Credit card to credit card balance
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I want to transfer balance from one credit card to another so that I can buy over limit purchase.
Example is suppose I have credit card with 1 lakh limit and another with 80000 limit. I want to transfer 80000, so that I can buy a product worth 1,50,000
Is it possible to do such a thing and what are cons of it?
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No bro.. Limit transfer from one card to other credit card is not possible.
Limit Transfer is available only in Sbi Credit Cards with the charges.
It’s not limit transfer, it’s termed as balence transfer on emi(i.e transfer of one card to another card outstanding amount)" with charges"
What does it mean? I have sbi simply click card. Can I transfer my ICICI limit to this card?
Is there a way we can use 2 different credit cards for the purchase of single item or order in amazon, Flipkart.
1st of shortfall limit and apply gv while doing txn and pay rest using card
make 50k extra payment on 1L limit card and buy the product
Even then you can NOT do a transaction > original card limit, in this case like txn > 1lac will incur over limit charges.
Buy Amazon/Flipkart gift card using both credit cards and use the gift card to purchase the item.
Balance transfer possible with extra fees
Balance transfer is paying CC that has high interest charges with that of lower interest charges.. OP has asked about credit limit transfer and it is not possible.. Better check for credit limit enhancement if u r using CC for more than 6 months
It’s possible with icici instant credit card (against fd) but not with credit card limit transfer. You have to load extra money and payment will be done. For other, you may be charged with over limit fee.
Buy gv from one card and pay balance in other card.
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I am not 100% sure(99.99% sure though) but I don’t think it works that way
wait for others who are sure to comment