
join fee : nil
annual fee : nil
benefit : 5% cashback for prime members and 3% cashback for non prime members for shopping,2% cashback for bills payments in the form of amazon pay balance
i have spent rs.80000, got rs.1600 for bill payments
thank you
using different credit card for different purpose
1) HDFC CC for cash back on utility bill or insurance payment
Joining Fee : Nil
Annual Fee : Nil
Benefit : Smart pay option of Rs. 150 as cash back on utility, gas or insurance payment
2) Amazon ICICI cc for order from amazon to get 5% CB
Joining Fee : Nil
Annual Fee : Nil
other benefits 1% cash back on other online or offline payments
3) Axis my zone for swiggy to get good offers
get this in offer as life time free
People avoiding sharing their way/trick???, anyways here is
My Card: Amazon Pay ICICI credit card
Joining fee: 0
Annual fee: 0
Best use: flat 5% cashback on shopping anytime for prime and 2% Cashback all bill payments. 1% on all other transactions.🤑
Feeling happy every month's statement on seeing big cashback credited to the account.💰💰💰
that's all, or chahiye hi kya 🙄, bus ye 150 ka voucher of mil jaye 😂😂😂
CC 1 : Flipkart Axis
Best Use for : Fk (5%)Online shopping (1.5%)
Joining Fee : Nil
Annual Fee : 500+ reversed on 2L spends.
Benefit : 5% flat Cash back on Flipkart, Myntra,Swiggy.
1.5% on almost evrything else except a few devaluation recently for billpayments,insurance etc
CC 2- Onecard
Charges- LTF
Benefit- Mainly for the various offers they issue on shopping ,groceries, billpay every month.
CC : Amazon Pay ICICI
Best Use for : Only for Online Shopping
Joining Fee : Nil (sometimes we get extra benefits )
Annual Fee : Nil
Benefit : 5% - prime /3% - non prime flat Cash back on Amazon. 1% on others
spent around 60K last year with 5% cb.
Credit Card 1 : Amazon Pay ICICI Bank Credit Card
Best Use for : Online Shopping
Joining Fee : Nil
Annual Fee : Nil
Benefit : upto 5% Cashback on Amazon
Recently, I purchased Samsung Galaxy S6 lite tablet with double flat discount (3000+3000) and also recieve the 5 percent Cashback by using this card. It almost saves me around Rs. 7149. Also It's the only card with 2 lac + limit in less then one year.
Credit card- hdfc,axis, icici cards
Best use- online shopping
J/A Fees - Nil
Benefit- it allows me to pay whenever i want, doesnt care about due dates
2- Helps alot to earn 5k+ from cashback and points
Credit Card : flipkart axis cc
Best Use for : Online Shopping
Joining Fee : Nil
Annual Fee : 500
5percent cashback
benefit made on credit card.: saved a lot from fk shopping
Sbi cashback cc for college fee payment.
It gives me 5% cashback, including me, my sister and few close friends I save around 5-6 thousand per semester
Bro which sbi card
Credit Card 1 : Flipkart Axis
Best Use for : Online Shopping
Joining Fee : Nil (LTF Offer)
Annual Fee : Nil
Benefit : 1.5% Cashback on All Transactions above 150 , this is my primary card for any kind of offline transactions.
Credit Card 2 : Amex MRCC
Best Use for : Online Shopping
Joining Fee : Nil (currently 500-1000/year)
Annual Fee : 1500 + GST (Waived on Spends of 1.5 Lakh)
Benefit : Normal reward points are not that great and comes down to only 0.28% but this card is main profit comes from bonus RP of 1000 on doing 4 transactions worth 1500 every month , so by spending 6k per month on this card you get 1120 RP and profit rises to more than 5%.
Hdfc tata neu infinity
Got this when it was chargeable but got 1500 neucoins
Since Apple has a partnership with hdfc, got macbook pro, apple watch and airpods at pretty sweet price.
Used Amazon pay icici card in two accounts during sale on Amazon in Oct 2022, guess what, my reward points were not Credited and card has been blocked. Any one faced this any time? Any solution?
Amazon pay cc- use for all type of transaction including wallet loads and get 1% cashback
Credit Card 1 : SBI Cashback Credit Card
Best Use for : Online Shopping (5% Cashback on every* online spend without any merchant restriction)
Joining Fee : Nil (No Joining Fee - Enjoy all the privileges for the first year absolutely free.)
Annual Fee : Renewal Fee of Rs. 999 + tax is applicable from 2nd year onwards
Benefit :
So I had used it at many online merchants like Swiggy, Zomato, Magicpin etc. and got 5% every time ..
In addition to that, I make Income Tax, TDS etc. payments as well through this card which gave me 1% cashback (and few payments through Axis Flipkart CC as well giving 1.5% cashback)
Also being a practicing CA, I have so many challans towards Income Tax & TDS every month for my various clients.
Also buying Amazon, Flipkart GVs from multiple sources like Intermiles, GYFTR etc. which is also giving me 5% cashback...
So total I had made Rs. 10,000 + cashback which is pure profit for me in last 4-5 months only which definitely covers my travelling etc. expenses for a month
At the end, I am strongly of the opinion that MONEY SAVED IS MONEY EARNED !!!
I mostly use Flipkart Axis and ICICI Amazon Pay for shopping at Flipkart n Amazon respectively. I used to order many things for my colleagues as I work in a big office staff which gains me 5 percent cb every time 
