Credit card payments for Electricity bills over 50k

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Currently most channels of payments like paytm, freecharge,amazonpay, phonepe, mobikwik are charging high fees for electricity bill payments over 30k with corporate credit card or any credit card.
Is there any other website which doesnt charge for electric bill payments via credit cards ?
Why did these brands go from free to charging on credit cards ?

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THE_Beast wrote:

gpay

My payment using Ace Axis Credit Card in Gpay getting failed ? Anyone else facing same issue ?

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Extra charges when bill amount> 30K flushed

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raman12 wrote:

Extra charges when bill amount> 30K flushed

I guess due to heavy misuse companies start recognizing that bills more than 30k are clearly commercial in nature because those who genuinely have home electricity bills above 30k per month don’t care for “discounts”.

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guest_999 wrote:

I guess due to heavy misuse companies start recognizing that bills more than 30k are clearly commercial in nature because those who genuinely have home electricity bills above 30k per month don’t care for “discounts”.

This is not right I think.
If I have a bill once in a while going very high for example 31K, i would want some discount or cashback for sure. Similarly for the normal amounts 3K, 6K

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raman12 wrote:

This is not right I think.
If I have a bill once in a while going very high for example 31K, i would want some discount or cashback for sure. Similarly for the normal amounts 3K, 6K

We have 3 split ACs in our house & even when running all of them during summer for hours we never get more than 8-9k bill in a month so I don’t see how anyone can get a “31k bill once in a while” unless you are living in a posh farmhouse with at least dozen ACs all running for some hours on certain days(if true then what are you even doing here) or you piled up your 4-5 months bill. I appreciate such measures like amazon allowing only upi payments for electricity bill above 10k or extra charge for high amount electricity bills as these prevent misuse which is always better for genuine users. For normal bill amounts less than 10k there are some decent offers always available.

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guest_999 wrote:

We have 3 split ACs in our house & even when running all of them during summer for hours we never get more than 8-9k bill in a month so I don’t see how anyone can get a “31k bill once in a while” unless you are living in a posh farmhouse with at least dozen ACs all running for some hours on certain days(if true then what are you even doing here) or you piled up your 4-5 months bill. I appreciate such measures like amazon allowing only upi payments for electricity bill above 10k or extra charge for high amount electricity bills as these prevent misuse which is always better for genuine users. For normal bill amounts less than 10k there are some decent offers always available.

High Bill cases can be there.
For ex with 3 ACs my own bill would be 9K. But including the electricity charges of other tenants in the house ( and suppose I am house owner) bill can go upto 20K easily.
My point was such a bill once in a while.
Yes, if its every month NOT POSSIBLE even if i charge my Tesla, 2 wheelers and any other big thing also

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raman12 wrote:

High Bill cases can be there.
For ex with 3 ACs my own bill would be 9K. But including the electricity charges of other tenants in the house ( and suppose I am house owner) bill can go upto 20K easily.
My point was such a bill once in a while.
Yes, if its every month NOT POSSIBLE even if i charge my Tesla, 2 wheelers and any other big thing also

In that case are you also going to share the profit with other tenants because otherwise it is just you alone getting the benefit of discount on high bill. Companies design their products & policies keeping 80-90% of their user base & as you mentioned this situation will certainly don’t fall in that category so I guess bad luck.

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guest_999 wrote:

In that case are you also going to share the profit with other tenants because otherwise it is just you alone getting the benefit of discount on high bill. Companies design their products & policies keeping 80-90% of their user base & as you mentioned this situation will certainly don’t fall in that category so I guess bad luck.

True
If one person tries to misuse a benefit atleast 10 others suffer

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guest_999 wrote:

We have 3 split ACs in our house & even when running all of them during summer for hours we never get more than 8-9k bill in a month so I don’t see how anyone can get a “31k bill once in a while” unless you are living in a posh farmhouse with at least dozen ACs all running for some hours on certain days(if true then what are you even doing here) or you piled up your 4-5 months bill. I appreciate such measures like amazon allowing only upi payments for electricity bill above 10k or extra charge for high amount electricity bills as these prevent misuse which is always better for genuine users. For normal bill amounts less than 10k there are some decent offers always available.

In Punjab per unit cost is more than rs10..hence in summers 20-30k bill is normal with households having 2 or more Acs

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sanju8486 wrote:

In Punjab per unit cost is more than rs10..hence in summers 20-30k bill is normal with households having 2 or more Acs

Care to share any proof, on Punjab state electricity board site the max rate I found is Rs.7.30 for 2-7kW domestic load with above 500 units consumption.

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guest_999 wrote:

Care to share any proof, on Punjab state electricity board site the max rate I found is Rs.7.30 for 2-7kW domestic load with above 500 units consumption.

Bhai include other taxes… It costs around 8 to 9 rs per unit to me with load of approx 4 KVA

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guest_999 wrote:

Care to share any proof, on Punjab state electricity board site the max rate I found is Rs.7.30 for 2-7kW domestic load with above 500 units consumption.

Check dm boss

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raman12 wrote:

Extra charges when bill amount> 30K flushed

xtra charges in gpay? user specific or for everyone?

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caks2006407 wrote:

xtra charges in gpay? user specific or for everyone?

For everyone for Payments more than 20K for axis bank users.

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itzdreaming wrote:

For everyone for Payments more than 20K for axis bank users.

What are the charges though? Fixed or variable %age?

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RunZone wrote:

What are the charges though? Fixed or variable %age?

For payments thru Google pay upto 20k there is no charges , i greater than 20k payment getting failed for me when using axis card.

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itzdreaming wrote:

My payment using Ace Axis Credit Card in Gpay getting failed ? Anyone else facing same issue ?

same issue … unable to pay 26K

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avijeet wrote:

same issue … unable to pay 26K

You cant pay more than 20k in 24 hrs for wallet transaction using AXIS Card – New rule from Axis

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itzdreaming wrote:

You cant pay more than 20k in 24 hrs for wallet transaction using AXIS Card – New rule from Axis

Any link to that rule ….

Now the beauty of that card is totally dented

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Further, payment using ACE card not going through in PayZapp

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Phonepe is the cheapest of the lot. They have fixed charge of 50.

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avijeet wrote:

Any link to that rule ….

Now the beauty of that card is totally dented

Nope, i asked for the same to customer care, they too didnt have.

@cashif is there any limit for the amount?

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itzdreaming wrote:

Nope, i asked for the same to customer care, they too didnt have.

@cashif is there any limit for the amount?

I am not aware of. I paid 51k bill last month and around 47k this month.

However, it failed when I tried to pay further two bills of around 12k & 21k.

Another option is HDFC Billpay. I used it for first time this month and was successfully able to pay above two bills plus one more of 63k.

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cashif wrote:

Phonepe is the cheapest of the lot. They have fixed charge of 50.

Phonepe is the cheapest of the lot. They have fixed charge of 50.

make me understand this…

but CC cant be used right?

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cashif wrote:

I am not aware of. I paid 51k bill last month and around 47k this month.

However, it failed when I tried to pay further two bills of around 12k & 21k.

Another option is HDFC Billpay. I used it for first time this month and was successfully able to pay above two bills plus one more of 63k.

HDFC Billpay… Standing Instructions are only for HDFC card right to get 5% cashback?

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avijeet wrote:

Phonepe is the cheapest of the lot. They have fixed charge of 50.

make me understand this…

but CC cant be used right?

Yes, paid using CC. They charged 50 per bill extra.

Last month paid 3 bills of 51k, 12k & 16k and every time was charged 50

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avijeet wrote:

HDFC Billpay… Standing Instructions are only for HDFC card right to get 5% cashback?

I didn’t add for standing instruction. Just went to BILLPAY and paid by entering the EB details.

PS: Only HDFC can be used

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cashif wrote:

I didn’t add for standing instruction. Just went to BILLPAY and paid by entering the EB details.

PS: Only HDFC can be used

The fun is of having 5% cashback with ACE

anyways i used HDFC card and Payzapp to pay 26K …. BILLPAY code .

Missing